Kittitas Valley Bank, National Association in Ellensburg, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 03, 2000

  • Kittitas Valley Bank, National Association in Ellensburg, Washington (WA)
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Kittitas Valley Bank, National Association - Overview

  • General
  • FDIC Certificate #: 33705
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Pacific Northwest Bank (#27346)
    Federal Reserve ID: 1996856
    Date Established: October 23, 1992
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 47814
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 23, 1992
    Last Structure Change Effective Date: January 03, 2000
    Last Structure Change Process Date: March 29, 2000
    Last Data Update: March 29, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 West 8th Avenue, Ellensburg, WA 98926
    County: Kittitas
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Seattle
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Ellensburg, WA (#21260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $48.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $48,155Total assets
  • $3,027Cash and due from depository institutions
  • $0Interest-bearing balances
  • $6,159Securities
  • $7,506Federal funds sold & reverse repurchase agreements
  • $29,637Net loans & leases
  • $383Loan loss allowance
  • $0Trading account assets
  • $1,369Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $457All other assets
  • $48,155Total liabilities and capital
  • $43,311Total liabilities
  • $40,232Total deposits
  • $33,143Interest-bearing deposits
  • $40,232Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,665Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $414All other liabilities
  • $4,844Total equity capital
  • $4,844Total bank equity capital
  • $4,844Perpetual preferred stock
  • $0Common stock
  • $1,656Surplus
  • $2,023Undivided profits
  • Memoranda
  • $1,165Noncurrent loans and leases
  • $5,574Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $26Earning assets
  • $0Long-term assets (5+ years)
  • $286Average Assets, year-to-date
  • $43,302Average Assets, quarterly
  • $4,544Volatile liabilities
  • $47,611Insider loans
  • $47,594FHLB advances
  • $5,804Loans and leases held for sale
  • $759Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,574Total unused commitments
  • $0Restructured Loans and leases
  • $383Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $3,673Total interest income
  • $969Total interest expense
  • $2,704Net interest income
  • $96Provision for loan and lease losses
  • $645Total noninterest income
  • $0Fiduciary activities
  • $422Service charges on deposit accounts
  • $0Trading account gains & fees
  • $223Additional noninterest income
  • $1,891Total noninterest expense
  • $1,027Salaries and employee benefits
  • $156Premises and equipment expense
  • $708Additional noninterest expense
  • $1,362Pre-tax net operating income
  • $0Securities gains (losses)
  • $463Applicable income taxes
  • $899Income before extraordinary items
  • $0Extraordinary gains - net
  • $899Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $29Sale, conversion, retirement of capital stock, net
  • $500Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.56%Yield on earning assets
  • 2.26%Cost of funding earning assets
  • 6.30%Net interest margin
  • 1.50%Noninterest income to earning assets
  • 4.41%Noninterest expense to earning assets
  • 1.89%Net operating income to assets
  • 1.89%Return on assets (ROA)
  • 2.86%Pretax return on assets
  • 19.65%Return on equity (ROE)
  • 8.72%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 331.03%Credit loss provision to net charge-offs
  • 50.28%Efficiency ratio
  • 56,465Assets per employee
  • 2.19%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 55.62%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 1473.08%Noncurrent assets plus other real estate owned to assets
  • 0.05%Noncurrent loans to loans
  • 0.09%Net loans and leases to deposits
  • 73.67%Net loans and leases to core deposits
  • 79.90%Equity capital to assets
  • 10.06%Core capital (leverage) ratio
  • 10.50%Tier 1 risk-based capital ratio
  • 14.16%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $47,611Average earning assets
  • $4,576Average equity
  • $42,917Average loans

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