Jefferson County Bank in Jefferson, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1999

  • Jefferson County Bank in Jefferson, Wisconsin (WI)
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Jefferson County Bank - Overview

  • General
  • FDIC Certificate #: 10006
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: PremierBank (#5295)
    Federal Reserve ID: 533245
    Date Established: October 01, 1858
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6396
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 01, 1999
    Last Structure Change Process Date: Febuary 26, 1999
    Last Data Update: Febuary 26, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 320 South Center Avenue, Jefferson, WI 53549
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Watertown-Fort Atkinson, WI (#48020)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $64.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $64,216Total assets
  • $3,080Cash and due from depository institutions
  • $0Interest-bearing balances
  • $10,516Securities
  • $6,459Federal funds sold & reverse repurchase agreements
  • $33,380Net loans & leases
  • $504Loan loss allowance
  • $0Trading account assets
  • $1,194Bank premises and fixed assets
  • $90Other real estate owned
  • $8,032Goodwill and other intangibles
  • $0Life insurance assets
  • $1,465All other assets
  • $64,216Total liabilities and capital
  • $50,441Total liabilities
  • $49,129Total deposits
  • $42,670Interest-bearing deposits
  • $49,129Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $125Other borrowed funds
  • $0Subordinated debt
  • $1,187All other liabilities
  • $13,775Total equity capital
  • $13,775Total bank equity capital
  • $13,775Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $13,031Undivided profits
  • Memoranda
  • $444Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $112Earning assets
  • $0Long-term assets (5+ years)
  • $230Average Assets, year-to-date
  • $50,355Average Assets, quarterly
  • $10,514Volatile liabilities
  • $58,978Insider loans
  • $63,743FHLB advances
  • $2,106Loans and leases held for sale
  • $16Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,711Total unused commitments
  • $0Restructured Loans and leases
  • $38,168Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $1,321Total interest income
  • $636Total interest expense
  • $685Net interest income
  • $0Provision for loan and lease losses
  • $103Total noninterest income
  • $0Fiduciary activities
  • $44Service charges on deposit accounts
  • $0Trading account gains & fees
  • $59Additional noninterest income
  • $620Total noninterest expense
  • $232Salaries and employee benefits
  • $95Premises and equipment expense
  • $293Additional noninterest expense
  • $168Pre-tax net operating income
  • $0Securities gains (losses)
  • $51Applicable income taxes
  • $117Income before extraordinary items
  • $0Extraordinary gains - net
  • $117Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $30Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.63%Yield on earning assets
  • 1.27%Cost of funding earning assets
  • 1.37%Net interest margin
  • 0.21%Noninterest income to earning assets
  • 1.24%Noninterest expense to earning assets
  • 0.20%Net operating income to assets
  • 0.20%Return on assets (ROA)
  • 0.28%Pretax return on assets
  • 1.17%Return on equity (ROE)
  • 1.17%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 5.60%Efficiency ratio
  • 64,975Assets per employee
  • 3.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 450.00%Noncurrent assets plus other real estate owned to assets
  • 0.31%Noncurrent loans to loans
  • 0.33%Net loans and leases to deposits
  • 67.94%Net loans and leases to core deposits
  • 70.80%Equity capital to assets
  • 21.45%Core capital (leverage) ratio
  • 9.58%Tier 1 risk-based capital ratio
  • 13.87%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $58,978Average earning assets
  • $9,958Average equity
  • $50,136Average loans

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