Maroa Forsyth Community Bank in Maroa, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 2011

Maroa Forsyth Community Bank - Overview

  • General
  • FDIC Certificate #: 17032
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Scott State Bank (#8491)
    Federal Reserve ID: 105044
    Date Established: July 16, 1951
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    OTS Docket #: 12704
    FDIC's unique #: 11096
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 16, 1951
    Last Structure Change Effective Date: July 01, 2011
    Last Structure Change Process Date: July 06, 2011
    Last Data Update: July 06, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 East Main Street, Maroa, IL 61756
    County: Macon
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Decatur, IL (#2040)
    Core Based Statistical Area (CBSA): Decatur, IL (#19500)
    CBSA Metro Statistical Area: Decatur, IL (#19500)
  • Financial Summary
  • Total assets: $19.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $20,120Total assets
  • $301Cash and due from depository institutions
  • $11Interest-bearing balances
  • $8,773Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $9,612Net loans & leases
  • $93Loan loss allowance
  • $0Trading account assets
  • $448Bank premises and fixed assets
  • $152Other real estate owned
  • $305Goodwill and other intangibles
  • $0Life insurance assets
  • $529All other assets
  • $20,120Total liabilities and capital
  • $17,281Total liabilities
  • $17,071Total deposits
  • $14,430Interest-bearing deposits
  • $17,071Deposits held in domestic offices
  • 90.85%% insured (estimated)
  • $150Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $60All other liabilities
  • $2,839Total equity capital
  • $2,839Total bank equity capital
  • $2,839Perpetual preferred stock
  • $0Common stock
  • $143Surplus
  • $1,612Undivided profits
  • Memoranda
  • $1,084Noncurrent loans and leases
  • $492Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $356Earning assets
  • $0Long-term assets (5+ years)
  • $142Average Assets, year-to-date
  • $18,396Average Assets, quarterly
  • $7,452Volatile liabilities
  • $20,895Insider loans
  • $21,566FHLB advances
  • $2,381Loans and leases held for sale
  • $327Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $492Total unused commitments
  • $0Restructured Loans and leases
  • $93Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $908Total interest income
  • $126Total interest expense
  • $782Net interest income
  • $60Provision for loan and lease losses
  • $233Total noninterest income
  • $0Fiduciary activities
  • $73Service charges on deposit accounts
  • $0Trading account gains & fees
  • $160Additional noninterest income
  • $865Total noninterest expense
  • $467Salaries and employee benefits
  • $131Premises and equipment expense
  • $267Additional noninterest expense
  • $90Pre-tax net operating income
  • $5Securities gains (losses)
  • $1Applicable income taxes
  • $94Income before extraordinary items
  • $0Extraordinary gains - net
  • $94Net income attributable to bank
  • $0Net charge-offs
  • $94Cash dividends
  • $58Sale, conversion, retirement of capital stock, net
  • $47Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.95%Yield on earning assets
  • 0.69%Cost of funding earning assets
  • 4.26%Net interest margin
  • 1.27%Noninterest income to earning assets
  • 4.71%Noninterest expense to earning assets
  • 0.43%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.45%Pretax return on assets
  • 3.24%Return on equity (ROE)
  • 1.62%Retained earnings to average equity (YTD only)
  • 0.64%Net charge-offs to loans
  • 103.45%Credit loss provision to net charge-offs
  • 2.59%Efficiency ratio
  • 85,222Assets per employee
  • 1.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.00%Loss allowance to loans
  • 0.96%Loss allowance to noncurrent loans
  • 26.12%Noncurrent assets plus other real estate owned to assets
  • 2.52%Noncurrent loans to loans
  • 3.67%Net loans and leases to deposits
  • 56.31%Net loans and leases to core deposits
  • 64.77%Equity capital to assets
  • 14.11%Core capital (leverage) ratio
  • 11.95%Tier 1 risk-based capital ratio
  • 17.24%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $20,895Average earning assets
  • $2,905Average equity
  • $18,360Average loans

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