Mega Bank of St. Louis County in Town And Country, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 29, 1993

  • Mega Bank of St. Louis County in Town And Country, Missouri (MO)
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Mega Bank of St. Louis County - Overview

  • General
  • FDIC Certificate #: 22952
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mega Bank (#17311)
    Federal Reserve ID: 483153
    Date Established: September 17, 1979
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 16058
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 17, 1979
    Last Structure Change Effective Date: October 29, 1993
    Last Structure Change Process Date: November 03, 1993
    Last Data Update: November 03, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 14323 South Outer Forty, Town And Country, MO 63017
    County: St. Louis
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $40.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $24Total assets
  • $45,589Cash and due from depository institutions
  • $3,382Interest-bearing balances
  • $0Securities
  • $6,935Federal funds sold & reverse repurchase agreements
  • $1,400Net loans & leases
  • $30,980Loan loss allowance
  • $510Trading account assets
  • $0Bank premises and fixed assets
  • $871Other real estate owned
  • $1,520Goodwill and other intangibles
  • $501Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $45,589Total liabilities
  • $42,449Total deposits
  • $42,298Interest-bearing deposits
  • $31,309Deposits held in domestic offices
  • 42298.00%% insured (estimated)
  • $76Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $151Total equity capital
  • $151Total bank equity capital
  • $3,140Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $1,750Undivided profits
  • Memoranda
  • $990Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $456Income earned, not collected on loans
  • $160Earning assets
  • $39,315Long-term assets (5+ years)
  • $359Average Assets, year-to-date
  • $45,471Average Assets, quarterly
  • $46,605Volatile liabilities
  • $1,714Insider loans
  • $1,373FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $4,912Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,140Total risk weighted assets
  • $33,515Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,092Total interest expense
  • $1,462Net interest income
  • $1,630Provision for loan and lease losses
  • $246Total noninterest income
  • $420Fiduciary activities
  • $0Service charges on deposit accounts
  • $176Trading account gains & fees
  • $0Additional noninterest income
  • $244Total noninterest expense
  • $2,180Salaries and employee benefits
  • $578Premises and equipment expense
  • $227Additional noninterest expense
  • $1,375Pre-tax net operating income
  • -$376Securities gains (losses)
  • $110Applicable income taxes
  • -$72Income before extraordinary items
  • -$194Extraordinary gains - net
  • $0Net income attributable to bank
  • -$194Net charge-offs
  • $101Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.89%Cost of funding earning assets
  • 3.73%Net interest margin
  • 4.16%Noninterest income to earning assets
  • 1.07%Noninterest expense to earning assets
  • 5.57%Net operating income to assets
  • -0.60%Return on assets (ROA)
  • -0.43%Pretax return on assets
  • -0.58%Return on equity (ROE)
  • -6.12%Retained earnings to average equity (YTD only)
  • -6.12%Net charge-offs to loans
  • 0.33%Credit loss provision to net charge-offs
  • 243.56%Efficiency ratio
  • 106,341Assets per employee
  • 1.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.62%Loss allowance to noncurrent loans
  • 111.84%Noncurrent assets plus other real estate owned to assets
  • 4.33%Noncurrent loans to loans
  • 1.45%Net loans and leases to deposits
  • 73.24%Net loans and leases to core deposits
  • 76.34%Equity capital to assets
  • 6.89%Core capital (leverage) ratio
  • 6.95%Tier 1 risk-based capital ratio
  • 9.37%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $45,471Average earning assets
  • $3,168Average equity
  • $39,167Average loans

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