M&I Bank of Onalaska in Onalaska, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 01, 1994

  • M&I Bank of Onalaska in Onalaska, Wisconsin (WI)
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M&I Bank of Onalaska - Overview

  • General
  • FDIC Certificate #: 19807
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Bank of La Crosse (#13270)
    Federal Reserve ID: 31853
    Date Established: April 08, 1968
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 13601
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 08, 1968
    Last Structure Change Effective Date: September 01, 1994
    Last Structure Change Process Date: September 16, 1994
    Last Data Update: September 16, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1145 Main Street, Onalaska, WI 54650
    County: La Crosse
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): La Crosse, WI-MN (#3870)
    Core Based Statistical Area (CBSA): La Crosse, WI-MN (#29100)
    CBSA Metro Statistical Area: La Crosse, WI-MN (#29100)
  • Financial Summary
  • Total assets: $47.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $28Total assets
  • $48,721Cash and due from depository institutions
  • $3,532Interest-bearing balances
  • $0Securities
  • $10,021Federal funds sold & reverse repurchase agreements
  • $701Net loans & leases
  • $32,468Loan loss allowance
  • $1,017Trading account assets
  • $0Bank premises and fixed assets
  • $1,323Other real estate owned
  • $0Goodwill and other intangibles
  • $676Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $48,721Total liabilities
  • $44,018Total deposits
  • $42,879Interest-bearing deposits
  • $32,917Deposits held in domestic offices
  • 42879.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $301Subordinated debt
  • $0All other liabilities
  • $838Total equity capital
  • $838Total bank equity capital
  • $4,703Perpetual preferred stock
  • $0Common stock
  • $1,188Surplus
  • $2,042Undivided profits
  • Memoranda
  • $1,473Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $103Income earned, not collected on loans
  • $169Earning assets
  • $43,190Long-term assets (5+ years)
  • $2,630Average Assets, year-to-date
  • $47,307Average Assets, quarterly
  • $47,496Volatile liabilities
  • $924Insider loans
  • $1,346FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $5,193Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,703Total risk weighted assets
  • $31,186Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,144Total interest expense
  • $1,087Net interest income
  • $2,057Provision for loan and lease losses
  • $0Total noninterest income
  • $667Fiduciary activities
  • $0Service charges on deposit accounts
  • $312Trading account gains & fees
  • $0Additional noninterest income
  • $355Total noninterest expense
  • $1,826Salaries and employee benefits
  • $821Premises and equipment expense
  • $260Additional noninterest expense
  • $745Pre-tax net operating income
  • $898Securities gains (losses)
  • $0Applicable income taxes
  • $270Income before extraordinary items
  • $628Extraordinary gains - net
  • $0Net income attributable to bank
  • $628Net charge-offs
  • -$53Cash dividends
  • $570Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.34%Cost of funding earning assets
  • 2.54%Net interest margin
  • 4.80%Noninterest income to earning assets
  • 1.56%Noninterest expense to earning assets
  • 4.26%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 1.90%Return on equity (ROE)
  • 13.42%Retained earnings to average equity (YTD only)
  • 1.24%Net charge-offs to loans
  • -0.17%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 67,034Assets per employee
  • 1.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 90.76%Loss allowance to loans
  • 3.04%Loss allowance to noncurrent loans
  • 987.38%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.31%Net loans and leases to deposits
  • 75.72%Net loans and leases to core deposits
  • 76.84%Equity capital to assets
  • 9.65%Core capital (leverage) ratio
  • 9.76%Tier 1 risk-based capital ratio
  • 15.08%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $47,307Average earning assets
  • $4,680Average equity
  • $42,856Average loans

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