MileStone Bank in Doylestown, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • MileStone Bank in Doylestown, Pennsylvania (PA)
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MileStone Bank - Overview

  • General
  • FDIC Certificate #: 58502
    Status: Active
    Federal Reserve ID: 3540310
    Date Established: November 07, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 454689
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 07, 2007
    Last Structure Change Effective Date: November 07, 2007
    Last Structure Change Process Date: November 09, 2007
    Last Data Update: November 09, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1980 South Easton Road, Suite 110, Doylestown, PA 18901
    County: Bucks
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Philadelphia
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Philadelphia, PA (#37964)
  • History of Changes
  • Change in FED-RSSD-ID
    Change in Geographic Region/Area/Territory/Field Office
    New Institution
  • Financial Summary
  • Total assets: $155.1 mil
    Equity capital: $24.4 mil
    Deposits held in domestic offices: $117.3 mil
    Return on assets (ROA): 1.25% ($1.9 mil)
    Quarterly return on assets: 1.19% ($1.8 mil)
    Return on Equity (ROE): 9.25% ($2.2 mil)
    Quarterly return on equity: 7.64% ($1.8 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 1.89% ($2,931.8 mil)
    Quarterly Pretax return on assets: 1.79% ($2,776.6 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 29Total employees (full-time equivalent)
  • $155,120Total assets
  • $12,306Cash and due from depository institutions
  • $10,762Interest-bearing balances
  • $23,944Securities
  • $1,295Federal funds sold & reverse repurchase agreements
  • $113,934Net loans & leases
  • $1,775Loan loss allowance
  • $0Trading account assets
  • $398Bank premises and fixed assets
  • $450Other real estate owned
  • $571Goodwill and other intangibles
  • $155,120Life insurance assets
  • $2,222All other assets
  • $130,728Total liabilities and capital
  • $117,346Total liabilities
  • $95,567Total deposits
  • $117,346Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $12,300Trading liabilities
  • $0Other borrowed funds
  • $1,082Subordinated debt
  • $24,392All other liabilities
  • $24,392Total equity capital
  • $24,392Total bank equity capital
  • $5,100Perpetual preferred stock
  • $2,268Common stock
  • $16,904Surplus
  • $120Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,964Income earned, not collected on loans
  • $0Earning assets
  • $461Long-term assets (5+ years)
  • $149,935Average Assets, year-to-date
  • $18,033Average Assets, quarterly
  • $143,199Volatile liabilities
  • $155,233Insider loans
  • $110,763FHLB advances
  • $156,601Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $23,209Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $31,137Restructured Loans and leases
  • $4,196Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $7,708Total interest income
  • $1,483Total interest expense
  • $6,225Net interest income
  • $468Provision for loan and lease losses
  • $1,939Total noninterest income
  • $0Fiduciary activities
  • $124Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,815Additional noninterest income
  • $4,983Total noninterest expense
  • $2,448Salaries and employee benefits
  • $526Premises and equipment expense
  • $2,009Additional noninterest expense
  • $2,713Pre-tax net operating income
  • $0Securities gains (losses)
  • $919Applicable income taxes
  • $1,794Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,794Net income attributable to bank
  • $0Net charge-offs
  • $1,794Cash dividends
  • $188Sale, conversion, retirement of capital stock, net
  • $15Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.59%Yield on earning assets
  • 1.08%Cost of funding earning assets
  • 4.52%Net interest margin
  • 1.41%Noninterest income to earning assets
  • 3.61%Noninterest expense to earning assets
  • 1.25%Net operating income to assets
  • 1.25%Return on assets (ROA)
  • 1.89%Pretax return on assets
  • 9.25%Return on equity (ROE)
  • 9.17%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 248.94%Credit loss provision to net charge-offs
  • 16.92%Efficiency ratio
  • 60,510Assets per employee
  • 5.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.84%Loss allowance to loans
  • 1.53%Loss allowance to noncurrent loans
  • 59.89%Noncurrent assets plus other real estate owned to assets
  • 2.20%Noncurrent loans to loans
  • 2.56%Net loans and leases to deposits
  • 97.09%Net loans and leases to core deposits
  • 97.42%Equity capital to assets
  • 15.72%Core capital (leverage) ratio
  • 14.82%Tier 1 risk-based capital ratio
  • 20.95%Total risk-based capital ratio
  • Memoranda
  • $22Average assets
  • $143,199Average earning assets
  • $19,398Average equity
  • $137,847Average loans

List of branches

  • 1 Pennsylvania Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0454689Milestone Bank1980 South Easton Road, Suite 110, Doylestown, PA 18901November 07, 2007Full Service Brick and Mortar

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