Citizens National Bank in Arlington, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 16, 2010

  • Citizens National Bank in Arlington, Kansas (KS)
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Citizens National Bank - Overview

  • General
  • FDIC Certificate #: 4620
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Citizens State Bank (#5495)
    Federal Reserve ID: 980157
    Date Established: March 19, 1913
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 3063
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 16, 2010
    Last Structure Change Process Date: October 19, 2010
    Last Data Update: October 19, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 116 South Lincoln St, Arlington, KS 67514
    County: Reno
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Hutchinson, KS (#26740)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $59.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2009)

  • Dollar figures in thousands
  • 15Total employees (full-time equivalent)
  • $47,887Total assets
  • $1,729Cash and due from depository institutions
  • $1,191Interest-bearing balances
  • $8,984Securities
  • $4,128Federal funds sold & reverse repurchase agreements
  • $30,301Net loans & leases
  • $417Loan loss allowance
  • $0Trading account assets
  • $1,092Bank premises and fixed assets
  • $92Other real estate owned
  • $394Goodwill and other intangibles
  • $0Life insurance assets
  • $1,167All other assets
  • $47,887Total liabilities and capital
  • $43,264Total liabilities
  • $43,185Total deposits
  • $36,117Interest-bearing deposits
  • $43,185Deposits held in domestic offices
  • 92.13%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $79All other liabilities
  • $4,623Total equity capital
  • $4,623Total bank equity capital
  • $4,623Perpetual preferred stock
  • $0Common stock
  • $218Surplus
  • $2,199Undivided profits
  • Memoranda
  • $2,206Noncurrent loans and leases
  • $6,131Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $174Earning assets
  • $0Long-term assets (5+ years)
  • $617Average Assets, year-to-date
  • $44,604Average Assets, quarterly
  • $6,257Volatile liabilities
  • $47,105Insider loans
  • $46,901FHLB advances
  • $6,938Loans and leases held for sale
  • $1,012Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,131Total unused commitments
  • $0Restructured Loans and leases
  • $417Derivatives

Income and Expense (December 31, 2009)

  • Dollar figures in thousands
  • $2,192Total interest income
  • $755Total interest expense
  • $1,437Net interest income
  • $50Provision for loan and lease losses
  • $276Total noninterest income
  • $0Fiduciary activities
  • $217Service charges on deposit accounts
  • $0Trading account gains & fees
  • $59Additional noninterest income
  • $1,394Total noninterest expense
  • $656Salaries and employee benefits
  • $180Premises and equipment expense
  • $558Additional noninterest expense
  • $269Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $269Income before extraordinary items
  • $0Extraordinary gains - net
  • $269Net income attributable to bank
  • $0Net charge-offs
  • $269Cash dividends
  • $139Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2009)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.06%Yield on earning assets
  • 1.74%Cost of funding earning assets
  • 3.32%Net interest margin
  • 0.64%Noninterest income to earning assets
  • 3.22%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • 0.57%Return on assets (ROA)
  • 0.57%Pretax return on assets
  • 5.98%Return on equity (ROE)
  • 5.98%Retained earnings to average equity (YTD only)
  • 0.46%Net charge-offs to loans
  • 35.97%Credit loss provision to net charge-offs
  • 2.29%Efficiency ratio
  • 81,378Assets per employee
  • 3.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 239.66%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.57%Net loans and leases to deposits
  • 70.17%Net loans and leases to core deposits
  • 83.60%Equity capital to assets
  • 9.65%Core capital (leverage) ratio
  • 8.88%Tier 1 risk-based capital ratio
  • 11.47%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $47,105Average earning assets
  • $4,495Average equity
  • $43,298Average loans

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