M&I Bank of Cambridge in Cambridge, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 01, 1995

  • M&I Bank of Cambridge in Cambridge, Wisconsin (WI)
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M&I Bank of Cambridge - Overview

  • General
  • FDIC Certificate #: 10381
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Bank South (#6190)
    Federal Reserve ID: 179344
    Date Established: January 01, 1899
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 6652
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 01, 1995
    Last Structure Change Process Date: June 27, 1995
    Last Data Update: June 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 102 West Main Street, Cambridge, WI 53523
    County: Dane
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Madison, WI (#4720)
    Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
    Core Based Statistical Area (CBSA): Madison, WI (#31540)
    CBSA Metro Statistical Area: Madison, WI (#31540)
  • Financial Summary
  • Total assets: $40.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $18Total assets
  • $41,781Cash and due from depository institutions
  • $1,210Interest-bearing balances
  • $0Securities
  • $5,836Federal funds sold & reverse repurchase agreements
  • $2,609Net loans & leases
  • $30,923Loan loss allowance
  • $508Trading account assets
  • $0Bank premises and fixed assets
  • $448Other real estate owned
  • $0Goodwill and other intangibles
  • $755Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $41,781Total liabilities
  • $38,482Total deposits
  • $37,963Interest-bearing deposits
  • $33,681Deposits held in domestic offices
  • 37963.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $519Total equity capital
  • $519Total bank equity capital
  • $3,299Perpetual preferred stock
  • $0Common stock
  • $125Surplus
  • $2,258Undivided profits
  • Memoranda
  • $916Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $48Income earned, not collected on loans
  • $424Earning assets
  • $39,368Long-term assets (5+ years)
  • $3,217Average Assets, year-to-date
  • $39,863Average Assets, quarterly
  • $40,973Volatile liabilities
  • $3,414Insider loans
  • $668FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $8,206Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,383Total risk weighted assets
  • $31,470Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,030Total interest expense
  • $1,185Net interest income
  • $1,845Provision for loan and lease losses
  • $72Total noninterest income
  • $439Fiduciary activities
  • $0Service charges on deposit accounts
  • $149Trading account gains & fees
  • $0Additional noninterest income
  • $290Total noninterest expense
  • $1,321Salaries and employee benefits
  • $607Premises and equipment expense
  • $110Additional noninterest expense
  • $604Pre-tax net operating income
  • $891Securities gains (losses)
  • -$14Applicable income taxes
  • $325Income before extraordinary items
  • $552Extraordinary gains - net
  • $0Net income attributable to bank
  • $552Net charge-offs
  • -$16Cash dividends
  • $362Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.02%Cost of funding earning assets
  • 3.14%Net interest margin
  • 4.88%Noninterest income to earning assets
  • 1.16%Noninterest expense to earning assets
  • 3.50%Net operating income to assets
  • 1.41%Return on assets (ROA)
  • 1.38%Pretax return on assets
  • 2.20%Return on equity (ROE)
  • 17.05%Retained earnings to average equity (YTD only)
  • 5.87%Net charge-offs to loans
  • -0.05%Credit loss provision to net charge-offs
  • -450.00%Efficiency ratio
  • 57,837Assets per employee
  • 2.32%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 65.58%Loss allowance to loans
  • 1.62%Loss allowance to noncurrent loans
  • 1058.33%Noncurrent assets plus other real estate owned to assets
  • 0.11%Noncurrent loans to loans
  • 0.15%Net loans and leases to deposits
  • 81.46%Net loans and leases to core deposits
  • 89.50%Equity capital to assets
  • 7.90%Core capital (leverage) ratio
  • 8.32%Tier 1 risk-based capital ratio
  • 10.75%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $39,863Average earning assets
  • $3,238Average equity
  • $37,790Average loans

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