Mid-Hudson Savings Bank FSB in Fishkill, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 19, 1994

  • Mid-Hudson Savings Bank FSB in Fishkill, New York (NY)
  • Show street view No street view available for this location

Mid-Hudson Savings Bank FSB - Overview

  • General
  • FDIC Certificate #: 16002
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Fidelity Bank, National Association (#33601)
    Federal Reserve ID: 956705
    Date Established: Febuary 25, 1857
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7752
    FDIC's unique #: 10232
    Numeric code: 44
    Regulator: OTS
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: August 19, 1994
    Last Structure Change Process Date: August 29, 1994
    Last Data Update: August 29, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 88 Main Street, Fishkill, NY 12524
    County: Dutchess
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Syracuse
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Dutchess County, NY (#2281)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): Poughkeepsie-Newburgh-Middletown, NY (#39100)
    CBSA Metro Statistical Area: Poughkeepsie-Newburgh-Middletown, NY (#39100)
  • Financial Summary
  • Total assets: $504.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $236Total assets
  • $521,416Cash and due from depository institutions
  • $14,689Interest-bearing balances
  • $315Securities
  • $148,465Federal funds sold & reverse repurchase agreements
  • $12,000Net loans & leases
  • $320,543Loan loss allowance
  • $4,769Trading account assets
  • $0Bank premises and fixed assets
  • $8,324Other real estate owned
  • $1,218Goodwill and other intangibles
  • $16,177Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $521,416Total liabilities
  • $479,579Total deposits
  • $466,950Interest-bearing deposits
  • $441,695Deposits held in domestic offices
  • 466950.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $6,105Subordinated debt
  • $0All other liabilities
  • $6,524Total equity capital
  • $6,524Total bank equity capital
  • $41,837Perpetual preferred stock
  • $0Common stock
  • $1,593Surplus
  • $18,924Undivided profits
  • Memoranda
  • $21,320Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $10,745Income earned, not collected on loans
  • $1,825Earning assets
  • $481,323Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $524,435Average Assets, quarterly
  • $521,806Volatile liabilities
  • $54,511Insider loans
  • $78FHLB advances
  • $5,000Loans and leases held for sale
  • $0Unused loan commitments
  • $44,428Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $41,324Total risk weighted assets
  • $294,629Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $34,203Total interest expense
  • $16,173Net interest income
  • $18,030Provision for loan and lease losses
  • $1,634Total noninterest income
  • $1,841Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,841Total noninterest expense
  • $16,353Salaries and employee benefits
  • $6,971Premises and equipment expense
  • $2,791Additional noninterest expense
  • $6,591Pre-tax net operating income
  • $1,884Securities gains (losses)
  • $2,425Applicable income taxes
  • $1,726Income before extraordinary items
  • $2,583Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,583Net charge-offs
  • $1,193Cash dividends
  • $1,200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.08%Cost of funding earning assets
  • 3.35%Net interest margin
  • 3.73%Noninterest income to earning assets
  • 0.38%Noninterest expense to earning assets
  • 3.39%Net operating income to assets
  • 0.20%Return on assets (ROA)
  • 0.49%Pretax return on assets
  • 0.82%Return on equity (ROE)
  • 6.30%Retained earnings to average equity (YTD only)
  • 3.37%Net charge-offs to loans
  • 0.34%Credit loss provision to net charge-offs
  • 136.97%Efficiency ratio
  • 82,291Assets per employee
  • 2.21%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.46%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 44.38%Noncurrent assets plus other real estate owned to assets
  • 2.29%Noncurrent loans to loans
  • 3.30%Net loans and leases to deposits
  • 68.65%Net loans and leases to core deposits
  • 76.59%Equity capital to assets
  • 8.02%Core capital (leverage) ratio
  • 7.93%Tier 1 risk-based capital ratio
  • 14.03%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $524,435Average earning assets
  • $41,009Average equity
  • $482,758Average loans
1
elexis jones
Apr 24, 2023 @ 7:19 pm
i found an old “mid hudson’s savings bank” that was “in trust for…” and i am curious as to how i would access this account or see if it’s still open ?

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Mid-Hudson Savings Bank FSB.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents