Layton State Bank in Milwaukee, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Layton State Bank in Milwaukee, Wisconsin (WI)
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Layton State Bank - Overview

  • General
  • FDIC Certificate #: 6191
    Status: Active
    Federal Reserve ID: 964643
    Bank Holding Company (Regulatory Top Holder): Layton Park Financial Group, Inc. (RSSDID: 3590913, Location: Milwaukee, WI)
    Date Established: August 28, 1920
    WWW: http://www.laytonstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Domestic: 7, Interstate: No)
    FDIC's unique #: 4172
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 2740 West Forest Home Avenue, Milwaukee, WI 53215
    County: Milwaukee
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $135.9 mil
    Equity capital: $14.8 mil
    Deposits held in domestic offices: $119.2 mil
    Return on assets (ROA): 0.33% ($0.4 mil)
    Quarterly return on assets: 0.84% ($1.1 mil)
    Return on Equity (ROE): 3.18% ($0.5 mil)
    Quarterly return on equity: 7.73% ($1.2 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.3 mil
    Pretax return on assets: 0.27% ($367.0 mil)
    Quarterly Pretax return on assets: 0.56% ($761.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $135,917Total assets
  • $10,738Cash and due from depository institutions
  • $2,201Interest-bearing balances
  • $17,031Securities
  • $12,640Federal funds sold & reverse repurchase agreements
  • $85,713Net loans & leases
  • $1,277Loan loss allowance
  • $0Trading account assets
  • $3,848Bank premises and fixed assets
  • $4,425Other real estate owned
  • $0Goodwill and other intangibles
  • $135,917Life insurance assets
  • $1,522All other assets
  • $121,083Total liabilities and capital
  • $119,166Total liabilities
  • $101,972Total deposits
  • $119,166Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,415Trading liabilities
  • $0Other borrowed funds
  • $502Subordinated debt
  • $14,834All other liabilities
  • $14,834Total equity capital
  • $14,834Total bank equity capital
  • $0Perpetual preferred stock
  • $1,600Common stock
  • $9,790Surplus
  • $3,444Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $7,235Income earned, not collected on loans
  • $901Earning assets
  • $362Long-term assets (5+ years)
  • $117,585Average Assets, year-to-date
  • $16,218Average Assets, quarterly
  • $138,353Volatile liabilities
  • $135,658Insider loans
  • $97,517FHLB advances
  • $138,062Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $14,525Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,222Restructured Loans and leases
  • $1,711Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,449Total interest income
  • $1,310Total interest expense
  • $5,139Net interest income
  • $250Provision for loan and lease losses
  • $747Total noninterest income
  • $0Fiduciary activities
  • $113Service charges on deposit accounts
  • $0Trading account gains & fees
  • $634Additional noninterest income
  • $5,248Total noninterest expense
  • $2,456Salaries and employee benefits
  • $617Premises and equipment expense
  • $2,175Additional noninterest expense
  • $388Pre-tax net operating income
  • -$21Securities gains (losses)
  • -$96Applicable income taxes
  • $463Income before extraordinary items
  • $0Extraordinary gains - net
  • $463Net income attributable to bank
  • $0Net charge-offs
  • $463Cash dividends
  • $723Sale, conversion, retirement of capital stock, net
  • $395Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.35%Yield on earning assets
  • 1.09%Cost of funding earning assets
  • 4.26%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 4.35%Noninterest expense to earning assets
  • 0.35%Net operating income to assets
  • 0.33%Return on assets (ROA)
  • 0.27%Pretax return on assets
  • 3.18%Return on equity (ROE)
  • 0.47%Retained earnings to average equity (YTD only)
  • 0.77%Net charge-offs to loans
  • 34.58%Credit loss provision to net charge-offs
  • 0.88%Efficiency ratio
  • 89,161Assets per employee
  • 3.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 85.31%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 17.65%Noncurrent assets plus other real estate owned to assets
  • 8.58%Noncurrent loans to loans
  • 8.32%Net loans and leases to deposits
  • 71.93%Net loans and leases to core deposits
  • 73.80%Equity capital to assets
  • 10.91%Core capital (leverage) ratio
  • 10.52%Tier 1 risk-based capital ratio
  • 14.89%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $138,353Average earning assets
  • $14,570Average equity
  • $120,591Average loans

List of branches

  • 7 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    04172Layton State Bank2740 West Forest Home Avenue, Milwaukee, WI 53215August 28, 1920Full Service Brick and Mortar
    1208943Greendale Branch5850 Broad Street, Greendale, WI 53129May 10, 1947Full Service Brick and Mortar
    2208944Drive-Up Branch2725 West Hayes Avenue, Milwaukee, WI 53215May 06, 1970Limited Service Facility
    3208945Mockingbird Lane Branch5700 Mockingbird Lane, Greendale, WI 53129May 19, 1994Full Service Brick and Mortar
    4208946Clare Meadows Branch7700 S 51st Street, Franklin, WI 53132Febuary 11, 1998Full Service Brick and Mortar
    5208947New Berlin Branch4850 South Moorland Road, New Berlin, WI 53151Febuary 14, 2000Full Service Brick and Mortar
    6466070Alta Mira BranchW129 N6889 Northfield Dr., Menomonee Falls, WI 53051Febuary 09, 2007Full Service Brick and Mortar

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