Liberty Federal Bank in Hinsdale, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 02, 2001

  • Liberty Federal Bank in Hinsdale, Illinois (IL)
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Liberty Federal Bank - Overview

  • General
  • FDIC Certificate #: 28902
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Charter One Bank, National Association (#28932)
    Federal Reserve ID: 42073
    Date Established: April 01, 1934
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 2594
    FDIC's unique #: 41736
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: October 20, 1934
    Last Structure Change Effective Date: July 02, 2001
    Last Structure Change Process Date: July 12, 2001
    Last Data Update: July 12, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Grant Square, Hinsdale, IL 60521
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $2,008.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 438Total employees (full-time equivalent)
  • $2,003,452Total assets
  • $52,059Cash and due from depository institutions
  • $33,618Interest-bearing balances
  • $304,666Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,521,004Net loans & leases
  • $7,208Loan loss allowance
  • $0Trading account assets
  • $12,096Bank premises and fixed assets
  • $1,409Other real estate owned
  • $2,321Goodwill and other intangibles
  • $0Life insurance assets
  • $109,897All other assets
  • $2,003,452Total liabilities and capital
  • $1,857,978Total liabilities
  • $1,292,985Total deposits
  • $1,225,859Interest-bearing deposits
  • $1,292,985Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $546,304Other borrowed funds
  • $0Subordinated debt
  • $18,689All other liabilities
  • $145,474Total equity capital
  • $145,474Total bank equity capital
  • $145,474Perpetual preferred stock
  • $0Common stock
  • $1Surplus
  • $88,489Undivided profits
  • Memoranda
  • $56,984Noncurrent loans and leases
  • $330,319Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,332Earning assets
  • $0Long-term assets (5+ years)
  • $9,903Average Assets, year-to-date
  • $1,859,288Average Assets, quarterly
  • $0Volatile liabilities
  • $1,924,476Insider loans
  • $1,981,167FHLB advances
  • $772,934Loans and leases held for sale
  • $277Unused loan commitments
  • $546,116Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $330,319Total unused commitments
  • $378Restructured Loans and leases
  • $7,208Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $139,413Total interest income
  • $86,908Total interest expense
  • $52,505Net interest income
  • $1,800Provision for loan and lease losses
  • $15,118Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15,118Additional noninterest income
  • $41,467Total noninterest expense
  • $20,783Salaries and employee benefits
  • $10,592Premises and equipment expense
  • $10,092Additional noninterest expense
  • $24,356Pre-tax net operating income
  • -$6,468Securities gains (losses)
  • $5,437Applicable income taxes
  • $12,451Income before extraordinary items
  • $5,699Extraordinary gains - net
  • $18,150Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $554Sale, conversion, retirement of capital stock, net
  • $9,563Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.80%Yield on earning assets
  • 4.86%Cost of funding earning assets
  • 2.94%Net interest margin
  • 0.85%Noninterest income to earning assets
  • 2.32%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.23%Pretax return on assets
  • 13.52%Return on equity (ROE)
  • 6.40%Retained earnings to average equity (YTD only)
  • 0.04%Net charge-offs to loans
  • 324.91%Credit loss provision to net charge-offs
  • 47.21%Efficiency ratio
  • 61,140Assets per employee
  • 4.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.69%Loss allowance to loans
  • 0.47%Loss allowance to noncurrent loans
  • 166.39%Noncurrent assets plus other real estate owned to assets
  • 0.24%Noncurrent loans to loans
  • 0.28%Net loans and leases to deposits
  • 117.64%Net loans and leases to core deposits
  • 142.64%Equity capital to assets
  • 7.26%Core capital (leverage) ratio
  • 6.97%Tier 1 risk-based capital ratio
  • 10.03%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $1,924,476Average earning assets
  • $134,255Average equity
  • $1,787,088Average loans
1
bredetta
Liberty Federal Bank Hinsdale,Illinois Never sent out my pay out letter for my car.

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