Mid-Wisconsin Neillsville Bank in Neillsville, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 25, 1994

  • Mid-Wisconsin Neillsville Bank in Neillsville, Wisconsin (WI)
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Mid-Wisconsin Neillsville Bank - Overview

  • General
  • FDIC Certificate #: 8707
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Mid-Wisconsin Bank (#13273)
    Federal Reserve ID: 223649
    Date Established: March 01, 1879
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 5540
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 25, 1994
    Last Structure Change Process Date: April 28, 1994
    Last Data Update: April 28, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 500 West Street, Neillsville, WI 54456
    County: Clark
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $49.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $24Total assets
  • $49,344Cash and due from depository institutions
  • $2,491Interest-bearing balances
  • $100Securities
  • $12,628Federal funds sold & reverse repurchase agreements
  • $1,525Net loans & leases
  • $30,264Loan loss allowance
  • $373Trading account assets
  • $0Bank premises and fixed assets
  • $1,067Other real estate owned
  • $0Goodwill and other intangibles
  • $382Life insurance assets
  • $987All other assets
  • $0Total liabilities and capital
  • $49,344Total liabilities
  • $43,402Total deposits
  • $41,642Interest-bearing deposits
  • $38,024Deposits held in domestic offices
  • 41642.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $1,367Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $393Total equity capital
  • $393Total bank equity capital
  • $5,942Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $5,213Undivided profits
  • Memoranda
  • $329Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $224Income earned, not collected on loans
  • $137Earning assets
  • $44,517Long-term assets (5+ years)
  • $4,947Average Assets, year-to-date
  • $49,669Average Assets, quarterly
  • $48,873Volatile liabilities
  • $5,729Insider loans
  • $379FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $3,688Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,955Total risk weighted assets
  • $33,572Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $3,586Total interest expense
  • $1,549Net interest income
  • $2,037Provision for loan and lease losses
  • $100Total noninterest income
  • $226Fiduciary activities
  • $0Service charges on deposit accounts
  • $160Trading account gains & fees
  • $0Additional noninterest income
  • $66Total noninterest expense
  • $1,498Salaries and employee benefits
  • $695Premises and equipment expense
  • $213Additional noninterest expense
  • $590Pre-tax net operating income
  • $665Securities gains (losses)
  • $2Applicable income taxes
  • $240Income before extraordinary items
  • $427Extraordinary gains - net
  • $0Net income attributable to bank
  • $427Net charge-offs
  • $81Cash dividends
  • $200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.04%Cost of funding earning assets
  • 3.47%Net interest margin
  • 4.56%Noninterest income to earning assets
  • 0.51%Noninterest expense to earning assets
  • 3.36%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 1.34%Return on equity (ROE)
  • 7.35%Retained earnings to average equity (YTD only)
  • 3.91%Net charge-offs to loans
  • 0.27%Credit loss provision to net charge-offs
  • 123.46%Efficiency ratio
  • 62,395Assets per employee
  • 2.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.84%Loss allowance to loans
  • 1.22%Loss allowance to noncurrent loans
  • 166.52%Noncurrent assets plus other real estate owned to assets
  • 0.45%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 72.68%Net loans and leases to core deposits
  • 81.18%Equity capital to assets
  • 12.04%Core capital (leverage) ratio
  • 10.17%Tier 1 risk-based capital ratio
  • 14.76%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $49,669Average earning assets
  • $5,809Average equity
  • $44,624Average loans

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