M&I Citizens American Bank in Merrill, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2001

  • M&I Citizens American Bank in Merrill, Wisconsin (WI)
  • Show street view No street view available for this location

M&I Citizens American Bank - Overview

  • General
  • FDIC Certificate #: 14728
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Marshall and Ilsley Bank (#1020)
    Federal Reserve ID: 5452
    Date Established: March 01, 1933
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9212
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1934
    Last Structure Change Effective Date: April 01, 2001
    Last Structure Change Process Date: April 13, 2001
    Last Data Update: April 13, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 900 East Main Street, Merrill, WI 54452
    County: Lincoln
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Wausau-Merrill, WI (#554)
    Core Based Statistical Area (CBSA): Merrill, WI (#32980)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $79.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $89,632Total assets
  • $2,800Cash and due from depository institutions
  • $0Interest-bearing balances
  • $16,238Securities
  • $7,859Federal funds sold & reverse repurchase agreements
  • $59,243Net loans & leases
  • $913Loan loss allowance
  • $0Trading account assets
  • $1,030Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,462All other assets
  • $89,632Total liabilities and capital
  • $83,722Total liabilities
  • $81,803Total deposits
  • $71,855Interest-bearing deposits
  • $81,803Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,919All other liabilities
  • $5,910Total equity capital
  • $5,910Total bank equity capital
  • $5,910Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $3,565Undivided profits
  • Memoranda
  • $1,745Noncurrent loans and leases
  • $8,679Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $581Earning assets
  • $0Long-term assets (5+ years)
  • $293Average Assets, year-to-date
  • $83,340Average Assets, quarterly
  • $19,753Volatile liabilities
  • $86,361Insider loans
  • $88,507FHLB advances
  • $19,290Loans and leases held for sale
  • $456Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,679Total unused commitments
  • $0Restructured Loans and leases
  • $721Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $6,280Total interest income
  • $3,571Total interest expense
  • $2,709Net interest income
  • $84Provision for loan and lease losses
  • $515Total noninterest income
  • $0Fiduciary activities
  • $226Service charges on deposit accounts
  • $0Trading account gains & fees
  • $289Additional noninterest income
  • $1,972Total noninterest expense
  • $530Salaries and employee benefits
  • $202Premises and equipment expense
  • $1,240Additional noninterest expense
  • $1,168Pre-tax net operating income
  • -$90Securities gains (losses)
  • $288Applicable income taxes
  • $790Income before extraordinary items
  • $0Extraordinary gains - net
  • $790Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $147Sale, conversion, retirement of capital stock, net
  • $600Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.83%Yield on earning assets
  • 4.45%Cost of funding earning assets
  • 3.38%Net interest margin
  • 0.64%Noninterest income to earning assets
  • 2.46%Noninterest expense to earning assets
  • 0.99%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 13.73%Return on equity (ROE)
  • 3.30%Retained earnings to average equity (YTD only)
  • 0.24%Net charge-offs to loans
  • 57.14%Credit loss provision to net charge-offs
  • 8.52%Efficiency ratio
  • 61,166Assets per employee
  • 5.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.95%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 157.14%Noncurrent assets plus other real estate owned to assets
  • 0.65%Noncurrent loans to loans
  • 0.97%Net loans and leases to deposits
  • 72.42%Net loans and leases to core deposits
  • 94.77%Equity capital to assets
  • 6.59%Core capital (leverage) ratio
  • 6.73%Tier 1 risk-based capital ratio
  • 10.32%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $86,361Average earning assets
  • $5,754Average equity
  • $80,247Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with M&I Citizens American Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents