Logan County Bank in city_name, state_name - Detailed Financial Reports, Location

Logan County Bank in Lincoln, Illinois (IL)
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Logan County Bank routing number info

Logan County Bank - Overview

General
FDIC Certificate #: 18484
Status: Active
Federal Reserve ID: 364337
Bank Holding Company (Regulatory Top Holder): Town And Country Financial Corporation (RSSDID: 1208531, Location: Springfield, IL)
Date Established: Febuary 23, 1962
WWW: http://www.logancountybank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 9214
FDIC's unique #: 12379
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: Febuary 23, 1962
Last Structure Change Effective Date: July 11, 2009
Last Structure Change Process Date: September 03, 2009
Last Data Update: September 03, 2009
Data Source Date: April 05, 2012
Location
Address: 303 Pulaski Street, Lincoln, IL 62656
County: Logan
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Lincoln, IL (#30660)
CBSA Micro Statistical Area: Yes
History of Changes
Office Purchased
Financial Summary
Total assets: $93.3 mil
Equity capital: $8.7 mil
Deposits held in domestic offices: $81.5 mil
Return on assets (ROA): 0.96% ($0.9 mil)
Quarterly return on assets: 1.06% ($1.0 mil)
Return on Equity (ROE): 10.61% ($1.0 mil)
Quarterly return on equity: 11.35% ($1.0 mil)
Net income: $0.9 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.48% ($1,380.6 mil)
Quarterly Pretax return on assets: 1.64% ($1,529.9 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
18Total employees (full-time equivalent)
$93,284Total assets
$4,803Cash and due from depository institutions
$2,228Interest-bearing balances
$46,307Securities
$0Federal funds sold & reverse repurchase agreements
$39,838Net loans & leases
$394Loan loss allowance
$0Trading account assets
$672Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$93,284Life insurance assets
$1,664All other assets
$84,598Total liabilities and capital
$81,522Total liabilities
$69,527Total deposits
$81,522Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,500Trading liabilities
$0Other borrowed funds
$576Subordinated debt
$8,686All other liabilities
$8,686Total equity capital
$8,686Total bank equity capital
$0Perpetual preferred stock
$300Common stock
$3,350Surplus
$5,036Undivided profits
Memoranda
$0Noncurrent loans and leases
$788Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$628Income earned, not collected on loans
$0Earning assets
$649Long-term assets (5+ years)
$88,373Average Assets, year-to-date
$25,750Average Assets, quarterly
$94,296Volatile liabilities
$93,073Insider loans
$56,008FHLB advances
$93,651Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$8,611Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$10,600Restructured Loans and leases
$30Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,583Total interest income
$621Total interest expense
$2,962Net interest income
$0Provision for loan and lease losses
$466Total noninterest income
$0Fiduciary activities
$260Service charges on deposit accounts
$0Trading account gains & fees
$206Additional noninterest income
$2,030Total noninterest expense
$796Salaries and employee benefits
$185Premises and equipment expense
$1,049Additional noninterest expense
$1,398Pre-tax net operating income
$0Securities gains (losses)
$492Applicable income taxes
$906Income before extraordinary items
$0Extraordinary gains - net
$906Net income attributable to bank
$0Net charge-offs
$906Cash dividends
$30Sale, conversion, retirement of capital stock, net
$705Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.98%Yield on earning assets
0.69%Cost of funding earning assets
3.29%Net interest margin
0.52%Noninterest income to earning assets
2.25%Noninterest expense to earning assets
0.96%Net operating income to assets
0.96%Return on assets (ROA)
1.48%Pretax return on assets
10.61%Return on equity (ROE)
2.35%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
46.60%Efficiency ratio
59,218Assets per employee
5.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
77.81%Loss allowance to loans
0.98%Loss allowance to noncurrent loans
62.74%Noncurrent assets plus other real estate owned to assets
0.67%Noncurrent loans to loans
1.56%Net loans and leases to deposits
48.87%Net loans and leases to core deposits
52.73%Equity capital to assets
9.31%Core capital (leverage) ratio
9.19%Tier 1 risk-based capital ratio
15.37%Total risk-based capital ratio
Memoranda
$16Average assets
$94,296Average earning assets
$8,538Average equity
$90,083Average loans

Total Fiduciary and Related Assets (December 31, 2004)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$4,720Managed Assets
1Number of Accounts
$4,622Personal trust and agency accounts
$1,747Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$2,875Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
29Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$98Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	12379	Logan County Bank	303 Pulaski Street, Lincoln, IL 62656	Febuary 23, 1962	Full Service Brick and Mortar
1	245469	Drive-In Facility	809 Woodlawn Road, Lincoln, IL 62656	September 08, 1977	Limited Service Facility
2	5408	Town&Country Bank Branch	100 Elm Street, Buffalo, IL 62515	November 20, 1911	Full Service Brick and Mortar

Logan County Bank in Lincoln, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Logan County Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2004)

List of branches

Comment about this bank, ask questions, or add new information about it:

Logan County Bank in Lincoln, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

Logan County Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2004)

List of branches

Comment about this bank, ask questions, or add new information about it:

Logan County Bank in Lincoln, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches