Johnsonville State Bank in Johnsonville, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 09, 2007

  • Johnsonville State Bank in Johnsonville, South Carolina (SC)
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Johnsonville State Bank - Overview

  • General
  • FDIC Certificate #: 16420
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Citizens Bank (#15932)
    Federal Reserve ID: 353023
    Date Established: May 01, 1946
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 10595
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 01, 1946
    Last Structure Change Effective Date: June 09, 2007
    Last Structure Change Process Date: June 18, 2007
    Last Data Update: June 18, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 127 South Georgetown Highway, Johnsonville, SC 29555
    County: Florence
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Columbia Sc
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Florence, SC (#2655)
    Core Based Statistical Area (CBSA): Florence, SC (#22500)
    CBSA Metro Statistical Area: Florence, SC (#22500)
  • Financial Summary
  • Total assets: $22.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $21,920Total assets
  • $3,981Cash and due from depository institutions
  • $0Interest-bearing balances
  • $3,197Securities
  • $3,856Federal funds sold & reverse repurchase agreements
  • $10,322Net loans & leases
  • $156Loan loss allowance
  • $0Trading account assets
  • $266Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $298All other assets
  • $21,920Total liabilities and capital
  • $18,560Total liabilities
  • $18,411Total deposits
  • $15,160Interest-bearing deposits
  • $18,411Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $149All other liabilities
  • $3,360Total equity capital
  • $3,360Total bank equity capital
  • $3,360Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $2,800Undivided profits
  • Memoranda
  • $360Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $78Earning assets
  • $0Long-term assets (5+ years)
  • $61Average Assets, year-to-date
  • $17,375Average Assets, quarterly
  • $3,557Volatile liabilities
  • $21,733Insider loans
  • $21,813FHLB advances
  • $3,655Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $139Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $1,310Total interest income
  • $400Total interest expense
  • $910Net interest income
  • $228Provision for loan and lease losses
  • $111Total noninterest income
  • $0Fiduciary activities
  • $100Service charges on deposit accounts
  • $0Trading account gains & fees
  • $11Additional noninterest income
  • $741Total noninterest expense
  • $459Salaries and employee benefits
  • $97Premises and equipment expense
  • $185Additional noninterest expense
  • $52Pre-tax net operating income
  • $0Securities gains (losses)
  • $7Applicable income taxes
  • $45Income before extraordinary items
  • $0Extraordinary gains - net
  • $45Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $257Sale, conversion, retirement of capital stock, net
  • $60Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.85%Yield on earning assets
  • 2.09%Cost of funding earning assets
  • 4.76%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 3.88%Noninterest expense to earning assets
  • 0.21%Net operating income to assets
  • 0.21%Return on assets (ROA)
  • 0.24%Pretax return on assets
  • 1.34%Return on equity (ROE)
  • -0.45%Retained earnings to average equity (YTD only)
  • 2.38%Net charge-offs to loans
  • 88.72%Credit loss provision to net charge-offs
  • 1.09%Efficiency ratio
  • 72,576Assets per employee
  • 2.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 133.33%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 200.00%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.74%Net loans and leases to deposits
  • 56.06%Net loans and leases to core deposits
  • 69.95%Equity capital to assets
  • 15.33%Core capital (leverage) ratio
  • 15.61%Tier 1 risk-based capital ratio
  • 30.45%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $21,733Average earning assets
  • $3,354Average equity
  • $19,114Average loans

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