Lockwood National Bank of Houston in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 17, 1994

  • Lockwood National Bank of Houston in Houston, Texas (TX)
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Lockwood National Bank of Houston - Overview

  • General
  • FDIC Certificate #: 17760
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Comerica Bank - Texas (#1493)
    Federal Reserve ID: 682657
    Date Established: May 17, 1957
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Interstate: No)
    FDIC's unique #: 11714
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: May 17, 1957
    Last Structure Change Effective Date: December 17, 1994
    Last Structure Change Process Date: January 13, 1995
    Last Data Update: January 13, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 800 Lockwood, Houston, TX 77020
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $326.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $202Total assets
  • $331,048Cash and due from depository institutions
  • $22,277Interest-bearing balances
  • $0Securities
  • $85,057Federal funds sold & reverse repurchase agreements
  • $19,000Net loans & leases
  • $184,859Loan loss allowance
  • $2,009Trading account assets
  • $0Bank premises and fixed assets
  • $7,656Other real estate owned
  • $1,042Goodwill and other intangibles
  • $2,503Life insurance assets
  • $8,654All other assets
  • $0Total liabilities and capital
  • $331,048Total liabilities
  • $300,268Total deposits
  • $297,341Interest-bearing deposits
  • $200,593Deposits held in domestic offices
  • 297341.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $2,927Total equity capital
  • $2,927Total bank equity capital
  • $30,780Perpetual preferred stock
  • $0Common stock
  • $1,253Surplus
  • $25,075Undivided profits
  • Memoranda
  • $4,452Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $214Income earned, not collected on loans
  • $785Earning assets
  • $288,916Long-term assets (5+ years)
  • $36,867Average Assets, year-to-date
  • $295,851Average Assets, quarterly
  • $332,510Volatile liabilities
  • $27,522Insider loans
  • $1,861FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $23,077Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $22,126Total risk weighted assets
  • $194,344Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $20,355Total interest expense
  • $5,493Net interest income
  • $14,862Provision for loan and lease losses
  • $385Total noninterest income
  • $3,722Fiduciary activities
  • $0Service charges on deposit accounts
  • $3,148Trading account gains & fees
  • $0Additional noninterest income
  • $574Total noninterest expense
  • $13,228Salaries and employee benefits
  • $6,526Premises and equipment expense
  • $1,656Additional noninterest expense
  • $5,046Pre-tax net operating income
  • $4,971Securities gains (losses)
  • $295Applicable income taxes
  • $1,976Income before extraordinary items
  • $3,290Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,290Net charge-offs
  • $683Cash dividends
  • $1,240Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.82%Cost of funding earning assets
  • 2.11%Net interest margin
  • 5.71%Noninterest income to earning assets
  • 1.43%Noninterest expense to earning assets
  • 5.08%Net operating income to assets
  • 1.05%Return on assets (ROA)
  • 1.11%Pretax return on assets
  • 1.78%Return on equity (ROE)
  • 11.88%Retained earnings to average equity (YTD only)
  • 7.40%Net charge-offs to loans
  • 0.44%Credit loss provision to net charge-offs
  • 56.37%Efficiency ratio
  • 68,182Assets per employee
  • 1.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.69%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 938.79%Noncurrent assets plus other real estate owned to assets
  • 0.38%Noncurrent loans to loans
  • 0.11%Net loans and leases to deposits
  • 62.17%Net loans and leases to core deposits
  • 68.51%Equity capital to assets
  • 9.30%Core capital (leverage) ratio
  • 6.83%Tier 1 risk-based capital ratio
  • 11.38%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $295,851Average earning assets
  • $27,703Average equity
  • $260,181Average loans
Willie lee Rogers
Report this comment as inappropriate
Nov 7, 2017 @ 11:23 pm
What happened if you had a saving account with them before the company was such out.

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