Metropolitan National Bank in Little Rock, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


Metropolitan National Bank - Overview

  • General
  • FDIC Certificate #: 20280
    Status: Active
    Federal Reserve ID: 874649
    Bank Holding Company (Regulatory Top Holder): Rogers Bancshares, Inc. (RSSDID: 2066886, Location: Little Rock, AR)
    Date Established: October 19, 1970
    WWW: http://www.metbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 46 (Domestic: 46, Interstate: No)
    OTS Docket #: 14757
    FDIC's unique #: 13955
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 19, 1970
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 425 West Capitol, Little Rock, AR 72201
    County: Pulaski
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $1,048.4 mil
    Equity capital: $66.1 mil
    Deposits held in domestic offices: $915.0 mil
    Return on assets (ROA): -0.41% (-$4.3 mil)
    Quarterly return on assets: 0.20% ($2.1 mil)
    Return on Equity (ROE): -7.15% (-$4.7 mil)
    Quarterly return on equity: 3.19% ($2.1 mil)
    Net income: -$4.8 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: -0.27% (-$2,830.7 mil)
    Quarterly Pretax return on assets: 0.20% ($2,096.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 406Total employees (full-time equivalent)
  • $1,048,403Total assets
  • $75,216Cash and due from depository institutions
  • $48,812Interest-bearing balances
  • $164,930Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $602,390Net loans & leases
  • $26,250Loan loss allowance
  • $0Trading account assets
  • $80,727Bank premises and fixed assets
  • $108,268Other real estate owned
  • $975Goodwill and other intangibles
  • $1,048,403Life insurance assets
  • $15,897All other assets
  • $982,341Total liabilities and capital
  • $914,990Total liabilities
  • $709,971Total deposits
  • $914,990Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 43594.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $17,571Trading liabilities
  • $0Other borrowed funds
  • $6,186Subordinated debt
  • $66,062All other liabilities
  • $66,062Total equity capital
  • $66,062Total bank equity capital
  • $0Perpetual preferred stock
  • $6Common stock
  • $86,683Surplus
  • $-20,627Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $14,657Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $77,362Income earned, not collected on loans
  • $0Earning assets
  • $3,031Long-term assets (5+ years)
  • $816,132Average Assets, year-to-date
  • $113,342Average Assets, quarterly
  • $1,172,613Volatile liabilities
  • $1,083,357Insider loans
  • $796,543FHLB advances
  • $1,085,800Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $64,345Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $62,622Restructured Loans and leases
  • $9,199Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $43,407Total interest income
  • $10,129Total interest expense
  • $33,278Net interest income
  • $6,074Provision for loan and lease losses
  • $28,082Total noninterest income
  • $501Fiduciary activities
  • $10,430Service charges on deposit accounts
  • $0Trading account gains & fees
  • $17,151Additional noninterest income
  • $58,490Total noninterest expense
  • $20,992Salaries and employee benefits
  • $9,315Premises and equipment expense
  • $28,183Additional noninterest expense
  • -$3,204Pre-tax net operating income
  • $4Securities gains (losses)
  • $1,618Applicable income taxes
  • -$4,818Income before extraordinary items
  • $0Extraordinary gains - net
  • -$4,818Net income attributable to bank
  • $0Net charge-offs
  • -$4,818Cash dividends
  • $10,304Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.67%Yield on earning assets
  • 1.09%Cost of funding earning assets
  • 3.58%Net interest margin
  • 3.02%Noninterest income to earning assets
  • 6.29%Noninterest expense to earning assets
  • -0.41%Net operating income to assets
  • -0.41%Return on assets (ROA)
  • -0.27%Pretax return on assets
  • -7.15%Return on equity (ROE)
  • -7.15%Retained earnings to average equity (YTD only)
  • 1.46%Net charge-offs to loans
  • 58.95%Credit loss provision to net charge-offs
  • 0.28%Efficiency ratio
  • 94,839Assets per employee
  • 2.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.18%Loss allowance to noncurrent loans
  • 33.93%Noncurrent assets plus other real estate owned to assets
  • 17.71%Noncurrent loans to loans
  • 12.31%Net loans and leases to deposits
  • 65.84%Net loans and leases to core deposits
  • 68.28%Equity capital to assets
  • 6.30%Core capital (leverage) ratio
  • 5.93%Tier 1 risk-based capital ratio
  • 8.08%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $1,172,613Average earning assets
  • $67,386Average equity
  • $929,386Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $229,430Managed Assets
  • 1Number of Accounts
  • $20,192Personal trust and agency accounts
  • $16,274Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $276Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $3,642Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 91Number of Accounts
  • $0Personal trust and agency accounts
  • $276Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $209,238Other retirement accounts
  • $4,384Corporate trust and agency accounts
  • $12,687Other fiduciary accounts
  • $2,049Fiduciary accounts held in foreign offices

