M&I Western State Bank in Oshkosh, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 24, 1994

  • M&I Western State Bank in Oshkosh, Wisconsin (WI)
  • Show street view No street view available for this location

M&I Western State Bank - Overview

  • General
  • FDIC Certificate #: 19496
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Associated Bank, National Association (#5311)
    Federal Reserve ID: 47546
    Date Established: October 11, 1965
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 13296
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 11, 1965
    Last Structure Change Effective Date: October 24, 1994
    Last Structure Change Process Date: November 17, 1994
    Last Data Update: November 17, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 444 North Sawyer Street, Oshkosh, WI 54903
    County: Winnebago
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Appleton-Oshkosh-Neenah, WI (#460)
    Combined Statistical Area (CSA): Appleton-Oshkosh-Neenah, WI (#118)
    Core Based Statistical Area (CBSA): Oshkosh-Neenah, WI (#36780)
    CBSA Metro Statistical Area: Oshkosh-Neenah, WI (#36780)
  • Financial Summary
  • Total assets: $87.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $53Total assets
  • $91,675Cash and due from depository institutions
  • $3,066Interest-bearing balances
  • $0Securities
  • $24,461Federal funds sold & reverse repurchase agreements
  • $2,794Net loans & leases
  • $59,240Loan loss allowance
  • $915Trading account assets
  • $0Bank premises and fixed assets
  • $1,178Other real estate owned
  • $0Goodwill and other intangibles
  • $936Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $91,675Total liabilities
  • $82,609Total deposits
  • $80,292Interest-bearing deposits
  • $68,277Deposits held in domestic offices
  • 80292.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $1,352Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $965Total equity capital
  • $965Total bank equity capital
  • $9,066Perpetual preferred stock
  • $0Common stock
  • $525Surplus
  • $5,531Undivided profits
  • Memoranda
  • $3,010Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $636Income earned, not collected on loans
  • $274Earning assets
  • $86,495Long-term assets (5+ years)
  • $11,128Average Assets, year-to-date
  • $93,706Average Assets, quarterly
  • $91,973Volatile liabilities
  • $2,464Insider loans
  • $3,183FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $14,303Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,066Total risk weighted assets
  • $64,296Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,003Total interest expense
  • $2,483Net interest income
  • $3,520Provision for loan and lease losses
  • $250Total noninterest income
  • $890Fiduciary activities
  • $0Service charges on deposit accounts
  • $416Trading account gains & fees
  • $0Additional noninterest income
  • $474Total noninterest expense
  • $3,202Salaries and employee benefits
  • $1,364Premises and equipment expense
  • $323Additional noninterest expense
  • $1,515Pre-tax net operating income
  • $958Securities gains (losses)
  • $0Applicable income taxes
  • $307Income before extraordinary items
  • $651Extraordinary gains - net
  • $0Net income attributable to bank
  • $651Net charge-offs
  • $148Cash dividends
  • $600Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.77%Cost of funding earning assets
  • 2.80%Net interest margin
  • 3.97%Noninterest income to earning assets
  • 1.00%Noninterest expense to earning assets
  • 3.61%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 0.69%Pretax return on assets
  • 1.02%Return on equity (ROE)
  • 7.19%Retained earnings to average equity (YTD only)
  • 0.56%Net charge-offs to loans
  • 0.24%Credit loss provision to net charge-offs
  • 168.92%Efficiency ratio
  • 72,608Assets per employee
  • 1.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 92.17%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 143.87%Noncurrent assets plus other real estate owned to assets
  • 0.69%Noncurrent loans to loans
  • 1.06%Net loans and leases to deposits
  • 73.78%Net loans and leases to core deposits
  • 74.82%Equity capital to assets
  • 9.89%Core capital (leverage) ratio
  • 10.03%Tier 1 risk-based capital ratio
  • 14.10%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $93,706Average earning assets
  • $9,050Average equity
  • $88,618Average loans

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