Lebanon Valley Farmers Bank in Lebanon, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 28, 2007

  • Lebanon Valley Farmers Bank in Lebanon, Pennsylvania (PA)
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Lebanon Valley Farmers Bank - Overview

  • General
  • FDIC Certificate #: 6054
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Fulton Bank, National Association (#7551)
    Federal Reserve ID: 674513
    Date Established: August 09, 1905
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 13 (Interstate: No)
    OTS Docket #: 12688
    FDIC's unique #: 4086
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 28, 2007
    Last Structure Change Process Date: September 18, 2007
    Last Data Update: September 18, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 555 Willow Street, Lebanon, PA 17042
    County: Lebanon
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Harrisburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Harrisburg-Lebanon-Carlisle, PA (#3240)
    Combined Statistical Area (CSA): Harrisburg-Carlisle-Lebanon, PA (#276)
    Core Based Statistical Area (CBSA): Lebanon, PA (#30140)
    CBSA Metro Statistical Area: Lebanon, PA (#30140)
  • Financial Summary
  • Total assets: $780.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 140Total employees (full-time equivalent)
  • $786,403Total assets
  • $17,043Cash and due from depository institutions
  • $53Interest-bearing balances
  • $180,497Securities
  • $27,022Federal funds sold & reverse repurchase agreements
  • $539,556Net loans & leases
  • $5,197Loan loss allowance
  • $0Trading account assets
  • $5,489Bank premises and fixed assets
  • $413Other real estate owned
  • $612Goodwill and other intangibles
  • $28Life insurance assets
  • $15,771All other assets
  • $786,403Total liabilities and capital
  • $734,544Total liabilities
  • $602,488Total deposits
  • $488,300Interest-bearing deposits
  • $602,488Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $10,537Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $109,221Other borrowed funds
  • $5,500Subordinated debt
  • $6,798All other liabilities
  • $51,859Total equity capital
  • $51,859Total bank equity capital
  • $51,859Perpetual preferred stock
  • $0Common stock
  • $2,599Surplus
  • $24,656Undivided profits
  • Memoranda
  • $24,604Noncurrent loans and leases
  • $154,737Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,615Earning assets
  • $0Long-term assets (5+ years)
  • $3,281Average Assets, year-to-date
  • $747,128Average Assets, quarterly
  • $136,540Volatile liabilities
  • $782,671Insider loans
  • $799,654FHLB advances
  • $126,342Loans and leases held for sale
  • $23,143Unused loan commitments
  • $84,500Tier 1 (core) risk-based capital
  • $11,891Tier 2 risk-based capital
  • $4,805Total risk weighted assets
  • $154,737Total unused commitments
  • $0Restructured Loans and leases
  • $10,697Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $45,928Total interest income
  • $18,988Total interest expense
  • $26,940Net interest income
  • $0Provision for loan and lease losses
  • $8,830Total noninterest income
  • $0Fiduciary activities
  • $2,158Service charges on deposit accounts
  • $0Trading account gains & fees
  • $6,672Additional noninterest income
  • $16,372Total noninterest expense
  • $5,679Salaries and employee benefits
  • $1,267Premises and equipment expense
  • $9,426Additional noninterest expense
  • $19,398Pre-tax net operating income
  • $0Securities gains (losses)
  • $6,302Applicable income taxes
  • $13,096Income before extraordinary items
  • $0Extraordinary gains - net
  • $13,096Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $154Sale, conversion, retirement of capital stock, net
  • $8,900Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.18%Yield on earning assets
  • 2.56%Cost of funding earning assets
  • 3.63%Net interest margin
  • 1.19%Noninterest income to earning assets
  • 2.20%Noninterest expense to earning assets
  • 1.67%Net operating income to assets
  • 1.67%Return on assets (ROA)
  • 2.48%Pretax return on assets
  • 27.10%Return on equity (ROE)
  • 8.68%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 125.96%Efficiency ratio
  • 45,770Assets per employee
  • 5.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 67.96%Loss allowance to loans
  • 0.95%Loss allowance to noncurrent loans
  • 321.80%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.30%Net loans and leases to deposits
  • 89.55%Net loans and leases to core deposits
  • 97.32%Equity capital to assets
  • 6.59%Core capital (leverage) ratio
  • 6.93%Tier 1 risk-based capital ratio
  • 9.63%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $782,671Average earning assets
  • $48,329Average equity
  • $743,100Average loans

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