Mesquite State Bank in Mesquite, Nevada (NV)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 27, 2002

  • Mesquite State Bank in Mesquite, Nevada (NV)
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Mesquite State Bank - Overview

  • General
  • FDIC Certificate #: 34274
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Nevada (#57035)
    Federal Reserve ID: 2442583
    Date Established: November 01, 1996
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 57033
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 01, 1996
    Last Structure Change Effective Date: April 27, 2002
    Last Structure Change Process Date: May 07, 2002
    Last Data Update: May 07, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 11 Pioneer Boulevard, Mesquite, NV 89027
    County: Clark
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Phoenix
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Las Vegas, NV-AZ (#4120)
    Combined Statistical Area (CSA): Las Vegas-Paradise-Pahrump, NV (#332)
    Core Based Statistical Area (CBSA): Las Vegas-Paradise, NV (#29820)
    CBSA Metro Statistical Area: Las Vegas-Paradise, NV (#29820)
  • Financial Summary
  • Total assets: $53.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 16Total employees (full-time equivalent)
  • $50,510Total assets
  • $4,690Cash and due from depository institutions
  • $4,019Interest-bearing balances
  • $4,545Securities
  • $12,969Federal funds sold & reverse repurchase agreements
  • $27,268Net loans & leases
  • $426Loan loss allowance
  • $0Trading account assets
  • $493Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $545All other assets
  • $50,510Total liabilities and capital
  • $46,541Total liabilities
  • $46,384Total deposits
  • $42,817Interest-bearing deposits
  • $46,384Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $157All other liabilities
  • $3,969Total equity capital
  • $3,969Total bank equity capital
  • $3,969Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $2,400Undivided profits
  • Memoranda
  • $969Noncurrent loans and leases
  • $6,025Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $267Average Assets, year-to-date
  • $48,801Average Assets, quarterly
  • $5,045Volatile liabilities
  • $46,492Insider loans
  • $50,443FHLB advances
  • $6,408Loans and leases held for sale
  • $606Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,025Total unused commitments
  • $0Restructured Loans and leases
  • $410Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $3,759Total interest income
  • $1,671Total interest expense
  • $2,088Net interest income
  • $125Provision for loan and lease losses
  • $144Total noninterest income
  • $0Fiduciary activities
  • $124Service charges on deposit accounts
  • $0Trading account gains & fees
  • $20Additional noninterest income
  • $1,415Total noninterest expense
  • $736Salaries and employee benefits
  • $312Premises and equipment expense
  • $367Additional noninterest expense
  • $692Pre-tax net operating income
  • $0Securities gains (losses)
  • $235Applicable income taxes
  • $457Income before extraordinary items
  • $0Extraordinary gains - net
  • $457Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $85Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.54%Yield on earning assets
  • 3.80%Cost of funding earning assets
  • 4.74%Net interest margin
  • 0.33%Noninterest income to earning assets
  • 3.21%Noninterest expense to earning assets
  • 0.98%Net operating income to assets
  • 0.98%Return on assets (ROA)
  • 1.49%Pretax return on assets
  • 12.27%Return on equity (ROE)
  • 12.27%Retained earnings to average equity (YTD only)
  • 0.32%Net charge-offs to loans
  • 147.06%Credit loss provision to net charge-offs
  • 9.61%Efficiency ratio
  • 63,396Assets per employee
  • 3.16%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.54%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 58.79%Net loans and leases to core deposits
  • 68.21%Equity capital to assets
  • 7.86%Core capital (leverage) ratio
  • 7.74%Tier 1 risk-based capital ratio
  • 12.11%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $46,492Average earning assets
  • $3,723Average equity
  • $44,021Average loans

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