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- Banks in Michigan (MI)
- Marshall Savings Bank, F.S.B.
Marshall Savings Bank, F.S.B. in Marshall, Michigan (MI)
Overview, Financial Summary, Detailed Financial Reports, Branches
This bank is inactive as of June 07, 2004
- Marshall Savings Bank, F.S.B. in Marshall, Michigan (MI)
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Marshall Savings Bank, F.S.B. - Overview
- General
- FDIC Certificate #: 30502
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Monarch Community Bank (#29069)
Federal Reserve ID: 295570
Date Established: January 01, 1920
WWW: http://www.marshallsavings.com
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 5462
FDIC's unique #: 43336
Numeric code: 33
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: August 17, 1956
Last Structure Change Effective Date: June 07, 2004
Last Structure Change Process Date: June 23, 2004
Last Data Update: June 23, 2004
Data Source Date: April 05, 2012 - Location
- Address: 107 N Park Street, Marshall, MI 49068
County: Calhoun
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Grand Rapids
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Kalamazoo-Battle Creek, MI (#3720)
Core Based Statistical Area (CBSA): Battle Creek, MI (#12980)
CBSA Metro Statistical Area: Battle Creek, MI (#12980) - Financial Summary
- Total assets: $92.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
- Dollar figures in thousands
- 30Total employees (full-time equivalent)
- $94,375Total assets
- $4,145Cash and due from depository institutions
- $2,081Interest-bearing balances
- $8,708Securities
- $0Federal funds sold & reverse repurchase agreements
- $72,271Net loans & leases
- $477Loan loss allowance
- $0Trading account assets
- $1,246Bank premises and fixed assets
- $1,584Other real estate owned
- $2,584Goodwill and other intangibles
- $0Life insurance assets
- $3,837All other assets
- $94,375Total liabilities and capital
- $80,310Total liabilities
- $70,739Total deposits
- $65,283Interest-bearing deposits
- $70,739Deposits held in domestic offices
- 0.00%% insured (estimated)
- $0Federal funds purchased & repurchase agreements
- $0Trading liabilities
- $9,383Other borrowed funds
- $0Subordinated debt
- $188All other liabilities
- $14,065Total equity capital
- $14,065Total bank equity capital
- $14,065Perpetual preferred stock
- $0Common stock
- $15Surplus
- $4,589Undivided profits
- Memoranda
- $9,461Noncurrent loans and leases
- $9,449Noncurrent loans that are wholly or partially guaranteed by the U.S. government
- $0Income earned, not collected on loans
- $1,139Earning assets
- $0Long-term assets (5+ years)
- $417Average Assets, year-to-date
- $83,060Average Assets, quarterly
- $0Volatile liabilities
- $99,429Insider loans
- $95,901FHLB advances
- $17,853Loans and leases held for sale
- $4Unused loan commitments
- $9,327Tier 1 (core) risk-based capital
- $0Tier 2 risk-based capital
- $0Total risk weighted assets
- $9,449Total unused commitments
- $0Restructured Loans and leases
- $477Derivatives
Income and Expense (December 31, 2003)
- Dollar figures in thousands
- $5,254Total interest income
- $1,811Total interest expense
- $3,443Net interest income
- $175Provision for loan and lease losses
- $1,185Total noninterest income
- $0Fiduciary activities
- $0Service charges on deposit accounts
- $0Trading account gains & fees
- $1,185Additional noninterest income
- $3,047Total noninterest expense
- $1,628Salaries and employee benefits
- $642Premises and equipment expense
- $777Additional noninterest expense
- $1,406Pre-tax net operating income
- $1,179Securities gains (losses)
- $968Applicable income taxes
- $1,617Income before extraordinary items
- $0Extraordinary gains - net
- $1,617Net income attributable to bank
- $0Net charge-offs
- $0Cash dividends
- $211Sale, conversion, retirement of capital stock, net
- $973Net operating income
Performance and Condition Ratios (December 31, 2003)
- Dollar figures in thousands
- Performance Ratios (%, annualized)
- 5.91%Yield on earning assets
- 2.04%Cost of funding earning assets
- 3.87%Net interest margin
- 1.33%Noninterest income to earning assets
- 3.43%Noninterest expense to earning assets
- 0.87%Net operating income to assets
- 1.63%Return on assets (ROA)
- 2.60%Pretax return on assets
- 11.83%Return on equity (ROE)
- 4.71%Retained earnings to average equity (YTD only)
- 0.28%Net charge-offs to loans
- 82.94%Credit loss provision to net charge-offs
- 7.49%Efficiency ratio
- 64,304Assets per employee
- 3.15%Cash dividends to net income (YTD only)
- Condition Ratios (%)
- 60.17%Loss allowance to loans
- 0.66%Loss allowance to noncurrent loans
- 41.88%Noncurrent assets plus other real estate owned to assets
- 2.89%Noncurrent loans to loans
- 1.57%Net loans and leases to deposits
- 102.17%Net loans and leases to core deposits
- 116.06%Equity capital to assets
- 14.90%Core capital (leverage) ratio
- 13.29%Tier 1 risk-based capital ratio
- 19.72%Total risk-based capital ratio
- Memoranda
- $20Average assets
- $99,429Average earning assets
- $13,664Average equity
- $88,859Average loans
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- Banks in Michigan (MI)
- Marshall Savings Bank, F.S.B.
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