Mount Holly State Bank in Mount Holly Township, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 24, 1994

  • Mount Holly State Bank in Mount Holly Township, New Jersey (NJ)
  • Show street view No street view available for this location

Mount Holly State Bank - Overview

  • General
  • FDIC Certificate #: 21125
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Bank of Mid-Jersey (#8607)
    Federal Reserve ID: 971016
    Date Established: June 21, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 14604
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 21, 1973
    Last Structure Change Effective Date: June 24, 1994
    Last Structure Change Process Date: July 12, 1994
    Last Data Update: July 12, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 10 Rancocas Road, Mount Holly Township, NJ 8060
    County: Burlington
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Camden, NJ (#15804)
  • Financial Summary
  • Total assets: $117.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $61Total assets
  • $126,908Cash and due from depository institutions
  • $11,187Interest-bearing balances
  • $5,071Securities
  • $32,205Federal funds sold & reverse repurchase agreements
  • $2,000Net loans & leases
  • $76,924Loan loss allowance
  • $3,332Trading account assets
  • $0Bank premises and fixed assets
  • $1,618Other real estate owned
  • $1,617Goodwill and other intangibles
  • $1,357Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $126,908Total liabilities
  • $117,334Total deposits
  • $116,809Interest-bearing deposits
  • $88,097Deposits held in domestic offices
  • 116809.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $525Total equity capital
  • $525Total bank equity capital
  • $9,574Perpetual preferred stock
  • $0Common stock
  • $1,930Surplus
  • $5,578Undivided profits
  • Memoranda
  • $2,066Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,698Income earned, not collected on loans
  • $347Earning assets
  • $116,200Long-term assets (5+ years)
  • $5,575Average Assets, year-to-date
  • $132,032Average Assets, quarterly
  • $125,450Volatile liabilities
  • $940Insider loans
  • $804FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,616Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,574Total risk weighted assets
  • $79,828Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,571Total interest expense
  • $2,279Net interest income
  • $6,292Provision for loan and lease losses
  • $60Total noninterest income
  • $1,309Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,063Trading account gains & fees
  • $0Additional noninterest income
  • $246Total noninterest expense
  • $7,286Salaries and employee benefits
  • $1,864Premises and equipment expense
  • $637Additional noninterest expense
  • $4,785Pre-tax net operating income
  • $255Securities gains (losses)
  • $173Applicable income taxes
  • $120Income before extraordinary items
  • $308Extraordinary gains - net
  • -$399Net income attributable to bank
  • -$91Net charge-offs
  • $748Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.18%Cost of funding earning assets
  • 1.91%Net interest margin
  • 5.27%Noninterest income to earning assets
  • 1.10%Noninterest expense to earning assets
  • 6.11%Net operating income to assets
  • 0.14%Return on assets (ROA)
  • -0.07%Pretax return on assets
  • 0.02%Return on equity (ROE)
  • -1.00%Retained earnings to average equity (YTD only)
  • -1.00%Net charge-offs to loans
  • 0.91%Credit loss provision to net charge-offs
  • 8.02%Efficiency ratio
  • 95,856Assets per employee
  • 2.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.15%Loss allowance to noncurrent loans
  • 123.50%Noncurrent assets plus other real estate owned to assets
  • 3.40%Noncurrent loans to loans
  • 3.36%Net loans and leases to deposits
  • 65.85%Net loans and leases to core deposits
  • 66.39%Equity capital to assets
  • 7.54%Core capital (leverage) ratio
  • 7.48%Tier 1 risk-based capital ratio
  • 11.99%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $132,032Average earning assets
  • $9,131Average equity
  • $119,345Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Mount Holly State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents