Klickitat Valley Bank in Goldendale, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 1997

  • Klickitat Valley Bank in Goldendale, Washington (WA)
  • Show street view No street view available for this location

Klickitat Valley Bank - Overview

  • General
  • FDIC Certificate #: 19848
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Columbia River Bank (#22469)
    Federal Reserve ID: 540476
    Date Established: August 26, 1968
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    OTS Docket #: 10443
    FDIC's unique #: 13641
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 26, 1968
    Last Structure Change Effective Date: March 01, 1997
    Last Structure Change Process Date: April 16, 1997
    Last Data Update: April 16, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 202 West Main Street, Goldendale, WA 98620
    County: Klickitat
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $79.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $28Total assets
  • $79,174Cash and due from depository institutions
  • $3,932Interest-bearing balances
  • $942Securities
  • $35,678Federal funds sold & reverse repurchase agreements
  • $1,400Net loans & leases
  • $36,470Loan loss allowance
  • $356Trading account assets
  • $0Bank premises and fixed assets
  • $746Other real estate owned
  • $0Goodwill and other intangibles
  • $948Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $79,174Total liabilities
  • $71,112Total deposits
  • $70,255Interest-bearing deposits
  • $60,365Deposits held in domestic offices
  • 70255.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $322Subordinated debt
  • $0All other liabilities
  • $535Total equity capital
  • $535Total bank equity capital
  • $8,062Perpetual preferred stock
  • $0Common stock
  • $1,096Surplus
  • $2,204Undivided profits
  • Memoranda
  • $4,762Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $28Income earned, not collected on loans
  • $308Earning assets
  • $74,490Long-term assets (5+ years)
  • $30,379Average Assets, year-to-date
  • $77,438Average Assets, quarterly
  • $79,723Volatile liabilities
  • $7,396Insider loans
  • $549FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,317Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,062Total risk weighted assets
  • $39,202Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,838Total interest expense
  • $2,684Net interest income
  • $3,154Provision for loan and lease losses
  • $0Total noninterest income
  • $268Fiduciary activities
  • $0Service charges on deposit accounts
  • $202Trading account gains & fees
  • $0Additional noninterest income
  • $66Total noninterest expense
  • $2,115Salaries and employee benefits
  • $1,218Premises and equipment expense
  • $186Additional noninterest expense
  • $711Pre-tax net operating income
  • $1,307Securities gains (losses)
  • $4Applicable income taxes
  • $303Income before extraordinary items
  • $1,008Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,008Net charge-offs
  • -$8Cash dividends
  • $396Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.01%Cost of funding earning assets
  • 3.68%Net interest margin
  • 4.33%Noninterest income to earning assets
  • 0.37%Noninterest expense to earning assets
  • 2.90%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.30%Pretax return on assets
  • 1.69%Return on equity (ROE)
  • 12.99%Retained earnings to average equity (YTD only)
  • 7.88%Net charge-offs to loans
  • -0.02%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 61,806Assets per employee
  • 2.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 39.29%Loss allowance to loans
  • 0.97%Loss allowance to noncurrent loans
  • 1271.43%Noncurrent assets plus other real estate owned to assets
  • 0.04%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 51.91%Net loans and leases to core deposits
  • 57.72%Equity capital to assets
  • 10.18%Core capital (leverage) ratio
  • 9.99%Tier 1 risk-based capital ratio
  • 20.57%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $77,438Average earning assets
  • $7,762Average equity
  • $72,923Average loans

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