M&I National Bank of Neillsville in Neillsville, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 1995

  • M&I National Bank of Neillsville in Neillsville, Wisconsin (WI)
  • Show street view No street view available for this location

M&I National Bank of Neillsville - Overview

  • General
  • FDIC Certificate #: 14502
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Central Bank & Trust (#15535)
    Federal Reserve ID: 225746
    Date Established: June 19, 1934
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 9062
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: June 23, 1934
    Last Structure Change Effective Date: May 01, 1995
    Last Structure Change Process Date: May 12, 1995
    Last Data Update: May 12, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 450 Hewett Street, Neillsville, WI 54456
    County: Clark
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $44.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $21Total assets
  • $43,477Cash and due from depository institutions
  • $646Interest-bearing balances
  • $0Securities
  • $10,860Federal funds sold & reverse repurchase agreements
  • $488Net loans & leases
  • $29,506Loan loss allowance
  • $564Trading account assets
  • $0Bank premises and fixed assets
  • $1,318Other real estate owned
  • $92Goodwill and other intangibles
  • $567Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $43,477Total liabilities
  • $39,653Total deposits
  • $33,223Interest-bearing deposits
  • $29,487Deposits held in domestic offices
  • 33223.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $4,041Trading liabilities
  • $0Other borrowed funds
  • $1,996Subordinated debt
  • $0All other liabilities
  • $393Total equity capital
  • $393Total bank equity capital
  • $3,824Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $1,216Undivided profits
  • Memoranda
  • $1,408Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $286Income earned, not collected on loans
  • $193Earning assets
  • $40,854Long-term assets (5+ years)
  • $4,494Average Assets, year-to-date
  • $44,453Average Assets, quarterly
  • $44,356Volatile liabilities
  • $5,257Insider loans
  • $2,179FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,851Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,882Total risk weighted assets
  • $34,395Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,250Total interest expense
  • $1,337Net interest income
  • $1,913Provision for loan and lease losses
  • $72Total noninterest income
  • $309Fiduciary activities
  • $0Service charges on deposit accounts
  • $178Trading account gains & fees
  • $0Additional noninterest income
  • $131Total noninterest expense
  • $1,428Salaries and employee benefits
  • $557Premises and equipment expense
  • $183Additional noninterest expense
  • $688Pre-tax net operating income
  • $722Securities gains (losses)
  • -$6Applicable income taxes
  • $184Income before extraordinary items
  • $532Extraordinary gains - net
  • $0Net income attributable to bank
  • $532Net charge-offs
  • $43Cash dividends
  • $439Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.79%Cost of funding earning assets
  • 3.21%Net interest margin
  • 4.59%Noninterest income to earning assets
  • 0.74%Noninterest expense to earning assets
  • 3.42%Net operating income to assets
  • 1.21%Return on assets (ROA)
  • 1.20%Pretax return on assets
  • 1.61%Return on equity (ROE)
  • 14.00%Retained earnings to average equity (YTD only)
  • 2.45%Net charge-offs to loans
  • 0.14%Credit loss provision to net charge-offs
  • 167.44%Efficiency ratio
  • 64,266Assets per employee
  • 2.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.52%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 197.20%Noncurrent assets plus other real estate owned to assets
  • 0.87%Noncurrent loans to loans
  • 0.95%Net loans and leases to deposits
  • 88.81%Net loans and leases to core deposits
  • 92.19%Equity capital to assets
  • 8.80%Core capital (leverage) ratio
  • 8.78%Tier 1 risk-based capital ratio
  • 11.29%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $44,453Average earning assets
  • $3,800Average equity
  • $41,696Average loans

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