Louisiana Bank in city_name, state_name - Detailed Financial Reports, Location

Louisiana Bank in West Monroe, Louisiana (LA)
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Louisiana Bank - Overview

General
FDIC Certificate #: 22927
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Commercial National Bank in Shreveport (#4310)
Federal Reserve ID: 624358
Date Established: August 20, 1979
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
OTS Docket #: 10376
FDIC's unique #: 16034
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 20, 1979
Last Structure Change Effective Date: January 01, 1995
Last Structure Change Process Date: January 12, 1995
Last Data Update: January 12, 1995
Data Source Date: April 05, 2012
Location
Address: 2002 North Seventh Street, West Monroe, LA 71291
County: Ouachita
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Shreveport
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Monroe, LA (#5200)
Combined Statistical Area (CSA): Monroe-Bastrop, LA (#384)
Core Based Statistical Area (CBSA): Monroe, LA (#33740)
CBSA Metro Statistical Area: Monroe, LA (#33740)
Financial Summary
Total assets: $95.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$65Total assets
$95,322Cash and due from depository institutions
$3,371Interest-bearing balances
$0Securities
$40,582Federal funds sold & reverse repurchase agreements
$1,530Net loans & leases
$46,332Loan loss allowance
$881Trading account assets
$0Bank premises and fixed assets
$2,614Other real estate owned
$90Goodwill and other intangibles
$778Life insurance assets
$25All other assets
$0Total liabilities and capital
$95,322Total liabilities
$87,924Total deposits
$85,760Interest-bearing deposits
$73,319Deposits held in domestic offices
85760.00%% insured (estimated)
$93Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,596Subordinated debt
$0All other liabilities
$568Total equity capital
$568Total bank equity capital
$7,398Perpetual preferred stock
$0Common stock
$1,300Surplus
$1,750Undivided profits
Memoranda
$4,348Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$111Income earned, not collected on loans
$276Earning assets
$88,444Long-term assets (5+ years)
$4,180Average Assets, year-to-date
$95,759Average Assets, quarterly
$94,799Volatile liabilities
$8,757Insider loans
$3,153FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$5,367Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,573Total risk weighted assets
$48,746Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$6,953Total interest expense
$2,546Net interest income
$4,407Provision for loan and lease losses
$0Total noninterest income
$913Fiduciary activities
$0Service charges on deposit accounts
$690Trading account gains & fees
$0Additional noninterest income
$223Total noninterest expense
$3,994Salaries and employee benefits
$2,095Premises and equipment expense
$671Additional noninterest expense
$1,228Pre-tax net operating income
$1,326Securities gains (losses)
-$798Applicable income taxes
$196Income before extraordinary items
$332Extraordinary gains - net
$0Net income attributable to bank
$332Net charge-offs
$121Cash dividends
$223Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.82%Cost of funding earning assets
2.86%Net interest margin
4.96%Noninterest income to earning assets
1.03%Noninterest expense to earning assets
4.49%Net operating income to assets
0.88%Return on assets (ROA)
0.35%Pretax return on assets
0.55%Return on equity (ROE)
4.43%Retained earnings to average equity (YTD only)
1.45%Net charge-offs to loans
0.25%Credit loss provision to net charge-offs
0.00%Efficiency ratio
74,887Assets per employee
1.47%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.17%Loss allowance to loans
1.87%Loss allowance to noncurrent loans
793.69%Noncurrent assets plus other real estate owned to assets
0.21%Noncurrent loans to loans
0.24%Net loans and leases to deposits
54.03%Net loans and leases to core deposits
60.17%Equity capital to assets
7.76%Core capital (leverage) ratio
7.95%Tier 1 risk-based capital ratio
15.54%Total risk-based capital ratio
Memoranda
$17Average assets
$95,759Average earning assets
$7,499Average equity
$88,903Average loans

Louisiana Bank in West Monroe, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Louisiana Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Louisiana Bank in West Monroe, Louisiana (LA)Overview, Financial Summary, Detailed Financial Reports, Branches

Louisiana Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Louisiana Bank in West Monroe, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches