Markesan State Bank in Markesan, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Markesan State Bank - Overview

  • General
  • FDIC Certificate #: 1517
    Status: Active
    Federal Reserve ID: 489641
    Bank Holding Company (Regulatory Top Holder): Markesan Bancshares, Inc. (RSSDID: 1406850, Location: Markesan, WI)
    Date Established: November 03, 1891
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 13003
    FDIC's unique #: 1001
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 84 N. Bridge Street, Markesan, WI 53946
    County: Green Lake
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Madison
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $139.3 mil
    Equity capital: $15.6 mil
    Deposits held in domestic offices: $118.2 mil
    Return on assets (ROA): 1.12% ($1.6 mil)
    Quarterly return on assets: 1.14% ($1.6 mil)
    Return on Equity (ROE): 9.82% ($1.6 mil)
    Quarterly return on equity: 10.05% ($1.6 mil)
    Net income: $1.5 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.68% ($2,340.9 mil)
    Quarterly Pretax return on assets: 1.77% ($2,466.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 38Total employees (full-time equivalent)
  • $139,342Total assets
  • $3,513Cash and due from depository institutions
  • $0Interest-bearing balances
  • $18,351Securities
  • $6,622Federal funds sold & reverse repurchase agreements
  • $104,788Net loans & leases
  • $851Loan loss allowance
  • $0Trading account assets
  • $2,130Bank premises and fixed assets
  • $1,587Other real estate owned
  • $0Goodwill and other intangibles
  • $139,342Life insurance assets
  • $2,351All other assets
  • $123,713Total liabilities and capital
  • $118,242Total liabilities
  • $92,379Total deposits
  • $118,242Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,750Trading liabilities
  • $0Other borrowed funds
  • $721Subordinated debt
  • $15,629All other liabilities
  • $15,629Total equity capital
  • $15,629Total bank equity capital
  • $0Perpetual preferred stock
  • $180Common stock
  • $4,820Surplus
  • $10,629Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,697Income earned, not collected on loans
  • $0Earning assets
  • $1,303Long-term assets (5+ years)
  • $129,761Average Assets, year-to-date
  • $10,944Average Assets, quarterly
  • $132,452Volatile liabilities
  • $136,869Insider loans
  • $116,386FHLB advances
  • $137,087Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $15,272Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,382Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,183Total interest income
  • $1,344Total interest expense
  • $5,839Net interest income
  • $435Provision for loan and lease losses
  • $402Total noninterest income
  • $29Fiduciary activities
  • $188Service charges on deposit accounts
  • $0Trading account gains & fees
  • $185Additional noninterest income
  • $3,581Total noninterest expense
  • $2,078Salaries and employee benefits
  • $385Premises and equipment expense
  • $1,118Additional noninterest expense
  • $2,225Pre-tax net operating income
  • $0Securities gains (losses)
  • $737Applicable income taxes
  • $1,488Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,488Net income attributable to bank
  • $0Net charge-offs
  • $1,488Cash dividends
  • $343Sale, conversion, retirement of capital stock, net
  • $573Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.77%Yield on earning assets
  • 1.08%Cost of funding earning assets
  • 4.69%Net interest margin
  • 0.32%Noninterest income to earning assets
  • 2.88%Noninterest expense to earning assets
  • 1.12%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.68%Pretax return on assets
  • 9.82%Return on equity (ROE)
  • 6.04%Retained earnings to average equity (YTD only)
  • 0.34%Net charge-offs to loans
  • 126.82%Credit loss provision to net charge-offs
  • 7.76%Efficiency ratio
  • 57,379Assets per employee
  • 3.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.51%Loss allowance to loans
  • 0.81%Loss allowance to noncurrent loans
  • 50.15%Noncurrent assets plus other real estate owned to assets
  • 2.36%Noncurrent loans to loans
  • 1.61%Net loans and leases to deposits
  • 88.62%Net loans and leases to core deposits
  • 95.19%Equity capital to assets
  • 11.22%Core capital (leverage) ratio
  • 11.14%Tier 1 risk-based capital ratio
  • 13.12%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $132,452Average earning assets
  • $15,158Average equity
  • $124,438Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $4,238Managed Assets
  • 1Number of Accounts
  • $4,238Personal trust and agency accounts
  • $4,238Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 16Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 4 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01001Markesan State Bank84 N. Bridge Street, Markesan, WI 53946November 03, 1891Full Service Brick and Mortar
    1189663Randolph Branch170 Kienow Drive, Randolph, WI 53956March 19, 1990Full Service Brick and Mortar
    2363508Margaret Street Branch825 North Margaret Street, Markesan, WI 53946October 01, 2001Full Service Brick and Mortar
    3467735Waupun Branch807 West Main Street, Waupun, WI 53963July 30, 2007Full Service Brick and Mortar

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