Linn-Benton Bank in Albany, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 27, 2001

  • Linn-Benton Bank in Albany, Oregon (OR)
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Linn-Benton Bank - Overview

  • General
  • FDIC Certificate #: 32761
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Umpqua Bank (#17266)
    Federal Reserve ID: 1436464
    Date Established: Febuary 12, 1990
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 13203
    FDIC's unique #: 45632
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 12, 1990
    Last Structure Change Effective Date: December 27, 2001
    Last Structure Change Process Date: Febuary 05, 2002
    Last Data Update: Febuary 05, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 Southwest Ellsworth, Albany, OR 97321
    County: Linn
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Albany-Corvallis-Lebanon, OR (#102)
    Core Based Statistical Area (CBSA): Albany-Lebanon, OR (#10540)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $115.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 51Total employees (full-time equivalent)
  • $112,251Total assets
  • $16,032Cash and due from depository institutions
  • $10,272Interest-bearing balances
  • $10,508Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $80,739Net loans & leases
  • $1,131Loan loss allowance
  • $0Trading account assets
  • $3,618Bank premises and fixed assets
  • $165Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,189All other assets
  • $112,251Total liabilities and capital
  • $103,281Total liabilities
  • $99,495Total deposits
  • $78,803Interest-bearing deposits
  • $99,495Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,277Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,000Other borrowed funds
  • $0Subordinated debt
  • $509All other liabilities
  • $8,970Total equity capital
  • $8,970Total bank equity capital
  • $8,970Perpetual preferred stock
  • $0Common stock
  • $7,362Surplus
  • $1,479Undivided profits
  • Memoranda
  • $129Noncurrent loans and leases
  • $14,906Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $2,403Earning assets
  • $0Long-term assets (5+ years)
  • $596Average Assets, year-to-date
  • $101,519Average Assets, quarterly
  • $20,543Volatile liabilities
  • $107,690Insider loans
  • $112,541FHLB advances
  • $12,084Loans and leases held for sale
  • $756Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $14,906Total unused commitments
  • $0Restructured Loans and leases
  • $1,131Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $8,867Total interest income
  • $3,545Total interest expense
  • $5,322Net interest income
  • $311Provision for loan and lease losses
  • $869Total noninterest income
  • $0Fiduciary activities
  • $418Service charges on deposit accounts
  • $0Trading account gains & fees
  • $451Additional noninterest income
  • $3,930Total noninterest expense
  • $2,465Salaries and employee benefits
  • $375Premises and equipment expense
  • $1,090Additional noninterest expense
  • $1,950Pre-tax net operating income
  • -$26Securities gains (losses)
  • $642Applicable income taxes
  • $1,282Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,282Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $106Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.26%Yield on earning assets
  • 3.70%Cost of funding earning assets
  • 5.56%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 4.10%Noninterest expense to earning assets
  • 1.21%Net operating income to assets
  • 1.19%Return on assets (ROA)
  • 1.79%Pretax return on assets
  • 15.79%Return on equity (ROE)
  • 15.79%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 293.40%Credit loss provision to net charge-offs
  • 21.33%Efficiency ratio
  • 63,479Assets per employee
  • 2.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 47.07%Noncurrent assets plus other real estate owned to assets
  • 2.29%Noncurrent loans to loans
  • 2.94%Net loans and leases to deposits
  • 81.15%Net loans and leases to core deposits
  • 89.03%Equity capital to assets
  • 7.99%Core capital (leverage) ratio
  • 7.93%Tier 1 risk-based capital ratio
  • 9.65%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $107,690Average earning assets
  • $8,120Average equity
  • $95,747Average loans

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