LBA Savings Bank in Lafayette, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 26, 2003

  • LBA Savings Bank in Lafayette, Louisiana (LA)
  • Show street view No street view available for this location

LBA Savings Bank - Overview

  • General
  • FDIC Certificate #: 28361
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Iberiabank (#28100)
    Federal Reserve ID: 84970
    Date Established: January 01, 1900
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 1440
    FDIC's unique #: 41195
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 05, 1935
    Last Structure Change Effective Date: April 26, 2003
    Last Structure Change Process Date: May 23, 2003
    Last Data Update: May 23, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 West Congress Street, Lafayette, LA 70501
    County: Lafayette
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Lafayette, LA (#3880)
    Combined Statistical Area (CSA): Lafayette-Acadiana, LA (#318)
    Core Based Statistical Area (CBSA): Lafayette, LA (#29180)
    CBSA Metro Statistical Area: Lafayette, LA (#29180)
  • Financial Summary
  • Total assets: $324.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 88Total employees (full-time equivalent)
  • $300,250Total assets
  • $19,117Cash and due from depository institutions
  • $17,892Interest-bearing balances
  • $64,137Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $201,070Net loans & leases
  • $2,447Loan loss allowance
  • $0Trading account assets
  • $2,298Bank premises and fixed assets
  • $84Other real estate owned
  • $31Goodwill and other intangibles
  • $0Life insurance assets
  • $13,513All other assets
  • $300,250Total liabilities and capital
  • $274,030Total liabilities
  • $206,730Total deposits
  • $190,869Interest-bearing deposits
  • $206,730Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,061Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $65,350Other borrowed funds
  • $0Subordinated debt
  • $889All other liabilities
  • $26,220Total equity capital
  • $26,220Total bank equity capital
  • $26,220Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $18,516Undivided profits
  • Memoranda
  • $7,704Noncurrent loans and leases
  • $27,281Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $681Earning assets
  • $0Long-term assets (5+ years)
  • $1,239Average Assets, year-to-date
  • $283,099Average Assets, quarterly
  • $120,845Volatile liabilities
  • $305,485Insider loans
  • $301,571FHLB advances
  • $44,906Loans and leases held for sale
  • $722Unused loan commitments
  • $65,350Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,046Total risk weighted assets
  • $27,281Total unused commitments
  • $0Restructured Loans and leases
  • $2,174Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $19,004Total interest income
  • $9,875Total interest expense
  • $9,129Net interest income
  • $0Provision for loan and lease losses
  • $2,165Total noninterest income
  • $0Fiduciary activities
  • $794Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,371Additional noninterest income
  • $8,062Total noninterest expense
  • $4,630Salaries and employee benefits
  • $1,494Premises and equipment expense
  • $1,938Additional noninterest expense
  • $3,232Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,145Applicable income taxes
  • $2,087Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,087Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $263Sale, conversion, retirement of capital stock, net
  • $2,612Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.58%Yield on earning assets
  • 3.42%Cost of funding earning assets
  • 3.16%Net interest margin
  • 0.75%Noninterest income to earning assets
  • 2.79%Noninterest expense to earning assets
  • 0.68%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 1.06%Pretax return on assets
  • 8.26%Return on equity (ROE)
  • -2.08%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 12.29%Efficiency ratio
  • 71,241Assets per employee
  • 3.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 125.16%Loss allowance to loans
  • 1.20%Loss allowance to noncurrent loans
  • 359.32%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.33%Net loans and leases to deposits
  • 97.26%Net loans and leases to core deposits
  • 121.14%Equity capital to assets
  • 8.73%Core capital (leverage) ratio
  • 8.53%Tier 1 risk-based capital ratio
  • 14.90%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $305,485Average earning assets
  • $25,276Average equity
  • $288,619Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with LBA Savings Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents