Kenney Bank and Trust in Kenney, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Kenney Bank and Trust - Overview

  • General
  • FDIC Certificate #: 22609
    Status: Active
    Federal Reserve ID: 765130
    Bank Holding Company (Regulatory Top Holder): Iteam Companies, Inc. (RSSDID: 3327669, Location: Brookfield, WI)
    Date Established: Febuary 11, 1978
    WWW: http://www.kenneybank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 15770
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: Febuary 11, 1978
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Route 54 And Jordan Street, Kenney, IL 61749
    County: De Witt
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $80.9 mil
    Equity capital: $8.9 mil
    Deposits held in domestic offices: $71.6 mil
    Return on assets (ROA): 0.25% ($0.2 mil)
    Quarterly return on assets: 0.13% ($0.1 mil)
    Return on Equity (ROE): 2.11% ($0.2 mil)
    Quarterly return on equity: 1.18% ($0.1 mil)
    Net income: $0.2 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.40% ($323.5 mil)
    Quarterly Pretax return on assets: 0.21% ($169.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $80,865Total assets
  • $59,595Cash and due from depository institutions
  • $55,731Interest-bearing balances
  • $300Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $19,129Net loans & leases
  • $637Loan loss allowance
  • $0Trading account assets
  • $338Bank premises and fixed assets
  • $0Other real estate owned
  • $449Goodwill and other intangibles
  • $80,865Life insurance assets
  • $1,054All other assets
  • $71,990Total liabilities and capital
  • $71,552Total liabilities
  • $18,405Total deposits
  • $71,552Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $438Subordinated debt
  • $8,875All other liabilities
  • $8,864Total equity capital
  • $8,864Total bank equity capital
  • $0Perpetual preferred stock
  • $5,000Common stock
  • $4,007Surplus
  • $-143Undivided profits
  • Memoranda
  • $11Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,265Income earned, not collected on loans
  • $0Earning assets
  • $61Long-term assets (5+ years)
  • $75,160Average Assets, year-to-date
  • $1,671Average Assets, quarterly
  • $74,044Volatile liabilities
  • $78,228Insider loans
  • $18,905FHLB advances
  • $75,782Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,426Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $481Restructured Loans and leases
  • $2,980Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,240Total interest income
  • $76Total interest expense
  • $1,164Net interest income
  • $274Provision for loan and lease losses
  • $1,656Total noninterest income
  • $0Fiduciary activities
  • $973Service charges on deposit accounts
  • $0Trading account gains & fees
  • $683Additional noninterest income
  • $2,249Total noninterest expense
  • $915Salaries and employee benefits
  • $127Premises and equipment expense
  • $1,207Additional noninterest expense
  • $297Pre-tax net operating income
  • $0Securities gains (losses)
  • $111Applicable income taxes
  • $186Income before extraordinary items
  • $0Extraordinary gains - net
  • $186Net income attributable to bank
  • $0Net charge-offs
  • $186Cash dividends
  • $14Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.82%Yield on earning assets
  • 0.11%Cost of funding earning assets
  • 1.71%Net interest margin
  • 2.43%Noninterest income to earning assets
  • 3.30%Noninterest expense to earning assets
  • 0.25%Net operating income to assets
  • 0.25%Return on assets (ROA)
  • 0.40%Pretax return on assets
  • 2.11%Return on equity (ROE)
  • 2.11%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 1957.14%Credit loss provision to net charge-offs
  • 40.79%Efficiency ratio
  • 79,752Assets per employee
  • 5.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.22%Loss allowance to noncurrent loans
  • 50.36%Noncurrent assets plus other real estate owned to assets
  • 1.56%Noncurrent loans to loans
  • 6.40%Net loans and leases to deposits
  • 26.73%Net loans and leases to core deposits
  • 26.73%Equity capital to assets
  • 10.96%Core capital (leverage) ratio
  • 11.12%Tier 1 risk-based capital ratio
  • 44.57%Total risk-based capital ratio
  • Memoranda
  • $46Average assets
  • $74,044Average earning assets
  • $8,795Average equity
  • $68,054Average loans

Bank Assets Sold and Securitized (December 31, 2008)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $2,0001-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    015770Kenney Bank And TrustRoute 54 And Jordan Street, Kenney, IL 61749Febuary 11, 1978Full Service Brick and Mortar

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