Kingstree Federal Savings and Loan Association in Kingstree, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Kingstree Federal Savings and Loan Association in Kingstree, South Carolina (SC)
  • Show street view No street view available for this location

Kingstree Federal Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 29486
    Status: Active
    Federal Reserve ID: 440978
    Date Established: January 01, 1926
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 3534
    FDIC's unique #: 42320
    Numeric code: 37
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: July 29, 1936
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 East Mill Street, Kingstree, SC 29556
    County: Williamsburg
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Columbia Sc
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $32.8 mil
    Equity capital: $4.5 mil
    Deposits held in domestic offices: $28.3 mil
    Return on assets (ROA): 0.24% ($0.1 mil)
    Quarterly return on assets: 0.31% ($0.1 mil)
    Return on Equity (ROE): 1.63% ($0.1 mil)
    Quarterly return on equity: 2.22% ($0.1 mil)
    Net income: $0.1 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.26% ($85.3 mil)
    Quarterly Pretax return on assets: 0.35% ($114.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 6Total employees (full-time equivalent)
  • $32,825Total assets
  • $5,303Cash and due from depository institutions
  • $4,679Interest-bearing balances
  • $3,572Securities
  • $1,615Federal funds sold & reverse repurchase agreements
  • $20,737Net loans & leases
  • $178Loan loss allowance
  • $0Trading account assets
  • $143Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $32,825Life insurance assets
  • $1,455All other assets
  • $28,314Total liabilities and capital
  • $28,262Total liabilities
  • $28,223Total deposits
  • $28,262Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $52Subordinated debt
  • $4,511All other liabilities
  • $4,511Total equity capital
  • $4,511Total bank equity capital
  • $0Perpetual preferred stock
  • $10Common stock
  • $90Surplus
  • $4,411Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $482Income earned, not collected on loans
  • $0Earning assets
  • $120Long-term assets (5+ years)
  • $30,603Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $30,207Volatile liabilities
  • $31,946Insider loans
  • $14,747FHLB advances
  • $32,823Loans and leases held for sale
  • $1,215Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $4,509Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,776Restructured Loans and leases
  • $427Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,188Total interest income
  • $389Total interest expense
  • $799Net interest income
  • $81Provision for loan and lease losses
  • $65Total noninterest income
  • $0Fiduciary activities
  • $2Service charges on deposit accounts
  • $0Trading account gains & fees
  • $63Additional noninterest income
  • $703Total noninterest expense
  • $357Salaries and employee benefits
  • $144Premises and equipment expense
  • $202Additional noninterest expense
  • $80Pre-tax net operating income
  • $0Securities gains (losses)
  • $7Applicable income taxes
  • $73Income before extraordinary items
  • $0Extraordinary gains - net
  • $73Net income attributable to bank
  • $0Net charge-offs
  • $73Cash dividends
  • -$34Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.26%Yield on earning assets
  • 1.40%Cost of funding earning assets
  • 2.87%Net interest margin
  • 0.23%Noninterest income to earning assets
  • 2.52%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.26%Pretax return on assets
  • 1.63%Return on equity (ROE)
  • 1.63%Retained earnings to average equity (YTD only)
  • -0.17%Net charge-offs to loans
  • -238.24%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 81,366Assets per employee
  • 5.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.85%Loss allowance to noncurrent loans
  • 36.93%Noncurrent assets plus other real estate owned to assets
  • 1.47%Noncurrent loans to loans
  • 2.30%Net loans and leases to deposits
  • 73.37%Net loans and leases to core deposits
  • 76.10%Equity capital to assets
  • 13.74%Core capital (leverage) ratio
  • 13.74%Tier 1 risk-based capital ratio
  • 30.58%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $30,207Average earning assets
  • $4,490Average equity
  • $27,874Average loans

List of branches

  • 1 South Carolina Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042320Kingstree Federal Savings And Loan A101 East Mill Street, Kingstree, SC 29556January 01, 1926Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Kingstree Federal Savings and Loan Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents