FDIC Certificate #: 26668 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Britton & Koontz Bank, N.A. (#4995) Federal Reserve ID: 907239 Date Established: May 15, 1986 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 2 (Interstate: No) OTS Docket #: 13703 FDIC's unique #: 35411 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: May 15, 1986 Last Structure Change Effective Date: December 01, 2000 Last Structure Change Process Date: January 08, 2001 Last Data Update: January 08, 2001 Data Source Date: April 05, 2012
Location
Address: 7142 Florida Boulevard, Baton Rouge, LA 70806 County: East Baton Rouge Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Baton Rouge Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Baton Rouge, LA (#760) Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132) Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940) CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
Financial Summary
Total assets: $42.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
17Total employees (full-time equivalent)
$43,087Total assets
$2,438Cash and due from depository institutions
$1,027Interest-bearing balances
$2,897Securities
$6,700Federal funds sold & reverse repurchase agreements
$29,690Net loans & leases
$315Loan loss allowance
$0Trading account assets
$726Bank premises and fixed assets
$298Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$338All other assets
$43,087Total liabilities and capital
$39,399Total liabilities
$32,112Total deposits
$27,161Interest-bearing deposits
$32,112Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$7,000Other borrowed funds
$0Subordinated debt
$287All other liabilities
$3,688Total equity capital
$3,688Total bank equity capital
$3,688Perpetual preferred stock
$0Common stock
$305Surplus
$4,103Undivided profits
Memoranda
$-720Noncurrent loans and leases
$3,621Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$339Earning assets
$0Long-term assets (5+ years)
$196Average Assets, year-to-date
$40,314Average Assets, quarterly
$286Volatile liabilities
$41,098Insider loans
$41,739FHLB advances
$12,212Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,621Total unused commitments
$0Restructured Loans and leases
$315Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$3,381Total interest income
$1,600Total interest expense
$1,781Net interest income
$12Provision for loan and lease losses
$172Total noninterest income
$0Fiduciary activities
$136Service charges on deposit accounts
$0Trading account gains & fees
$36Additional noninterest income
$1,412Total noninterest expense
$736Salaries and employee benefits
$184Premises and equipment expense
$492Additional noninterest expense
$529Pre-tax net operating income
$0Securities gains (losses)
$177Applicable income taxes
$352Income before extraordinary items
$0Extraordinary gains - net
$352Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$11Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.76%Yield on earning assets
4.15%Cost of funding earning assets
4.62%Net interest margin
0.45%Noninterest income to earning assets
3.66%Noninterest expense to earning assets
0.86%Net operating income to assets
0.86%Return on assets (ROA)
1.29%Pretax return on assets
10.03%Return on equity (ROE)
10.03%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
109.09%Credit loss provision to net charge-offs
49.18%Efficiency ratio
72,299Assets per employee
2.53%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.05%Loss allowance to noncurrent loans
92.92%Noncurrent assets plus other real estate owned to assets
1.48%Noncurrent loans to loans
1.13%Net loans and leases to deposits
92.46%Net loans and leases to core deposits
114.63%Equity capital to assets
8.56%Core capital (leverage) ratio
8.91%Tier 1 risk-based capital ratio
12.96%Total risk-based capital ratio
Memoranda
$14Average assets
$41,098Average earning assets
$3,511Average equity
$38,589Average loans
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