Middletown State Bank in Middletown, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Middletown State Bank - Overview

  • General
  • FDIC Certificate #: 10463
    Status: Active
    Federal Reserve ID: 770545
    Bank Holding Company (Regulatory Top Holder): Barker Brothers, Inc. (RSSDID: 2513250, Location: Springfield, IL)
    Date Established: June 05, 1917
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 15586
    FDIC's unique #: 6692
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 6th And Madison Streets, Middletown, IL 62666
    County: Logan
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Lincoln, IL (#30660)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $25.8 mil
    Equity capital: $2.5 mil
    Deposits held in domestic offices: $22.8 mil
    Return on assets (ROA): 2.12% ($0.6 mil)
    Quarterly return on assets: 1.96% ($0.5 mil)
    Return on Equity (ROE): 22.27% ($0.4 mil)
    Quarterly return on equity: 19.63% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 2.12% ($547.7 mil)
    Quarterly Pretax return on assets: 1.96% ($506.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $25,836Total assets
  • $1,320Cash and due from depository institutions
  • $556Interest-bearing balances
  • $1,806Securities
  • $2,983Federal funds sold & reverse repurchase agreements
  • $19,088Net loans & leases
  • $133Loan loss allowance
  • $0Trading account assets
  • $240Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $25,836Life insurance assets
  • $399All other assets
  • $23,361Total liabilities and capital
  • $22,831Total liabilities
  • $19,938Total deposits
  • $22,831Interest-bearing deposits
  • $99Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $500Trading liabilities
  • $0Other borrowed funds
  • $30Subordinated debt
  • $2,475All other liabilities
  • $2,475Total equity capital
  • $2,475Total bank equity capital
  • $0Perpetual preferred stock
  • $53Common stock
  • $2,169Surplus
  • $253Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $203Long-term assets (5+ years)
  • $24,433Average Assets, year-to-date
  • $776Average Assets, quarterly
  • $24,934Volatile liabilities
  • $24,914Insider loans
  • $18,679FHLB advances
  • $24,737Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $2,475Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,194Restructured Loans and leases
  • $717Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,052Total interest income
  • $147Total interest expense
  • $905Net interest income
  • $0Provision for loan and lease losses
  • $35Total noninterest income
  • $0Fiduciary activities
  • $20Service charges on deposit accounts
  • $0Trading account gains & fees
  • $15Additional noninterest income
  • $411Total noninterest expense
  • $183Salaries and employee benefits
  • $54Premises and equipment expense
  • $174Additional noninterest expense
  • $529Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $529Income before extraordinary items
  • $0Extraordinary gains - net
  • $529Net income attributable to bank
  • $0Net charge-offs
  • $529Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $515Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.49%Yield on earning assets
  • 0.63%Cost of funding earning assets
  • 3.86%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 1.75%Noninterest expense to earning assets
  • 2.12%Net operating income to assets
  • 2.12%Return on assets (ROA)
  • 2.12%Pretax return on assets
  • 22.27%Return on equity (ROE)
  • 0.59%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 43,723Assets per employee
  • 3.23%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 97.35%Loss allowance to loans
  • 0.69%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 83.61%Net loans and leases to core deposits
  • 85.67%Equity capital to assets
  • 9.58%Core capital (leverage) ratio
  • 10.01%Tier 1 risk-based capital ratio
  • 13.25%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $24,934Average earning assets
  • $2,376Average equity
  • $23,419Average loans

List of branches

  • 3 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    06692Middletown State Bank6th And Madison Streets, Middletown, IL 62666June 05, 1917Full Service Brick and Mortar
    1222427Greenview Branch165 East Adams, Greenview, IL 62642April 01, 1999Full Service Brick and Mortar
    2362981Latham BranchSecond And Macon Streets, Latham, IL 62543January 31, 2002Full Service Brick and Mortar

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