Mount Holly State Bank in Mount Holly Township, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 24, 1994

  • Mount Holly State Bank in Mount Holly Township, New Jersey (NJ)
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Mount Holly State Bank - Overview

  • General
  • FDIC Certificate #: 21125
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Bank of Mid-Jersey (#8607)
    Federal Reserve ID: 971016
    Date Established: June 21, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 6 (Interstate: No)
    FDIC's unique #: 14604
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 21, 1973
    Last Structure Change Effective Date: June 24, 1994
    Last Structure Change Process Date: July 12, 1994
    Last Data Update: July 12, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 10 Rancocas Road, Mount Holly Township, NJ 8060
    County: Burlington
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Philadelphia, PA-NJ (#6160)
    Consolidated Metropolitan Statistical Area (CMSA): Philadelphia-Wilmington-Atlantic City, PA-NJ-DE-MD (#77)
    Combined Statistical Area (CSA): Philadelphia-Camden-Vineland, PA-NJ-DE-MD (#428)
    Core Based Statistical Area (CBSA): Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    CBSA Metro Statistical Area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (#37980)
    Core Based Statistical Division: Camden, NJ (#15804)
  • Financial Summary
  • Total assets: $117.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $61Total assets
  • $126,908Cash and due from depository institutions
  • $11,187Interest-bearing balances
  • $5,071Securities
  • $32,205Federal funds sold & reverse repurchase agreements
  • $2,000Net loans & leases
  • $76,924Loan loss allowance
  • $3,332Trading account assets
  • $0Bank premises and fixed assets
  • $1,618Other real estate owned
  • $1,617Goodwill and other intangibles
  • $1,357Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $126,908Total liabilities
  • $117,334Total deposits
  • $116,809Interest-bearing deposits
  • $88,097Deposits held in domestic offices
  • 116809.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $525Total equity capital
  • $525Total bank equity capital
  • $9,574Perpetual preferred stock
  • $0Common stock
  • $1,930Surplus
  • $5,578Undivided profits
  • Memoranda
  • $2,066Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,698Income earned, not collected on loans
  • $347Earning assets
  • $116,200Long-term assets (5+ years)
  • $5,575Average Assets, year-to-date
  • $132,032Average Assets, quarterly
  • $125,450Volatile liabilities
  • $940Insider loans
  • $804FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,616Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,574Total risk weighted assets
  • $79,828Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,571Total interest expense
  • $2,279Net interest income
  • $6,292Provision for loan and lease losses
  • $60Total noninterest income
  • $1,309Fiduciary activities
  • $0Service charges on deposit accounts
  • $1,063Trading account gains & fees
  • $0Additional noninterest income
  • $246Total noninterest expense
  • $7,286Salaries and employee benefits
  • $1,864Premises and equipment expense
  • $637Additional noninterest expense
  • $4,785Pre-tax net operating income
  • $255Securities gains (losses)
  • $173Applicable income taxes
  • $120Income before extraordinary items
  • $308Extraordinary gains - net
  • -$399Net income attributable to bank
  • -$91Net charge-offs
  • $748Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.18%Cost of funding earning assets
  • 1.91%Net interest margin
  • 5.27%Noninterest income to earning assets
  • 1.10%Noninterest expense to earning assets
  • 6.11%Net operating income to assets
  • 0.14%Return on assets (ROA)
  • -0.07%Pretax return on assets
  • 0.02%Return on equity (ROE)
  • -1.00%Retained earnings to average equity (YTD only)
  • -1.00%Net charge-offs to loans
  • 0.91%Credit loss provision to net charge-offs
  • 8.02%Efficiency ratio
  • 95,856Assets per employee
  • 2.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.15%Loss allowance to noncurrent loans
  • 123.50%Noncurrent assets plus other real estate owned to assets
  • 3.40%Noncurrent loans to loans
  • 3.36%Net loans and leases to deposits
  • 65.85%Net loans and leases to core deposits
  • 66.39%Equity capital to assets
  • 7.54%Core capital (leverage) ratio
  • 7.48%Tier 1 risk-based capital ratio
  • 11.99%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $132,032Average earning assets
  • $9,131Average equity
  • $119,345Average loans

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