Main Line Bank in Villanova, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 1998

  • Main Line Bank in Villanova, Pennsylvania (PA)
  • Show street view No street view available for this location

Main Line Bank - Overview

  • General
  • FDIC Certificate #: 29628
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sovereign Bank, National Association (#29950)
    Federal Reserve ID: 201076
    Date Established: January 01, 1883
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 3777
    FDIC's unique #: 42462
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: July 18, 1936
    Last Structure Change Effective Date: March 01, 1998
    Last Structure Change Process Date: April 27, 1998
    Last Data Update: April 27, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Route 320 And Lancaster Avenue, Villanova, PA 19085
    County: Delaware
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • Financial Summary
  • Total assets: $2,414.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 455Total employees (full-time equivalent)
  • $2,414,251Total assets
  • $166,404Cash and due from depository institutions
  • $7,704Interest-bearing balances
  • $1,056,742Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $1,047,886Net loans & leases
  • $18,191Loan loss allowance
  • $0Trading account assets
  • $18,219Bank premises and fixed assets
  • $1,859Other real estate owned
  • $66,048Goodwill and other intangibles
  • $0Life insurance assets
  • $57,093All other assets
  • $2,414,251Total liabilities and capital
  • $2,284,656Total liabilities
  • $974,932Total deposits
  • $800,928Interest-bearing deposits
  • $974,932Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $611,635Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $620,915Other borrowed funds
  • $0Subordinated debt
  • $77,174All other liabilities
  • $129,595Total equity capital
  • $129,595Total bank equity capital
  • $129,595Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $87,730Undivided profits
  • Memoranda
  • $41,865Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,802Earning assets
  • $0Long-term assets (5+ years)
  • $6,409Average Assets, year-to-date
  • $2,112,332Average Assets, quarterly
  • $0Volatile liabilities
  • $2,124,045Insider loans
  • $2,357,807FHLB advances
  • $1,487,996Loans and leases held for sale
  • $8Unused loan commitments
  • $607,809Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $65,162Total unused commitments
  • $0Restructured Loans and leases
  • $1,132,019Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $149,925Total interest income
  • $96,910Total interest expense
  • $53,015Net interest income
  • $4,005Provision for loan and lease losses
  • $15,340Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15,340Additional noninterest income
  • $46,543Total noninterest expense
  • $25,793Salaries and employee benefits
  • $8,583Premises and equipment expense
  • $12,167Additional noninterest expense
  • $17,807Pre-tax net operating income
  • $6,149Securities gains (losses)
  • $8,656Applicable income taxes
  • $15,300Income before extraordinary items
  • $0Extraordinary gains - net
  • $15,300Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $281Sale, conversion, retirement of capital stock, net
  • $10,500Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.76%Yield on earning assets
  • 5.02%Cost of funding earning assets
  • 2.74%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 2.41%Noninterest expense to earning assets
  • 0.54%Net operating income to assets
  • 0.72%Return on assets (ROA)
  • 1.13%Pretax return on assets
  • 11.92%Return on equity (ROE)
  • 3.74%Retained earnings to average equity (YTD only)
  • 0.03%Net charge-offs to loans
  • 1425.27%Credit loss provision to net charge-offs
  • 77.62%Efficiency ratio
  • 65,294Assets per employee
  • 5.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.63%Loss allowance to loans
  • 1.71%Loss allowance to noncurrent loans
  • 233.16%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 107.48%Net loans and leases to core deposits
  • 145.64%Equity capital to assets
  • 5.37%Core capital (leverage) ratio
  • 4.68%Tier 1 risk-based capital ratio
  • 9.91%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $2,124,045Average earning assets
  • $128,363Average equity
  • $1,931,592Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Main Line Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents