Metropolitan National Bank in Youngstown, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 08, 2002

  • Metropolitan National Bank in Youngstown, Ohio (OH)
  • Show street view No street view available for this location

Metropolitan National Bank - Overview

  • General
  • FDIC Certificate #: 32298
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Pennsylvania (#7888)
    Federal Reserve ID: 846374
    Date Established: May 19, 1922
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 12 (Interstate: No)
    OTS Docket #: 8113
    FDIC's unique #: 45132
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: March 29, 1985
    Last Structure Change Effective Date: November 08, 2002
    Last Structure Change Process Date: January 24, 2003
    Last Data Update: January 24, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: One Federal Plaza West, Youngstown, OH 44503
    County: Mahoning
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Youngstown-Warren, OH (#9320)
    Combined Statistical Area (CSA): Youngstown-Warren-East Liverpool, OH-PA (#566)
    Core Based Statistical Area (CBSA): Youngstown-Warren-Boardman, OH-PA (#49660)
    CBSA Metro Statistical Area: Youngstown-Warren-Boardman, OH-PA (#49660)
  • Financial Summary
  • Total assets: $330.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 93Total employees (full-time equivalent)
  • $317,846Total assets
  • $16,545Cash and due from depository institutions
  • $68Interest-bearing balances
  • $38,615Securities
  • $7,650Federal funds sold & reverse repurchase agreements
  • $233,998Net loans & leases
  • $2,350Loan loss allowance
  • $0Trading account assets
  • $7,303Bank premises and fixed assets
  • $165Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $13,570All other assets
  • $317,846Total liabilities and capital
  • $295,583Total liabilities
  • $274,585Total deposits
  • $237,015Interest-bearing deposits
  • $274,585Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $17,547Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $743Other borrowed funds
  • $0Subordinated debt
  • $2,708All other liabilities
  • $22,263Total equity capital
  • $22,263Total bank equity capital
  • $22,263Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $6,020Undivided profits
  • Memoranda
  • $15,043Noncurrent loans and leases
  • $55,873Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,594Earning assets
  • $100Long-term assets (5+ years)
  • $1,467Average Assets, year-to-date
  • $280,331Average Assets, quarterly
  • $70,254Volatile liabilities
  • $309,219Insider loans
  • $311,808FHLB advances
  • $38,066Loans and leases held for sale
  • $2,375Unused loan commitments
  • $743Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $83Total risk weighted assets
  • $55,873Total unused commitments
  • $0Restructured Loans and leases
  • $2,350Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $21,565Total interest income
  • $8,319Total interest expense
  • $13,246Net interest income
  • $246Provision for loan and lease losses
  • $3,298Total noninterest income
  • $0Fiduciary activities
  • $1,582Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,716Additional noninterest income
  • $9,864Total noninterest expense
  • $3,542Salaries and employee benefits
  • $1,227Premises and equipment expense
  • $5,095Additional noninterest expense
  • $6,434Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,133Applicable income taxes
  • $4,301Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,301Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $850Sale, conversion, retirement of capital stock, net
  • $4,297Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.84%Yield on earning assets
  • 3.02%Cost of funding earning assets
  • 4.81%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 3.58%Noninterest expense to earning assets
  • 1.39%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 2.08%Pretax return on assets
  • 19.54%Return on equity (ROE)
  • 0.02%Retained earnings to average equity (YTD only)
  • 0.36%Net charge-offs to loans
  • 28.94%Credit loss provision to net charge-offs
  • 7.86%Efficiency ratio
  • 59,623Assets per employee
  • 3.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 99.91%Loss allowance to loans
  • 0.99%Loss allowance to noncurrent loans
  • 147.43%Noncurrent assets plus other real estate owned to assets
  • 0.55%Noncurrent loans to loans
  • 0.67%Net loans and leases to deposits
  • 85.22%Net loans and leases to core deposits
  • 92.07%Equity capital to assets
  • 7.00%Core capital (leverage) ratio
  • 7.00%Tier 1 risk-based capital ratio
  • 9.55%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $309,219Average earning assets
  • $22,016Average equity
  • $275,217Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Metropolitan National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents