M&I Community State Bank in Eau Claire, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 2001

  • M&I Community State Bank in Eau Claire, Wisconsin (WI)
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M&I Community State Bank - Overview

  • General
  • FDIC Certificate #: 18111
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Marshall and Ilsley Bank (#1020)
    Federal Reserve ID: 390859
    Date Established: November 23, 1959
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Interstate: No)
    FDIC's unique #: 12033
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 23, 1959
    Last Structure Change Effective Date: May 01, 2001
    Last Structure Change Process Date: July 26, 2001
    Last Data Update: July 26, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 Water Street, Eau Claire, WI 54702
    County: Eau Claire
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Eau Claire, WI (#2290)
    Combined Statistical Area (CSA): Eau Claire-Menomonie, WI (#232)
    Core Based Statistical Area (CBSA): Eau Claire, WI (#20740)
    CBSA Metro Statistical Area: Eau Claire, WI (#20740)
  • Financial Summary
  • Total assets: $527.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 107Total employees (full-time equivalent)
  • $530,728Total assets
  • $13,155Cash and due from depository institutions
  • $0Interest-bearing balances
  • $151,452Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $340,641Net loans & leases
  • $6,237Loan loss allowance
  • $0Trading account assets
  • $6,291Bank premises and fixed assets
  • $0Other real estate owned
  • $1,753Goodwill and other intangibles
  • $0Life insurance assets
  • $17,436All other assets
  • $530,728Total liabilities and capital
  • $491,809Total liabilities
  • $390,818Total deposits
  • $331,948Interest-bearing deposits
  • $390,818Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $86,481Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $139Other borrowed funds
  • $0Subordinated debt
  • $14,371All other liabilities
  • $38,919Total equity capital
  • $38,919Total bank equity capital
  • $38,919Perpetual preferred stock
  • $0Common stock
  • $696Surplus
  • $28,997Undivided profits
  • Memoranda
  • $9,226Noncurrent loans and leases
  • $81,476Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,073Earning assets
  • $423Long-term assets (5+ years)
  • $2,181Average Assets, year-to-date
  • $492,093Average Assets, quarterly
  • $139,993Volatile liabilities
  • $539,803Insider loans
  • $543,579FHLB advances
  • $174,368Loans and leases held for sale
  • $10,426Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $122Total risk weighted assets
  • $81,476Total unused commitments
  • $0Restructured Loans and leases
  • $4,303Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $39,635Total interest income
  • $23,201Total interest expense
  • $16,434Net interest income
  • $360Provision for loan and lease losses
  • $4,121Total noninterest income
  • $56Fiduciary activities
  • $1,567Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,498Additional noninterest income
  • $11,144Total noninterest expense
  • $3,967Salaries and employee benefits
  • $1,216Premises and equipment expense
  • $5,961Additional noninterest expense
  • $9,051Pre-tax net operating income
  • -$1,211Securities gains (losses)
  • $2,058Applicable income taxes
  • $5,782Income before extraordinary items
  • $0Extraordinary gains - net
  • $5,782Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $237Sale, conversion, retirement of capital stock, net
  • $4,523Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.97%Yield on earning assets
  • 4.67%Cost of funding earning assets
  • 3.31%Net interest margin
  • 0.83%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 1.24%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 15.46%Return on equity (ROE)
  • 3.37%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 151.90%Credit loss provision to net charge-offs
  • 39.71%Efficiency ratio
  • 51,360Assets per employee
  • 4.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 78.23%Loss allowance to loans
  • 1.80%Loss allowance to noncurrent loans
  • 202.96%Noncurrent assets plus other real estate owned to assets
  • 0.58%Noncurrent loans to loans
  • 0.89%Net loans and leases to deposits
  • 87.16%Net loans and leases to core deposits
  • 112.40%Equity capital to assets
  • 7.33%Core capital (leverage) ratio
  • 6.87%Tier 1 risk-based capital ratio
  • 10.59%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $539,803Average earning assets
  • $37,400Average equity
  • $497,092Average loans

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