Manhattan Bank in city_name, state_name - Detailed Financial Reports, Location

Manhattan Bank in Manhattan, Montana (MT)
Show street view No street view available for this location

Manhattan Bank routing number info

Manhattan Bank - Overview

General
FDIC Certificate #: 11823
Status: Active
Federal Reserve ID: 614751
Bank Holding Company (Regulatory Top Holder): Msb Financial, Inc. (RSSDID: 2851318, Location: Manhattan, MT)
Date Established: October 05, 1905
WWW: http://www.manhattanbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 7564
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 14, 2007
Last Structure Change Process Date: Febuary 20, 2008
Last Data Update: Febuary 20, 2008
Data Source Date: April 05, 2012
Location
Address: 124 South Broadway, Manhattan, MT 59741
County: Gallatin
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Bozeman, MT (#14580)
CBSA Micro Statistical Area: Yes
History of Changes
Name Change
Financial Summary
Total assets: $119.7 mil
Equity capital: $12.1 mil
Deposits held in domestic offices: $106.9 mil
Return on assets (ROA): 1.04% ($1.2 mil)
Quarterly return on assets: 0.82% ($1.0 mil)
Return on Equity (ROE): 10.35% ($1.2 mil)
Quarterly return on equity: 7.96% ($1.0 mil)
Net income: $1.2 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.04% ($1,244.9 mil)
Quarterly Pretax return on assets: 0.82% ($981.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
37Total employees (full-time equivalent)
$119,702Total assets
$6,402Cash and due from depository institutions
$3,253Interest-bearing balances
$42,035Securities
$0Federal funds sold & reverse repurchase agreements
$64,062Net loans & leases
$1,910Loan loss allowance
$0Trading account assets
$2,969Bank premises and fixed assets
$907Other real estate owned
$0Goodwill and other intangibles
$119,702Life insurance assets
$3,327All other assets
$107,644Total liabilities and capital
$106,947Total liabilities
$85,372Total deposits
$106,947Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$697Subordinated debt
$12,058All other liabilities
$12,058Total equity capital
$12,058Total bank equity capital
$0Perpetual preferred stock
$750Common stock
$7,700Surplus
$3,608Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,245Income earned, not collected on loans
$0Earning assets
$763Long-term assets (5+ years)
$109,350Average Assets, year-to-date
$52,585Average Assets, quarterly
$114,573Volatile liabilities
$117,006Insider loans
$76,297FHLB advances
$116,327Loans and leases held for sale
$1,723Unused loan commitments
$1,038Tier 1 (core) risk-based capital
$11,306Tier 2 risk-based capital
$0Total risk weighted assets
$685Total unused commitments
$8,107Restructured Loans and leases
$826Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,447Total interest income
$630Total interest expense
$4,817Net interest income
$300Provision for loan and lease losses
$508Total noninterest income
$0Fiduciary activities
$288Service charges on deposit accounts
$0Trading account gains & fees
$220Additional noninterest income
$3,833Total noninterest expense
$2,415Salaries and employee benefits
$475Premises and equipment expense
$943Additional noninterest expense
$1,192Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$1,192Income before extraordinary items
$0Extraordinary gains - net
$1,192Net income attributable to bank
$0Net charge-offs
$1,192Cash dividends
$331Sale, conversion, retirement of capital stock, net
$700Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.20%Yield on earning assets
0.60%Cost of funding earning assets
4.60%Net interest margin
0.48%Noninterest income to earning assets
3.66%Noninterest expense to earning assets
1.04%Net operating income to assets
1.04%Return on assets (ROA)
1.04%Pretax return on assets
10.35%Return on equity (ROE)
4.27%Retained earnings to average equity (YTD only)
0.49%Net charge-offs to loans
90.63%Credit loss provision to net charge-offs
4.51%Efficiency ratio
71,981Assets per employee
3.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
58.72%Loss allowance to loans
2.90%Loss allowance to noncurrent loans
85.08%Noncurrent assets plus other real estate owned to assets
2.63%Noncurrent loans to loans
3.40%Net loans and leases to deposits
59.90%Net loans and leases to core deposits
62.36%Equity capital to assets
10.07%Core capital (leverage) ratio
9.72%Tier 1 risk-based capital ratio
14.82%Total risk-based capital ratio
Memoranda
$16Average assets
$114,573Average earning assets
$11,515Average equity
$104,771Average loans

List of branches

4 Montana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7564	Manhattan Bank	124 South Broadway, Manhattan, MT 59741	October 05, 1905	Full Service Brick and Mortar
1	225757	Amsterdam Churchill Branch	7175 Churchill Road, Manhattan, MT 59741	September 01, 1998	Full Service Brick and Mortar
2	358637	Three Forks Branch	2 Railway Avenue, Three Forks, MT 59752	October 23, 2000	Full Service Brick and Mortar
3	473859	Manhattan Bank	2610 West Main Street, Bozeman, MT 59718	April 01, 2008	Full Service Brick and Mortar

Manhattan Bank in Manhattan, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

Manhattan Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Manhattan Bank in Manhattan, Montana (MT)Overview, Financial Summary, Detailed Financial Reports, Branches

Manhattan Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Manhattan Bank in Manhattan, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches