MRV Banks in Sainte Genevieve, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

MRV Banks - Overview

  • General
  • FDIC Certificate #: 58619
    Status: Active
    Federal Reserve ID: 3482111
    Bank Holding Company (Regulatory Top Holder): Mrv Financial Corp (RSSDID: 3482102, Location: Sainte Genevieve, MO)
    Date Established: July 16, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 458816
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: July 16, 2007
    Last Structure Change Effective Date: July 24, 2007
    Last Structure Change Process Date: July 24, 2007
    Last Data Update: July 24, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 871 Ste. Genevieve Drive, Sainte Genevieve, MO 63670
    County: Ste. Genevieve
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $73.4 mil
    Equity capital: $7.5 mil
    Deposits held in domestic offices: $65.8 mil
    Return on assets (ROA): 0.23% ($0.2 mil)
    Quarterly return on assets: 0.83% ($0.6 mil)
    Return on Equity (ROE): 2.23% ($0.2 mil)
    Quarterly return on equity: 8.28% ($0.7 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 0.32% ($234.9 mil)
    Quarterly Pretax return on assets: 1.18% ($866.0 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $73,391Total assets
  • $3,821Cash and due from depository institutions
  • $1,328Interest-bearing balances
  • $16,199Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $48,938Net loans & leases
  • $847Loan loss allowance
  • $0Trading account assets
  • $3,578Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $73,391Life insurance assets
  • $855All other assets
  • $65,858Total liabilities and capital
  • $65,769Total liabilities
  • $60,349Total deposits
  • $65,769Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $89Subordinated debt
  • $7,533All other liabilities
  • $7,533Total equity capital
  • $7,533Total bank equity capital
  • $0Perpetual preferred stock
  • $4,125Common stock
  • $4,525Surplus
  • $-1,117Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $840Income earned, not collected on loans
  • $0Earning assets
  • $229Long-term assets (5+ years)
  • $66,465Average Assets, year-to-date
  • $16,618Average Assets, quarterly
  • $71,870Volatile liabilities
  • $73,609Insider loans
  • $52,772FHLB advances
  • $73,592Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,153Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,971Restructured Loans and leases
  • $935Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,036Total interest income
  • $788Total interest expense
  • $2,248Net interest income
  • $305Provision for loan and lease losses
  • $46Total noninterest income
  • $0Fiduciary activities
  • $24Service charges on deposit accounts
  • $0Trading account gains & fees
  • $22Additional noninterest income
  • $1,758Total noninterest expense
  • $875Salaries and employee benefits
  • $252Premises and equipment expense
  • $631Additional noninterest expense
  • $231Pre-tax net operating income
  • $0Securities gains (losses)
  • $69Applicable income taxes
  • $162Income before extraordinary items
  • $0Extraordinary gains - net
  • $162Net income attributable to bank
  • $0Net charge-offs
  • $162Cash dividends
  • $144Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.61%Yield on earning assets
  • 1.20%Cost of funding earning assets
  • 3.41%Net interest margin
  • 0.07%Noninterest income to earning assets
  • 2.67%Noninterest expense to earning assets
  • 0.23%Net operating income to assets
  • 0.23%Return on assets (ROA)
  • 0.32%Pretax return on assets
  • 2.23%Return on equity (ROE)
  • 2.23%Retained earnings to average equity (YTD only)
  • 0.30%Net charge-offs to loans
  • 211.81%Credit loss provision to net charge-offs
  • 3.72%Efficiency ratio
  • 76,635Assets per employee
  • 6.12%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.70%Loss allowance to noncurrent loans
  • 100.83%Noncurrent assets plus other real estate owned to assets
  • 1.14%Noncurrent loans to loans
  • 1.69%Net loans and leases to deposits
  • 74.41%Net loans and leases to core deposits
  • 78.27%Equity capital to assets
  • 10.26%Core capital (leverage) ratio
  • 9.72%Tier 1 risk-based capital ratio
  • 13.55%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $71,870Average earning assets
  • $7,254Average equity
  • $65,844Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0458816Mrv Banks871 Ste. Genevieve Drive, Sainte Genevieve, MO 63670July 16, 2007Full Service Brick and Mortar

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