Key Bank of Colorado in city_name, state_name - Detailed Financial Reports, Location

Key Bank of Colorado in Fort Collins, Colorado (CO)
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Key Bank of Colorado - Overview

General
FDIC Certificate #: 33821
Status: Inactive
Closing history: Corrections
Acquiring institution: Keybank National Association (#13447)
Federal Reserve ID: 2060884
Date Established: June 30, 1993
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
OTS Docket #: 11204
FDIC's unique #: 48124
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: June 30, 1993
Last Structure Change Effective Date: March 25, 1994
Last Structure Change Process Date: April 18, 1994
Last Data Update: April 18, 1994
Data Source Date: April 05, 2012
Location
Address: 300 West Oak Street, Fort Collins, CO 80521
County: Larimer
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Fort Collins-Loveland, CO (#2670)
Core Based Statistical Area (CBSA): Fort Collins-Loveland, CO (#22660)
CBSA Metro Statistical Area: Fort Collins-Loveland, CO (#22660)
History of Changes
Merger - Without Assistance
Corrections
Financial Summary
Total assets: $203.0 mil

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$77Total assets
$203,031Cash and due from depository institutions
$12,349Interest-bearing balances
$488Securities
$29,533Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$151,877Loan loss allowance
$2,537Trading account assets
$0Bank premises and fixed assets
$5,811Other real estate owned
$0Goodwill and other intangibles
$2,780Life insurance assets
$681All other assets
$0Total liabilities and capital
$203,031Total liabilities
$188,324Total deposits
$183,102Interest-bearing deposits
$166,595Deposits held in domestic offices
183102.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$2,400Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,500All other liabilities
$1,322Total equity capital
$1,322Total bank equity capital
$14,707Perpetual preferred stock
$0Common stock
$1,000Surplus
$5,724Undivided profits
Memoranda
$7,983Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$756Income earned, not collected on loans
$1,198Earning assets
$181,898Long-term assets (5+ years)
$42,589Average Assets, year-to-date
$216,510Average Assets, quarterly
$209,009Volatile liabilities
$7,247Insider loans
$579FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$27,293Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$14,026Total risk weighted assets
$139,617Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$17,712Total interest expense
$8,214Net interest income
$9,498Provision for loan and lease losses
$508Total noninterest income
$2,127Fiduciary activities
$0Service charges on deposit accounts
$1,292Trading account gains & fees
$32Additional noninterest income
$803Total noninterest expense
$13,677Salaries and employee benefits
$2,762Premises and equipment expense
$595Additional noninterest expense
$10,320Pre-tax net operating income
-$2,560Securities gains (losses)
$182Applicable income taxes
$130Income before extraordinary items
-$2,508Extraordinary gains - net
$0Net income attributable to bank
-$2,508Net charge-offs
$430Cash dividends
$0Sale, conversion, retirement of capital stock, net
$290Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.89%Cost of funding earning assets
4.12%Net interest margin
4.77%Noninterest income to earning assets
1.07%Noninterest expense to earning assets
6.86%Net operating income to assets
-1.24%Return on assets (ROA)
-1.16%Pretax return on assets
-1.10%Return on equity (ROE)
-18.12%Retained earnings to average equity (YTD only)
-18.12%Net charge-offs to loans
0.27%Credit loss provision to net charge-offs
118.14%Efficiency ratio
115,897Assets per employee
2.64%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.64%Loss allowance to noncurrent loans
335.58%Noncurrent assets plus other real estate owned to assets
0.37%Noncurrent loans to loans
0.49%Net loans and leases to deposits
82.95%Net loans and leases to core deposits
85.20%Equity capital to assets
7.24%Core capital (leverage) ratio
6.68%Tier 1 risk-based capital ratio
10.05%Total risk-based capital ratio
Memoranda
$12Average assets
$216,510Average earning assets
$13,842Average equity
$199,321Average loans

Key Bank of Colorado in Fort Collins, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Key Bank of Colorado - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Key Bank of Colorado in Fort Collins, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Key Bank of Colorado - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Key Bank of Colorado in Fort Collins, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches