M&I Central State Bank in Oshkosh, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 2001

  • M&I Central State Bank in Oshkosh, Wisconsin (WI)
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M&I Central State Bank - Overview

  • General
  • FDIC Certificate #: 12784
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Marshall and Ilsley Bank (#1020)
    Federal Reserve ID: 61645
    Date Established: December 20, 1913
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Interstate: No)
    FDIC's unique #: 8097
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 01, 2001
    Last Structure Change Process Date: May 02, 2001
    Last Data Update: May 02, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 50 Pearl Avenue, Oshkosh, WI 54902
    County: Winnebago
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
    Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
    Core Based Statistical Area (CBSA): Oshkosh-Neenah, WI (#36780)
    CBSA Metro Statistical Area: Oshkosh-Neenah, WI (#36780)
  • Financial Summary
  • Total assets: $461.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 94Total employees (full-time equivalent)
  • $461,102Total assets
  • $10,961Cash and due from depository institutions
  • $0Interest-bearing balances
  • $108,351Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $313,689Net loans & leases
  • $4,324Loan loss allowance
  • $0Trading account assets
  • $4,048Bank premises and fixed assets
  • $113Other real estate owned
  • $3,015Goodwill and other intangibles
  • $0Life insurance assets
  • $20,925All other assets
  • $461,102Total liabilities and capital
  • $425,259Total liabilities
  • $365,310Total deposits
  • $314,426Interest-bearing deposits
  • $365,310Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $38,035Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $21,914All other liabilities
  • $35,843Total equity capital
  • $35,843Total bank equity capital
  • $35,843Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $27,890Undivided profits
  • Memoranda
  • $7,453Noncurrent loans and leases
  • $89,043Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,478Earning assets
  • $62Long-term assets (5+ years)
  • $2,223Average Assets, year-to-date
  • $422,040Average Assets, quarterly
  • $109,559Volatile liabilities
  • $464,116Insider loans
  • $461,530FHLB advances
  • $115,539Loans and leases held for sale
  • $10,362Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $87Total risk weighted assets
  • $89,043Total unused commitments
  • $33Restructured Loans and leases
  • $3,954Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $33,315Total interest income
  • $19,421Total interest expense
  • $13,894Net interest income
  • $481Provision for loan and lease losses
  • $3,933Total noninterest income
  • $24Fiduciary activities
  • $1,407Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,502Additional noninterest income
  • $10,338Total noninterest expense
  • $3,749Salaries and employee benefits
  • $1,048Premises and equipment expense
  • $5,541Additional noninterest expense
  • $7,008Pre-tax net operating income
  • -$1,180Securities gains (losses)
  • $1,281Applicable income taxes
  • $4,547Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,547Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $156Sale, conversion, retirement of capital stock, net
  • $4,250Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.85%Yield on earning assets
  • 4.57%Cost of funding earning assets
  • 3.27%Net interest margin
  • 0.93%Noninterest income to earning assets
  • 2.43%Noninterest expense to earning assets
  • 1.18%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 1.26%Pretax return on assets
  • 13.22%Return on equity (ROE)
  • 0.86%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 308.33%Credit loss provision to net charge-offs
  • 48.01%Efficiency ratio
  • 56,729Assets per employee
  • 4.91%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 93.47%Loss allowance to loans
  • 1.36%Loss allowance to noncurrent loans
  • 292.56%Noncurrent assets plus other real estate owned to assets
  • 0.35%Noncurrent loans to loans
  • 0.46%Net loans and leases to deposits
  • 85.87%Net loans and leases to core deposits
  • 108.99%Equity capital to assets
  • 7.77%Core capital (leverage) ratio
  • 7.06%Tier 1 risk-based capital ratio
  • 10.18%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $464,116Average earning assets
  • $34,395Average equity
  • $424,661Average loans

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