Eagle Bank and Trust Company in Little Rock, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Eagle Bank and Trust Company in Little Rock, Arkansas (AR)
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Eagle Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 3873
    Status: Active
    Federal Reserve ID: 453446
    Bank Holding Company (Regulatory Top Holder): State Holding Company (RSSDID: 1100046, Location: Little Rock, AR)
    Date Established: January 01, 1919
    WWW: http://www.heberbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 14 (Domestic: 9, Interstate: No)
    FDIC's unique #: 2524
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: Febuary 24, 2012
    Last Structure Change Process Date: March 07, 2012
    Last Data Update: March 07, 2012
    Data Source Date: April 05, 2012
  • Location
  • Address: 650 Shakleford, Suite 150, Little Rock, AR 72211
    County: Pulaski
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
    Name Change
    Change in Location
  • Financial Summary
  • Total assets: $209.9 mil
    Equity capital: $23.7 mil
    Deposits held in domestic offices: $177.9 mil
    Return on assets (ROA): 1.06% ($2.2 mil)
    Quarterly return on assets: 1.04% ($2.2 mil)
    Return on Equity (ROE): 9.50% ($2.3 mil)
    Quarterly return on equity: 9.16% ($2.2 mil)
    Net income: $2.1 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.42% ($2,980.0 mil)
    Quarterly Pretax return on assets: 1.36% ($2,854.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 47Total employees (full-time equivalent)
  • $209,857Total assets
  • $3,971Cash and due from depository institutions
  • $730Interest-bearing balances
  • $116,488Securities
  • $2,700Federal funds sold & reverse repurchase agreements
  • $75,043Net loans & leases
  • $970Loan loss allowance
  • $0Trading account assets
  • $5,157Bank premises and fixed assets
  • $809Other real estate owned
  • $0Goodwill and other intangibles
  • $209,857Life insurance assets
  • $5,689All other assets
  • $186,114Total liabilities and capital
  • $177,948Total liabilities
  • $154,303Total deposits
  • $177,948Interest-bearing deposits
  • $84Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,398Trading liabilities
  • $0Other borrowed funds
  • $1,768Subordinated debt
  • $23,743All other liabilities
  • $23,743Total equity capital
  • $23,743Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $4,001Surplus
  • $19,742Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $1,071Long-term assets (5+ years)
  • $194,961Average Assets, year-to-date
  • $102,756Average Assets, quarterly
  • $198,522Volatile liabilities
  • $208,252Insider loans
  • $103,554FHLB advances
  • $209,874Loans and leases held for sale
  • $3,487Unused loan commitments
  • $3,487Tier 1 (core) risk-based capital
  • $21,603Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $6,656Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,237Total interest income
  • $1,610Total interest expense
  • $6,627Net interest income
  • $200Provision for loan and lease losses
  • $1,075Total noninterest income
  • $0Fiduciary activities
  • $661Service charges on deposit accounts
  • $0Trading account gains & fees
  • $414Additional noninterest income
  • $4,679Total noninterest expense
  • $2,311Salaries and employee benefits
  • $875Premises and equipment expense
  • $1,493Additional noninterest expense
  • $2,823Pre-tax net operating income
  • -$1Securities gains (losses)
  • $726Applicable income taxes
  • $2,096Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,096Net income attributable to bank
  • $0Net charge-offs
  • $2,096Cash dividends
  • $83Sale, conversion, retirement of capital stock, net
  • $281Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.52%Yield on earning assets
  • 0.88%Cost of funding earning assets
  • 3.64%Net interest margin
  • 0.59%Noninterest income to earning assets
  • 2.57%Noninterest expense to earning assets
  • 1.06%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.42%Pretax return on assets
  • 9.50%Return on equity (ROE)
  • 8.23%Retained earnings to average equity (YTD only)
  • 0.11%Net charge-offs to loans
  • 240.96%Credit loss provision to net charge-offs
  • 36.42%Efficiency ratio
  • 60,750Assets per employee
  • 4.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 13.41%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 42.17%Net loans and leases to core deposits
  • 43.46%Equity capital to assets
  • 11.31%Core capital (leverage) ratio
  • 10.29%Tier 1 risk-based capital ratio
  • 20.86%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $198,522Average earning assets
  • $22,059Average equity
  • $182,113Average loans

List of branches

  • 14 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02524Eagle Bank And Trust Company650 Shakleford, Suite 150, Little Rock, AR 72211January 01, 1919Full Service Brick and Mortar
    1202057West Side Branch8454 Edgemont Road, Greers Ferry, AR 72067March 05, 1980Full Service Brick and Mortar
    2288206Fairfield Bay BranchLakewood Village Mall, Building 5, Fairfield Bay, AR 72088December 05, 1986Full Service Brick and Mortar
    3202058Quitman Branch6224 Heber Springs Road, Quitman, AR 72131August 09, 1993Full Service Brick and Mortar
    4202059Drasco BranchHighway 92 And 25, Drasco, AR 72530January 02, 1997Full Service Brick and Mortar
    5202060Heber Springs Branch1510 Highway 25b North, Heber Springs, AR 72543December 07, 1998Full Service Brick and Mortar
    6202061Vilonia Branch1163 Main Street, Vilonia, AR 72173April 26, 1999Full Service Brick and Mortar
    7359750Rose Bud Branch6022 Highway 36 West, Rose Bud, AR 72137April 09, 2001Full Service Brick and Mortar
    10249176Indianhead Branch7725 Warden Road, Sherwood, AR 72116April 03, 1978Full Service Brick and Mortar
    11249177Gravel Ridge Branch110 Highway 107, Gravel Ridge, AR 72076November 28, 1983Full Service Brick and Mortar
    12249178East Kiehl Branch2300 Kiehl Avenue, Sherwood, AR 72116September 03, 1985Full Service Brick and Mortar
    13249179North Hills BranchNorth Hills Shopping Center, Sherwood, AR 72116September 26, 1988Full Service Brick and Mortar
    14429284Maumelle Branch9801 Maumelle Blvd, North Little Rock, AR 72113March 15, 2004Full Service Brick and Mortar
    15529513Second And Main BranchSecond And Main Streets, Heber Springs, AR 72543Febuary 24, 2012Full Service Brick and Mortar

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