Laclede County Bank in Lebanon, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 16, 2001

  • Laclede County Bank in Lebanon, Missouri (MO)
  • Show street view No street view available for this location

Laclede County Bank - Overview

  • General
  • FDIC Certificate #: 9370
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mid-Missouri Bank (#15584)
    Federal Reserve ID: 886053
    Date Established: January 01, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 12365
    FDIC's unique #: 6018
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 16, 2001
    Last Structure Change Process Date: August 13, 2001
    Last Data Update: August 13, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 278 North Jefferson, Lebanon, MO 65536
    County: Laclede
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Lebanon, MO (#30060)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $73.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 19Total employees (full-time equivalent)
  • $77,262Total assets
  • $2,155Cash and due from depository institutions
  • $6Interest-bearing balances
  • $17,686Securities
  • $8,547Federal funds sold & reverse repurchase agreements
  • $46,269Net loans & leases
  • $441Loan loss allowance
  • $0Trading account assets
  • $1,650Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $955All other assets
  • $77,262Total liabilities and capital
  • $70,348Total liabilities
  • $69,017Total deposits
  • $64,359Interest-bearing deposits
  • $69,017Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $897Other borrowed funds
  • $0Subordinated debt
  • $434All other liabilities
  • $6,914Total equity capital
  • $6,914Total bank equity capital
  • $6,914Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $5,318Undivided profits
  • Memoranda
  • $1,296Noncurrent loans and leases
  • $2,745Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $445Average Assets, year-to-date
  • $72,508Average Assets, quarterly
  • $859Volatile liabilities
  • $69,091Insider loans
  • $73,293FHLB advances
  • $11,868Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $2,745Total unused commitments
  • $0Restructured Loans and leases
  • $441Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $5,331Total interest income
  • $2,873Total interest expense
  • $2,458Net interest income
  • $150Provision for loan and lease losses
  • $393Total noninterest income
  • $0Fiduciary activities
  • $294Service charges on deposit accounts
  • $0Trading account gains & fees
  • $99Additional noninterest income
  • $1,557Total noninterest expense
  • $835Salaries and employee benefits
  • $229Premises and equipment expense
  • $493Additional noninterest expense
  • $1,144Pre-tax net operating income
  • $0Securities gains (losses)
  • $380Applicable income taxes
  • $764Income before extraordinary items
  • $0Extraordinary gains - net
  • $764Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $84Sale, conversion, retirement of capital stock, net
  • $302Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.20%Yield on earning assets
  • 4.42%Cost of funding earning assets
  • 3.78%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 2.39%Noninterest expense to earning assets
  • 1.11%Net operating income to assets
  • 1.11%Return on assets (ROA)
  • 1.66%Pretax return on assets
  • 11.80%Return on equity (ROE)
  • 7.14%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 178.57%Credit loss provision to net charge-offs
  • 15.40%Efficiency ratio
  • 54,612Assets per employee
  • 4.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 39.53%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 67.04%Net loans and leases to core deposits
  • 80.96%Equity capital to assets
  • 8.95%Core capital (leverage) ratio
  • 9.53%Tier 1 risk-based capital ratio
  • 12.37%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $69,091Average earning assets
  • $6,475Average equity
  • $65,022Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Laclede County Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents