Montana State Bank in Plentywood, Montana (MT)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Montana State Bank in Plentywood, Montana (MT)
  • Show street view No street view available for this location

Montana State Bank - Overview

  • General
  • FDIC Certificate #: 2201
    Status: Active
    Federal Reserve ID: 655651
    Bank Holding Company (Regulatory Top Holder): Treasure Bancorp, Inc. (RSSDID: 1139943, Location: Plentywood, MT)
    Date Established: May 25, 1917
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 1458
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And Third Avenue, Plentywood, MT 59254
    County: Sheridan
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $72.4 mil
    Equity capital: $5.7 mil
    Deposits held in domestic offices: $65.6 mil
    Return on assets (ROA): 1.07% ($0.8 mil)
    Quarterly return on assets: 0.86% ($0.6 mil)
    Return on Equity (ROE): 12.88% ($0.8 mil)
    Quarterly return on equity: 10.46% ($0.6 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 1.07% ($774.3 mil)
    Quarterly Pretax return on assets: 0.86% ($622.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 13Total employees (full-time equivalent)
  • $72,369Total assets
  • $34,015Cash and due from depository institutions
  • $30,453Interest-bearing balances
  • $6,345Securities
  • $500Federal funds sold & reverse repurchase agreements
  • $29,170Net loans & leases
  • $502Loan loss allowance
  • $0Trading account assets
  • $265Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $72,369Life insurance assets
  • $2,074All other assets
  • $66,657Total liabilities and capital
  • $65,579Total liabilities
  • $50,023Total deposits
  • $65,579Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,078Subordinated debt
  • $5,712All other liabilities
  • $5,712Total equity capital
  • $5,712Total bank equity capital
  • $0Perpetual preferred stock
  • $450Common stock
  • $1,950Surplus
  • $3,312Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2Income earned, not collected on loans
  • $0Earning assets
  • $639Long-term assets (5+ years)
  • $66,468Average Assets, year-to-date
  • $3,240Average Assets, quarterly
  • $67,095Volatile liabilities
  • $69,584Insider loans
  • $31,289FHLB advances
  • $69,882Loans and leases held for sale
  • $1,201Unused loan commitments
  • $355Tier 1 (core) risk-based capital
  • $5,574Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $846Total unused commitments
  • $1,732Restructured Loans and leases
  • $776Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,262Total interest income
  • $302Total interest expense
  • $1,960Net interest income
  • $0Provision for loan and lease losses
  • $173Total noninterest income
  • $0Fiduciary activities
  • $71Service charges on deposit accounts
  • $0Trading account gains & fees
  • $102Additional noninterest income
  • $1,415Total noninterest expense
  • $745Salaries and employee benefits
  • $133Premises and equipment expense
  • $537Additional noninterest expense
  • $718Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $718Income before extraordinary items
  • $0Extraordinary gains - net
  • $718Net income attributable to bank
  • $0Net charge-offs
  • $718Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $331Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.64%Yield on earning assets
  • 0.49%Cost of funding earning assets
  • 3.16%Net interest margin
  • 0.28%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 1.07%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 12.88%Return on equity (ROE)
  • 6.94%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 66,338Assets per employee
  • 5.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 46.10%Loss allowance to loans
  • 1.69%Loss allowance to noncurrent loans
  • 25100.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.01%Net loans and leases to deposits
  • 44.48%Net loans and leases to core deposits
  • 45.72%Equity capital to assets
  • 7.89%Core capital (leverage) ratio
  • 7.98%Tier 1 risk-based capital ratio
  • 17.81%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $67,095Average earning assets
  • $5,573Average equity
  • $62,096Average loans

List of branches

  • 1 Montana Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    01458Montana State BankMain And Third Avenue, Plentywood, MT 59254May 25, 1917Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Montana State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents