The Bank of Missouri in Perryville, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • The Bank of Missouri in Perryville, Missouri (MO)
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The Bank of Missouri - Overview

  • General
  • FDIC Certificate #: 1617
    Status: Active
    Federal Reserve ID: 330855
    Bank Holding Company (Regulatory Top Holder): Reliable Community Bancshares, Inc. (RSSDID: 1416439, Location: Perryville, MO)
    Date Established: November 07, 1891
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 15 (Domestic: 15, Interstate: No)
    FDIC's unique #: 1059
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 07, 2011
    Last Structure Change Process Date: July 14, 2011
    Last Data Update: July 14, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 916 North Kings Highway, Perryville, MO 63775
    County: Perry
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $869.7 mil
    Equity capital: $88.2 mil
    Deposits held in domestic offices: $677.0 mil
    Return on assets (ROA): 1.16% ($10.1 mil)
    Quarterly return on assets: 1.10% ($9.6 mil)
    Return on Equity (ROE): 12.18% ($10.7 mil)
    Quarterly return on equity: 10.92% ($9.6 mil)
    Net income: $9.9 mil
    Quarterly Net income: $2.4 mil
    Pretax return on assets: 1.46% ($12,697.9 mil)
    Quarterly Pretax return on assets: 1.14% ($9,914.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 226Total employees (full-time equivalent)
  • $869,721Total assets
  • $12,449Cash and due from depository institutions
  • $2,367Interest-bearing balances
  • $157,239Securities
  • $13,846Federal funds sold & reverse repurchase agreements
  • $611,315Net loans & leases
  • $10,895Loan loss allowance
  • $0Trading account assets
  • $24,464Bank premises and fixed assets
  • $4,620Other real estate owned
  • $6,249Goodwill and other intangibles
  • $869,721Life insurance assets
  • $39,539All other assets
  • $781,568Total liabilities and capital
  • $677,043Total liabilities
  • $595,077Total deposits
  • $677,043Interest-bearing deposits
  • $85Deposits held in domestic offices
  • 19173.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $79,450Trading liabilities
  • $0Other borrowed funds
  • $5,902Subordinated debt
  • $88,153All other liabilities
  • $88,153Total equity capital
  • $88,153Total bank equity capital
  • $0Perpetual preferred stock
  • $600Common stock
  • $24,541Surplus
  • $63,012Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $6,172Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,349Income earned, not collected on loans
  • $0Earning assets
  • $3,857Long-term assets (5+ years)
  • $784,767Average Assets, year-to-date
  • $390,533Average Assets, quarterly
  • $850,483Volatile liabilities
  • $863,337Insider loans
  • $695,164FHLB advances
  • $847,635Loans and leases held for sale
  • $12,386Unused loan commitments
  • $6,668Tier 1 (core) risk-based capital
  • $79,216Tier 2 risk-based capital
  • $3,195Total risk weighted assets
  • $2,523Total unused commitments
  • $79,819Restructured Loans and leases
  • $19,717Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $41,867Total interest income
  • $7,843Total interest expense
  • $34,024Net interest income
  • $3,050Provision for loan and lease losses
  • $4,968Total noninterest income
  • $711Fiduciary activities
  • $3,030Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,227Additional noninterest income
  • $24,216Total noninterest expense
  • $14,360Salaries and employee benefits
  • $2,795Premises and equipment expense
  • $7,061Additional noninterest expense
  • $11,726Pre-tax net operating income
  • $699Securities gains (losses)
  • $2,568Applicable income taxes
  • $9,857Income before extraordinary items
  • $0Extraordinary gains - net
  • $9,857Net income attributable to bank
  • $0Net charge-offs
  • $9,857Cash dividends
  • $1,354Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.43%Yield on earning assets
  • 1.02%Cost of funding earning assets
  • 4.41%Net interest margin
  • 0.64%Noninterest income to earning assets
  • 3.14%Noninterest expense to earning assets
  • 1.09%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 12.18%Return on equity (ROE)
  • 12.18%Retained earnings to average equity (YTD only)
  • 0.22%Net charge-offs to loans
  • 225.26%Credit loss provision to net charge-offs
  • 10.91%Efficiency ratio
  • 61,815Assets per employee
  • 3.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.75%Loss allowance to noncurrent loans
  • 325.32%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 90.29%Net loans and leases to core deposits
  • 124.20%Equity capital to assets
  • 10.14%Core capital (leverage) ratio
  • 9.35%Tier 1 risk-based capital ratio
  • 11.40%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $850,483Average earning assets
  • $80,911Average equity
  • $770,646Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $105,852Managed Assets
  • 1Number of Accounts
  • $73,887Personal trust and agency accounts
  • $1,892Employee benefit-defined contribution accounts
  • $2,871Employee benefit-defined benefit accounts
  • $2,191Other retirement accounts
  • $30,049Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $36,884Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 471Number of Accounts
  • $0Personal trust and agency accounts
  • $30,029Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $31,965Other retirement accounts
  • $0Corporate trust and agency accounts
  • $31,832Other fiduciary accounts
  • $133Fiduciary accounts held in foreign offices

List of branches

  • 15 Missouri Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01059The Bank Of Missouri916 North Kings Highway, Perryville, MO 63775November 07, 1891Full Service Brick and Mortar
    1189910Sainte Maries Branch18 West Sainte Maries Street, Perryville, MO 63775November 04, 1996Full Service Brick and Mortar
    2189911Cape Girardeau Branch1622 North Kingshighway, Cape Girardeau, MO 63701September 03, 1997Full Service Brick and Mortar
    4189913Perryville Branch2200 Plattin Road, Perryville, MO 63775April 21, 1999Full Service Brick and Mortar
    5359792Jackson Branch233 Wet Jackson Boulevard, Jackson, MO 63755December 11, 2000Full Service Brick and Mortar
    6360315Marble Hill Branch308 Conrad Ave, Marble Hill, MO 63764May 18, 2001Full Service Brick and Mortar
    7420136Cape Girardeau Branch3427 William Street, Cape Girardeau, MO 63701July 18, 2003Full Service Brick and Mortar
    8428109Cape Giradeau Branch372 South Kingshighway, Cape Girardeau, MO 63703April 26, 2004Full Service Brick and Mortar
    9444342Columbia Branch3610 Buttonwood, Columbia, MO 65203September 06, 2005Full Service Brick and Mortar
    10468661Jackson Branch2492 East Main Street, Jackson, MO 63755October 18, 2007Full Service Brick and Mortar
    1261427Countryside Bank Branch520 East Elm Avenue, Republic, MO 65738June 15, 1998Full Service Brick and Mortar
    13362294Springfield Branch3807 South Campbell, Springfield, MO 65807October 01, 2001Full Service Brick and Mortar
    14511737The Bank Of Missouri1301 West South Street, Ozark, MO 65721July 20, 2009Full Service Brick and Mortar
    15520549South Kansas Expressway Branch2760 South Kansas Expressway, Springfield, MO 65807June 07, 2011Full Service Brick and Mortar
    16526221The Bank Of Missouri2360 East Sunshine Road, Springfield, MO 65804October 17, 2011Full Service Brick and Mortar

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