Metairie Bank & Trust Company in Metairie, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Metairie Bank & Trust Company in Metairie, Louisiana (LA)
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Metairie Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 16539
    Status: Active
    Federal Reserve ID: 55336
    Bank Holding Company (Regulatory Top Holder): Albert J. Ortte Family Limited Partnership (RSSDID: 2699583, Location: Metairie, LA)
    Date Established: Febuary 15, 1947
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Domestic: 7, Interstate: No)
    FDIC's unique #: 10691
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 15, 1947
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 3344 Metairie Road, Metairie, LA 70004
    County: Jefferson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): New Orleans, LA (#5560)
    Combined Statistical Area (CSA): New Orleans-Metairie-Bogalusa, LA (#406)
    Core Based Statistical Area (CBSA): New Orleans-Metairie-Kenner, LA (#35380)
    CBSA Metro Statistical Area: New Orleans-Metairie-Kenner, LA (#35380)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $339.4 mil
    Equity capital: $37.1 mil
    Deposits held in domestic offices: $298.7 mil
    Return on assets (ROA): 0.68% ($2.3 mil)
    Quarterly return on assets: 0.74% ($2.5 mil)
    Return on Equity (ROE): 6.12% ($2.3 mil)
    Quarterly return on equity: 6.77% ($2.5 mil)
    Net income: $2.3 mil
    Quarterly Net income: $0.6 mil
    Pretax return on assets: 0.98% ($3,326.0 mil)
    Quarterly Pretax return on assets: 0.95% ($3,224.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 101Total employees (full-time equivalent)
  • $339,385Total assets
  • $33,143Cash and due from depository institutions
  • $25,877Interest-bearing balances
  • $78,224Securities
  • $1,759Federal funds sold & reverse repurchase agreements
  • $207,644Net loans & leases
  • $2,062Loan loss allowance
  • $0Trading account assets
  • $11,568Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $339,385Life insurance assets
  • $7,047All other assets
  • $302,325Total liabilities and capital
  • $298,734Total liabilities
  • $215,869Total deposits
  • $298,734Interest-bearing deposits
  • $93Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $379Trading liabilities
  • $0Other borrowed funds
  • $3,212Subordinated debt
  • $37,060All other liabilities
  • $37,060Total equity capital
  • $37,060Total bank equity capital
  • $0Perpetual preferred stock
  • $2,044Common stock
  • $5,956Surplus
  • $29,060Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $466Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $622Income earned, not collected on loans
  • $0Earning assets
  • $1,106Long-term assets (5+ years)
  • $313,504Average Assets, year-to-date
  • $138,182Average Assets, quarterly
  • $338,297Volatile liabilities
  • $342,417Insider loans
  • $194,158FHLB advances
  • $343,419Loans and leases held for sale
  • $2,925Unused loan commitments
  • $2,925Tier 1 (core) risk-based capital
  • $37,357Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $30,678Restructured Loans and leases
  • $4,019Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $13,053Total interest income
  • $1,227Total interest expense
  • $11,826Net interest income
  • $0Provision for loan and lease losses
  • $2,862Total noninterest income
  • $0Fiduciary activities
  • $1,800Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,062Additional noninterest income
  • $11,366Total noninterest expense
  • $6,659Salaries and employee benefits
  • $2,159Premises and equipment expense
  • $2,548Additional noninterest expense
  • $3,322Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,038Applicable income taxes
  • $2,284Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,284Net income attributable to bank
  • $0Net charge-offs
  • $2,284Cash dividends
  • $50Sale, conversion, retirement of capital stock, net
  • $2,044Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.19%Yield on earning assets
  • 0.39%Cost of funding earning assets
  • 3.79%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 3.65%Noninterest expense to earning assets
  • 0.68%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 0.98%Pretax return on assets
  • 6.12%Return on equity (ROE)
  • 0.64%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 66.44%Efficiency ratio
  • 77,383Assets per employee
  • 3.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 89.49%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 331.51%Noncurrent assets plus other real estate owned to assets
  • 0.18%Noncurrent loans to loans
  • 0.30%Net loans and leases to deposits
  • 69.51%Net loans and leases to core deposits
  • 71.26%Equity capital to assets
  • 10.92%Core capital (leverage) ratio
  • 10.88%Tier 1 risk-based capital ratio
  • 19.24%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $338,297Average earning assets
  • $37,334Average equity
  • $311,802Average loans

List of branches

  • 7 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    010691Metairie Bank & Trust Company3344 Metairie Road, Metairie, LA 70004Febuary 15, 1947Full Service Brick and Mortar
    1238282Metairie Road Branch701 Metairie Road, Metairie, LA 70005Febuary 15, 1947Full Service Brick and Mortar
    2238283Jefferson Highway Branch3639 Jefferson Highway, Metairie, LA 70001August 01, 1952Full Service Brick and Mortar
    3238284Veterans Highway Branch3922 Veterans Blvd., Metairie, LA 70002June 01, 1968Full Service Brick and Mortar
    4238285David Drive Branch7124 Veterans Boulevard At David Drive, Metairie, LA 70003September 05, 1972Full Service Brick and Mortar
    5238286Airline Highway Branch7807 Airline Highway, Metairie, LA 70003October 15, 1985Full Service Brick and Mortar
    6464817Mandeville Branch4500 Hwy 22, Mandeville, LA 70448July 02, 2007Full Service Brick and Mortar

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