Kanza Bank in Kingman, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

Kanza Bank - Overview

  • General
  • FDIC Certificate #: 13157
    Status: Active
    Federal Reserve ID: 4156
    Bank Holding Company (Regulatory Top Holder): Kanza Financial Corporation (RSSDID: 2325369, Location: Kingman, KS)
    Date Established: January 01, 1905
    WWW: http://www.kanzabank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 13059
    FDIC's unique #: 8321
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 151 North Main Street, Kingman, KS 67068
    County: Kingman
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $203.1 mil
    Equity capital: $20.5 mil
    Deposits held in domestic offices: $166.9 mil
    Return on assets (ROA): 0.63% ($1.3 mil)
    Quarterly return on assets: 1.05% ($2.1 mil)
    Return on Equity (ROE): 6.08% ($1.3 mil)
    Quarterly return on equity: 10.17% ($2.1 mil)
    Net income: $1.2 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.67% ($1,360.7 mil)
    Quarterly Pretax return on assets: 1.09% ($2,213.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 61Total employees (full-time equivalent)
  • $203,086Total assets
  • $4,773Cash and due from depository institutions
  • $1,058Interest-bearing balances
  • $44,590Securities
  • $13,060Federal funds sold & reverse repurchase agreements
  • $123,576Net loans & leases
  • $1,908Loan loss allowance
  • $0Trading account assets
  • $7,197Bank premises and fixed assets
  • $327Other real estate owned
  • $1,783Goodwill and other intangibles
  • $203,086Life insurance assets
  • $7,780All other assets
  • $182,582Total liabilities and capital
  • $166,852Total liabilities
  • $138,451Total deposits
  • $166,852Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 1208.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $14,000Trading liabilities
  • $0Other borrowed funds
  • $522Subordinated debt
  • $20,504All other liabilities
  • $20,504Total equity capital
  • $20,504Total bank equity capital
  • $0Perpetual preferred stock
  • $1,200Common stock
  • $6,657Surplus
  • $12,647Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $898Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $577Income earned, not collected on loans
  • $320Earning assets
  • $1,091Long-term assets (5+ years)
  • $182,284Average Assets, year-to-date
  • $43,222Average Assets, quarterly
  • $192,769Volatile liabilities
  • $198,476Insider loans
  • $134,378FHLB advances
  • $193,410Loans and leases held for sale
  • $3,482Unused loan commitments
  • $2,618Tier 1 (core) risk-based capital
  • $17,936Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $864Total unused commitments
  • $14,807Restructured Loans and leases
  • $99Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,835Total interest income
  • $1,803Total interest expense
  • $7,032Net interest income
  • $563Provision for loan and lease losses
  • $1,553Total noninterest income
  • $0Fiduciary activities
  • $615Service charges on deposit accounts
  • $0Trading account gains & fees
  • $938Additional noninterest income
  • $6,775Total noninterest expense
  • $3,598Salaries and employee benefits
  • $923Premises and equipment expense
  • $2,254Additional noninterest expense
  • $1,247Pre-tax net operating income
  • $35Securities gains (losses)
  • $65Applicable income taxes
  • $1,217Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,217Net income attributable to bank
  • $0Net charge-offs
  • $1,217Cash dividends
  • $677Sale, conversion, retirement of capital stock, net
  • $456Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.14%Yield on earning assets
  • 1.05%Cost of funding earning assets
  • 4.09%Net interest margin
  • 0.90%Noninterest income to earning assets
  • 3.94%Noninterest expense to earning assets
  • 0.61%Net operating income to assets
  • 0.63%Return on assets (ROA)
  • 0.67%Pretax return on assets
  • 6.08%Return on equity (ROE)
  • 3.80%Retained earnings to average equity (YTD only)
  • 0.54%Net charge-offs to loans
  • 83.16%Credit loss provision to net charge-offs
  • 2.67%Efficiency ratio
  • 78,917Assets per employee
  • 3.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.47%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 330.68%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.46%Net loans and leases to deposits
  • 74.06%Net loans and leases to core deposits
  • 83.09%Equity capital to assets
  • 10.10%Core capital (leverage) ratio
  • 9.27%Tier 1 risk-based capital ratio
  • 13.35%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $192,769Average earning assets
  • $20,009Average equity
  • $171,746Average loans

List of branches

  • 4 Kansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08321Kanza Bank151 North Main Street, Kingman, KS 67068January 01, 1905Full Service Brick and Mortar
    1362313Wichita Branch13605 West Maple, Suite 101, Wichita, KS 67235October 17, 2001Full Service Brick and Mortar
    23059Anthony Citizens Branch102 East Main Street, Anthony, KS 67003May 01, 1903Full Service Brick and Mortar
    3488140Kanza Bank - East Branch2233 North Greenwich Road, Wichita, KS 67226Febuary 17, 2009Full Service Brick and Mortar

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