List of branches

  • 46 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013955Metropolitan National Bank425 West Capitol, Little Rock, AR 72201October 19, 1970Full Service Brick and Mortar
    1250634Baseline Branch6712 Baseline Road, Little Rock, AR 72209March 03, 1975Full Service Brick and Mortar
    4250637Colony West Shopping Center Branch10300 N. Rodney Parham Rd, Little Rock, AR 72227August 01, 1988Full Service Brick and Mortar
    5250638Downtown Motor Bank Branch924 Broadway At I-630, Little Rock, AR 72201April 30, 1986Limited Service Facility
    6250639Tanglewood Branch7401 Cantrell Road, Little Rock, AR 72207March 22, 1989Full Service Brick and Mortar
    7250640University Branch5601 South University, Little Rock, AR 72209September 30, 1987Full Service Brick and Mortar
    8250641Geyer Springs Branch8824 Geyer Springs, Little Rock, AR 72209April 13, 1990Full Service Retail
    12250643Rodney Parham At Markham Branch8415 West Markham, Little Rock, AR 72205June 01, 1992Full Service Retail
    13250644The Mccain Branch3929 Mccain Boulevard, North Little Rock, AR 72116May 11, 1992Full Service Brick and Mortar
    16250647Landmark Branch15602 Arch Street Pike, Little Rock, AR 72206November 27, 1995Full Service Brick and Mortar
    17250648Benton Branch1323 Military, Benton, AR 72015May 14, 1996Full Service Brick and Mortar
    19250650Levy Branch3901 Camp Robinson Road, North Little Rock, AR 72118November 18, 1996Full Service Brick and Mortar
    23250654Chenal Kroger Branch16105 D Chenal Parkway, Little Rock, AR 72211Febuary 03, 1999Full Service Retail
    24250655Financial Centre Branch11525 Financial Center Parkway, Little Rock, AR 72211April 12, 1999Full Service Brick and Mortar
    28362696East End Branch20622 Arch Street, Suite 5, Hensley, AR 72065November 05, 2001Full Service Brick and Mortar
    33365452Kavanaugh Branch5500 Kavanaugh Boulevard, Little Rock, AR 72207July 15, 2002Full Service Brick and Mortar
    34365462Bryant Branch3109 North Reynolds Road, Bryant, AR 72022September 09, 2002Full Service Brick and Mortar
    35365778Conway Oak Branch414 Oak Street, Conway, AR 72032December 09, 2002Full Service Brick and Mortar
    36365881Plaza West Branch4220 North Rodney Parham Road, Little Rock, AR 72212May 06, 2002Full Service Brick and Mortar
    39431593Maumelle Branch201 Carnahan Drive, Maumelle, AR 72113August 05, 2004Full Service Brick and Mortar
    40431966Jacksonville Branch2030 John Harden Drive, Jacksonville, AR 72076August 18, 2004Full Service Brick and Mortar
    44440493Highway 10 And Chenal Branch23816 Chenal Parkway, Little Rock, AR 72223April 25, 2005Full Service Brick and Mortar
    46444529Colonel Glen Branch11821 Colonel Glen Road, Little Rock, AR 72210August 11, 2005Full Service Brick and Mortar
    47444531Cabot Branch202 South Rockwood Drive, Cabot, AR 72023August 15, 2005Full Service Brick and Mortar
    48445615Stagecoach Road Branch10425 Stagecoach Road, Little Rock, AR 72210October 24, 2005Full Service Brick and Mortar
    49446900Park Hill Branch3200 Jfk Boulevard, North Little Rock, AR 72116November 16, 2005Full Service Brick and Mortar
    50447181Conway Hogan Branch804 Hogan Lane, Conway, AR 72034December 05, 2005Full Service Brick and Mortar
    51447863Pinnacle Hills Branch3701 Pinnacle Hills Parkway, Rogers, AR 72758January 11, 2006Full Service Brick and Mortar
    52450868Sherwood Kiehl Branch3607 East Kiehl, Sherwood, AR 72120March 27, 2006Full Service Brick and Mortar
    53451953Cabot Southside Branch121 Bill Foster Memorial Highway, Cabot, AR 72023March 30, 2006Full Service Brick and Mortar
    54456180Springdale Har-Ber Meadows Branch6706 West Sunset Avenue, Springdale, AR 72762August 28, 2006Full Service Brick and Mortar
    55456273Fayetteville Highway 62 Branch3111 West 6th Street, Fayetteville, AR 72701July 12, 2006Full Service Brick and Mortar
    56456282Bentonville Fountain Plaza Branch300 Southeast Walton Road, Bentonville, AR 72712August 01, 2006Full Service Brick and Mortar
    57456632Conway Dave Ward Branch2895 Dave Ward Drive, Conway, AR 72034August 21, 2006Full Service Brick and Mortar
    58456640Rogers Pleasant Crossing Branch4201 Pleasant Crossing Parkway, Rogers, AR 72758October 02, 2006Full Service Brick and Mortar
    59460042Springdale Pleasant Street Branch1950 Pleasant Street, Springdale, AR 72764January 03, 2007Full Service Brick and Mortar
    60461429East Rogers Branch200 Hudson Road, Rogers, AR 72756January 29, 2007Full Service Brick and Mortar
    61461430Bentonville Walton & A Street Branch1411 South Walton Boulevard, Bentonville, AR 72712March 12, 2007Full Service Brick and Mortar
    62462470Sheridan Branch1210 South Rock Street, Sheridan, AR 72150April 11, 2007Full Service Brick and Mortar
    63464089Conway Commons Branch1005 East Oak Street, Conway, AR 72032May 15, 2007Full Service Brick and Mortar
    64466367Fayetteville Joyce Street Branch4033 North Shiloh Drive, Fayetteville, AR 72703January 16, 2007Full Service Brick and Mortar
    67467615Hillcrest Branch2800 Kavanaugh Boulevard, Little Rock, AR 72205August 20, 2007Full Service Brick and Mortar
    68467616Fayetteville Wedington Branch3971 Wedington Drive, Fayetteville, AR 72704August 23, 2007Full Service Brick and Mortar
    69467617Johnson Branch4000 Greathouse Springs Road, Springdale, AR 72762August 23, 2007Full Service Brick and Mortar
    72469116Conway Donaghey Branch2400 Donaghey Avenue, Conway, AR 72032October 01, 2007Full Service Brick and Mortar
    73473432Fayetteville Mission Branch2691 Mission Boulevard, Fayetteville, AR 72703March 05, 2008Full Service Brick and Mortar

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