M&I Lake Country National Bank in Hartland, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 1994

  • M&I Lake Country National Bank in Hartland, Wisconsin (WI)
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M&I Lake Country National Bank - Overview

  • General
  • FDIC Certificate #: 20301
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Lake Country Bank (#33419)
    Federal Reserve ID: 927947
    Date Established: November 19, 1970
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 13975
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: November 19, 1970
    Last Structure Change Effective Date: August 01, 1994
    Last Structure Change Process Date: August 09, 1994
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 229 East Capitol Drive, Hartland, WI 53029
    County: Waukesha
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
    CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
  • Financial Summary
  • Total assets: $53.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $30Total assets
  • $45,978Cash and due from depository institutions
  • $1,947Interest-bearing balances
  • $0Securities
  • $6,053Federal funds sold & reverse repurchase agreements
  • $673Net loans & leases
  • $35,993Loan loss allowance
  • $389Trading account assets
  • $0Bank premises and fixed assets
  • $968Other real estate owned
  • $0Goodwill and other intangibles
  • $344Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $45,978Total liabilities
  • $42,422Total deposits
  • $41,904Interest-bearing deposits
  • $31,361Deposits held in domestic offices
  • 41904.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $4Subordinated debt
  • $0All other liabilities
  • $514Total equity capital
  • $514Total bank equity capital
  • $3,556Perpetual preferred stock
  • $0Common stock
  • $300Surplus
  • $600Undivided profits
  • Memoranda
  • $2,656Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $239Income earned, not collected on loans
  • $141Earning assets
  • $42,719Long-term assets (5+ years)
  • $2,634Average Assets, year-to-date
  • $43,221Average Assets, quarterly
  • $44,762Volatile liabilities
  • $1,045Insider loans
  • $4,135FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $10,214Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,556Total risk weighted assets
  • $35,347Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,125Total interest expense
  • $979Net interest income
  • $2,146Provision for loan and lease losses
  • $43Total noninterest income
  • $739Fiduciary activities
  • $0Service charges on deposit accounts
  • $278Trading account gains & fees
  • $0Additional noninterest income
  • $461Total noninterest expense
  • $1,934Salaries and employee benefits
  • $962Premises and equipment expense
  • $300Additional noninterest expense
  • $672Pre-tax net operating income
  • $908Securities gains (losses)
  • $1Applicable income taxes
  • $335Income before extraordinary items
  • $574Extraordinary gains - net
  • $0Net income attributable to bank
  • $574Net charge-offs
  • -$1Cash dividends
  • $322Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.75%Cost of funding earning assets
  • 2.43%Net interest margin
  • 5.32%Noninterest income to earning assets
  • 1.83%Noninterest expense to earning assets
  • 4.80%Net operating income to assets
  • 1.33%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 2.10%Return on equity (ROE)
  • 16.86%Retained earnings to average equity (YTD only)
  • 7.40%Net charge-offs to loans
  • -0.00%Credit loss provision to net charge-offs
  • -4300.00%Efficiency ratio
  • 67,036Assets per employee
  • 1.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.10%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 162.76%Noncurrent assets plus other real estate owned to assets
  • 0.52%Noncurrent loans to loans
  • 0.66%Net loans and leases to deposits
  • 85.89%Net loans and leases to core deposits
  • 88.08%Equity capital to assets
  • 7.73%Core capital (leverage) ratio
  • 7.92%Tier 1 risk-based capital ratio
  • 10.06%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $43,221Average earning assets
  • $3,405Average equity
  • $40,320Average loans

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