MBNA America Delaware, National Association in Wilmington, Delaware (DE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 22, 2006

  • MBNA America Delaware, National Association in Wilmington, Delaware (DE)
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MBNA America Delaware, National Association - Overview

  • General
  • FDIC Certificate #: 34680
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of America, National Association (#3510)
    Federal Reserve ID: 2621379
    Date Established: Febuary 09, 1998
    WWW: http://www.mbna.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 61191
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: Febuary 09, 1998
    Last Structure Change Effective Date: September 22, 2006
    Last Structure Change Process Date: October 10, 2006
    Last Data Update: October 10, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1100 North King Street, Wilmington, DE 19884
    County: New Castle
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Claymont
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Wilmington-Newark, DE-MD (#9160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Wilmington, DE-MD-NJ (#48864)
  • Financial Summary
  • Total assets: $7,532.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 1,602Total employees (full-time equivalent)
  • $5,455,865Total assets
  • $203,725Cash and due from depository institutions
  • $105,396Interest-bearing balances
  • $226,755Securities
  • $137,000Federal funds sold & reverse repurchase agreements
  • $4,171,612Net loans & leases
  • $67,866Loan loss allowance
  • $0Trading account assets
  • $17,421Bank premises and fixed assets
  • $0Other real estate owned
  • $298,022Goodwill and other intangibles
  • $0Life insurance assets
  • $401,330All other assets
  • $5,455,865Total liabilities and capital
  • $4,448,067Total liabilities
  • $78,125Total deposits
  • $0Interest-bearing deposits
  • $78,125Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,180,088Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,102,260Other borrowed funds
  • $0Subordinated debt
  • $87,594All other liabilities
  • $1,007,798Total equity capital
  • $1,007,798Total bank equity capital
  • $1,007,798Perpetual preferred stock
  • $0Common stock
  • $42,500Surplus
  • $656,364Undivided profits
  • Memoranda
  • $308,934Noncurrent loans and leases
  • $11,573,311Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $34,835Earning assets
  • $0Long-term assets (5+ years)
  • $27,762Average Assets, year-to-date
  • $4,640,763Average Assets, quarterly
  • $1,624,248Volatile liabilities
  • $5,070,302Insider loans
  • $5,348,871FHLB advances
  • $2,831,648Loans and leases held for sale
  • $1,025Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $385,923Tier 2 risk-based capital
  • $384,288Total risk weighted assets
  • $11,573,311Total unused commitments
  • $20,505Restructured Loans and leases
  • $65,764Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $333,110Total interest income
  • $137,895Total interest expense
  • $195,215Net interest income
  • $62,020Provision for loan and lease losses
  • $348,503Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $348,503Additional noninterest income
  • $282,786Total noninterest expense
  • $87,933Salaries and employee benefits
  • $18,247Premises and equipment expense
  • $176,606Additional noninterest expense
  • $198,912Pre-tax net operating income
  • $0Securities gains (losses)
  • $72,749Applicable income taxes
  • $126,163Income before extraordinary items
  • $0Extraordinary gains - net
  • $126,163Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $69,885Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.63%Yield on earning assets
  • 3.16%Cost of funding earning assets
  • 4.47%Net interest margin
  • 7.99%Noninterest income to earning assets
  • 6.48%Noninterest expense to earning assets
  • 2.49%Net operating income to assets
  • 2.49%Return on assets (ROA)
  • 3.92%Pretax return on assets
  • 14.53%Return on equity (ROE)
  • 14.53%Retained earnings to average equity (YTD only)
  • 1.75%Net charge-offs to loans
  • 88.75%Credit loss provision to net charge-offs
  • 3.73%Efficiency ratio
  • 46,733Assets per employee
  • 3.41%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.60%Loss allowance to noncurrent loans
  • 194.82%Noncurrent assets plus other real estate owned to assets
  • 0.64%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 5339.66%Net loans and leases to core deposits
  • 49679.79%Equity capital to assets
  • 18.47%Core capital (leverage) ratio
  • 15.85%Tier 1 risk-based capital ratio
  • 16.36%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $5,070,302Average earning assets
  • $868,409Average equity
  • $4,363,989Average loans

Bank Assets Sold and Securitized (December 31, 2005)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $1,531,811Commercial and industrial loans

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