Marshall County State Bank in Varna, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


Marshall County State Bank - Overview

  • General
  • FDIC Certificate #: 12089
    Status: Active
    Federal Reserve ID: 356145
    Bank Holding Company (Regulatory Top Holder): Marshall-Putnam County Bancorporation, Inc. (RSSDID: 1204047, Location: Varna, IL)
    Date Established: Febuary 12, 1883
    WWW: http://www.varnabank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 7681
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 510 Main Street, Varna, IL 61375
    County: Marshall
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Peoria-Canton, IL (#426)
    Core Based Statistical Area (CBSA): Peoria, IL (#37900)
    CBSA Metro Statistical Area: Peoria, IL (#37900)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $26.3 mil
    Equity capital: $3.7 mil
    Deposits held in domestic offices: $22.4 mil
    Return on assets (ROA): -0.14% (-$0.0 mil)
    Quarterly return on assets: -0.37% (-$0.1 mil)
    Return on Equity (ROE): -1.05% (-$0.0 mil)
    Quarterly return on equity: -2.71% (-$0.1 mil)
    Net income: -$0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.18% (-$47.3 mil)
    Quarterly Pretax return on assets: -0.41% (-$107.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $26,284Total assets
  • $4,105Cash and due from depository institutions
  • $3,898Interest-bearing balances
  • $2,340Securities
  • $2,669Federal funds sold & reverse repurchase agreements
  • $15,820Net loans & leases
  • $311Loan loss allowance
  • $0Trading account assets
  • $298Bank premises and fixed assets
  • $72Other real estate owned
  • $757Goodwill and other intangibles
  • $26,284Life insurance assets
  • $223All other assets
  • $22,597Total liabilities and capital
  • $22,353Total liabilities
  • $19,820Total deposits
  • $22,353Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $244Subordinated debt
  • $3,687All other liabilities
  • $3,687Total equity capital
  • $3,687Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $4,046Surplus
  • $-459Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $429Income earned, not collected on loans
  • $0Earning assets
  • $158Long-term assets (5+ years)
  • $24,727Average Assets, year-to-date
  • $1,183Average Assets, quarterly
  • $28,378Volatile liabilities
  • $26,989Insider loans
  • $15,301FHLB advances
  • $26,283Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,903Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,304Restructured Loans and leases
  • $475Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $922Total interest income
  • $232Total interest expense
  • $690Net interest income
  • $0Provision for loan and lease losses
  • $218Total noninterest income
  • $0Fiduciary activities
  • $50Service charges on deposit accounts
  • $0Trading account gains & fees
  • $168Additional noninterest income
  • $984Total noninterest expense
  • $388Salaries and employee benefits
  • $100Premises and equipment expense
  • $496Additional noninterest expense
  • -$76Pre-tax net operating income
  • $26Securities gains (losses)
  • -$11Applicable income taxes
  • -$39Income before extraordinary items
  • $0Extraordinary gains - net
  • -$39Net income attributable to bank
  • $0Net charge-offs
  • -$39Cash dividends
  • -$84Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.45%Yield on earning assets
  • 0.87%Cost of funding earning assets
  • 2.58%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 3.68%Noninterest expense to earning assets
  • -0.21%Net operating income to assets
  • -0.14%Return on assets (ROA)
  • -0.18%Pretax return on assets
  • -1.05%Return on equity (ROE)
  • -1.05%Retained earnings to average equity (YTD only)
  • -0.64%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 104,846Assets per employee
  • 2.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.93%Loss allowance to noncurrent loans
  • 72.49%Noncurrent assets plus other real estate owned to assets
  • 1.91%Noncurrent loans to loans
  • 2.66%Net loans and leases to deposits
  • 70.77%Net loans and leases to core deposits
  • 74.71%Equity capital to assets
  • 14.03%Core capital (leverage) ratio
  • 11.05%Tier 1 risk-based capital ratio
  • 18.97%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $28,378Average earning assets
  • $3,713Average equity
  • $26,751Average loans

List of branches

  • 2 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07681Marshall County State Bank510 Main Street, Varna, IL 61375Febuary 12, 1883Full Service Brick and Mortar
    1511460Peoria Heights Branch4440 North Prospect Suite A, Peoria Heights, IL 61616August 09, 2010Full Service Brick and Mortar

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