MainBank in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 10, 1998

  • MainBank in Dallas, Texas (TX)
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MainBank - Overview

  • General
  • FDIC Certificate #: 26998
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: MainBank, National Association (#26624)
    Federal Reserve ID: 920863
    Date Established: July 09, 1987
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 36430
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 09, 1987
    Last Structure Change Effective Date: March 10, 1998
    Last Structure Change Process Date: March 26, 1998
    Last Data Update: April 14, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 West Kiest Boulevard, Dallas, TX 75224
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Merger - Without Assistance
  • Financial Summary
  • Total assets: $129.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 59Total employees (full-time equivalent)
  • $129,668Total assets
  • $6,546Cash and due from depository institutions
  • $50Interest-bearing balances
  • $50,168Securities
  • $10,005Federal funds sold & reverse repurchase agreements
  • $52,131Net loans & leases
  • $724Loan loss allowance
  • $0Trading account assets
  • $6,973Bank premises and fixed assets
  • $469Other real estate owned
  • $1,699Goodwill and other intangibles
  • $0Life insurance assets
  • $1,677All other assets
  • $129,668Total liabilities and capital
  • $116,842Total liabilities
  • $114,227Total deposits
  • $84,906Interest-bearing deposits
  • $114,227Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $800Other borrowed funds
  • $0Subordinated debt
  • $1,815All other liabilities
  • $12,826Total equity capital
  • $12,826Total bank equity capital
  • $12,826Perpetual preferred stock
  • $0Common stock
  • $900Surplus
  • $11,108Undivided profits
  • Memoranda
  • $818Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $395Earning assets
  • $0Long-term assets (5+ years)
  • $390Average Assets, year-to-date
  • $112,354Average Assets, quarterly
  • $4,250Volatile liabilities
  • $133,363Insider loans
  • $127,291FHLB advances
  • $14,289Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $13,664Total unused commitments
  • $0Restructured Loans and leases
  • $65,653Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $8,915Total interest income
  • $3,512Total interest expense
  • $5,403Net interest income
  • -$21Provision for loan and lease losses
  • $1,456Total noninterest income
  • $0Fiduciary activities
  • $1,369Service charges on deposit accounts
  • $0Trading account gains & fees
  • $87Additional noninterest income
  • $4,452Total noninterest expense
  • $2,191Salaries and employee benefits
  • $990Premises and equipment expense
  • $1,271Additional noninterest expense
  • $2,428Pre-tax net operating income
  • -$9Securities gains (losses)
  • $797Applicable income taxes
  • $1,622Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,622Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $89Sale, conversion, retirement of capital stock, net
  • $11,150Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.68%Yield on earning assets
  • 3.03%Cost of funding earning assets
  • 4.65%Net interest margin
  • 1.25%Noninterest income to earning assets
  • 3.84%Noninterest expense to earning assets
  • 1.22%Net operating income to assets
  • 1.22%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 12.14%Return on equity (ROE)
  • -71.34%Retained earnings to average equity (YTD only)
  • 0.16%Net charge-offs to loans
  • -23.60%Credit loss provision to net charge-offs
  • 27.04%Efficiency ratio
  • 63,260Assets per employee
  • 2.20%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 687.42%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 183.29%Noncurrent assets plus other real estate owned to assets
  • 0.67%Noncurrent loans to loans
  • 0.75%Net loans and leases to deposits
  • 45.64%Net loans and leases to core deposits
  • 51.75%Equity capital to assets
  • 9.89%Core capital (leverage) ratio
  • 9.10%Tier 1 risk-based capital ratio
  • 16.80%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $133,363Average earning assets
  • $13,356Average equity
  • $116,073Average loans

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