Mountain West Bank in Coeur D Alene, Idaho (ID), WA, UT
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Mountain West Bank in Coeur D Alene, Idaho (ID), WA, UT
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Mountain West Bank - Overview

  • General
  • FDIC Certificate #: 33844
    Status: Active
    Federal Reserve ID: 2114282
    Bank Holding Company (Regulatory Top Holder): Glacier Bancorp, Inc. (RSSDID: 2003975, Location: Kalispell, MT)
    Date Established: October 05, 1993
    WWW: http://www.mtnwb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 24 (Domestic: 24, Interstate: Yes)
    OTS Docket #: 11213
    FDIC's unique #: 48152
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: October 05, 1993
    Last Structure Change Effective Date: Febuary 15, 2011
    Last Structure Change Process Date: Febuary 15, 2011
    Last Data Update: Febuary 15, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 125 Ironwood Drive, Coeur D Alene, ID 83814
    County: Kootenai
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Coeur d'Alene, ID (#17660)
    CBSA Metro Statistical Area: Coeur d'Alene, ID (#17660)
  • Financial Summary
  • Total assets: $1,129.4 mil
    Equity capital: $159.2 mil
    Deposits held in domestic offices: $806.0 mil
    Return on assets (ROA): -2.16% (-$24.4 mil)
    Quarterly return on assets: -0.87% (-$9.8 mil)
    Return on Equity (ROE): -14.50% (-$23.1 mil)
    Quarterly return on equity: -6.04% (-$9.6 mil)
    Net income: -$24.8 mil
    Quarterly Net income: -$2.4 mil
    Pretax return on assets: -3.57% (-$40,320.2 mil)
    Quarterly Pretax return on assets: -1.67% (-$18,861.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 361Total employees (full-time equivalent)
  • $1,129,417Total assets
  • $30,817Cash and due from depository institutions
  • $11,108Interest-bearing balances
  • $264,860Securities
  • $83,925Federal funds sold & reverse repurchase agreements
  • $671,275Net loans & leases
  • $36,167Loan loss allowance
  • $0Trading account assets
  • $31,603Bank premises and fixed assets
  • $18,951Other real estate owned
  • $62Goodwill and other intangibles
  • $1,129,417Life insurance assets
  • $27,924All other assets
  • $970,198Total liabilities and capital
  • $806,039Total liabilities
  • $543,481Total deposits
  • $806,039Interest-bearing deposits
  • $92Deposits held in domestic offices
  • 39619.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $118,251Trading liabilities
  • $0Other borrowed funds
  • $6,289Subordinated debt
  • $159,219All other liabilities
  • $159,219Total equity capital
  • $159,219Total bank equity capital
  • $0Perpetual preferred stock
  • $1,789Common stock
  • $136,572Surplus
  • $20,858Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $34,674Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $25,118Income earned, not collected on loans
  • $1,071Earning assets
  • $4,109Long-term assets (5+ years)
  • $1,031,168Average Assets, year-to-date
  • $317,100Average Assets, quarterly
  • $1,145,503Volatile liabilities
  • $1,110,845Insider loans
  • $730,921FHLB advances
  • $1,091,490Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $139,809Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $117,203Restructured Loans and leases
  • $8,696Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $49,655Total interest income
  • $5,615Total interest expense
  • $44,040Net interest income
  • $30,100Provision for loan and lease losses
  • $12,793Total noninterest income
  • $0Fiduciary activities
  • $5,088Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,705Additional noninterest income
  • $67,616Total noninterest expense
  • $19,503Salaries and employee benefits
  • $6,547Premises and equipment expense
  • $41,566Additional noninterest expense
  • -$40,883Pre-tax net operating income
  • $0Securities gains (losses)
  • -$16,087Applicable income taxes
  • -$24,796Income before extraordinary items
  • $0Extraordinary gains - net
  • -$24,796Net income attributable to bank
  • $0Net charge-offs
  • -$24,796Cash dividends
  • $28,997Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.82%Yield on earning assets
  • 0.55%Cost of funding earning assets
  • 4.28%Net interest margin
  • 1.24%Noninterest income to earning assets
  • 6.57%Noninterest expense to earning assets
  • -2.16%Net operating income to assets
  • -2.16%Return on assets (ROA)
  • -3.57%Pretax return on assets
  • -14.50%Return on equity (ROE)
  • -14.50%Retained earnings to average equity (YTD only)
  • 3.88%Net charge-offs to loans
  • 103.80%Credit loss provision to net charge-offs
  • -0.37%Efficiency ratio
  • 78,108Assets per employee
  • 3.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 5.11%Loss allowance to noncurrent loans
  • 143.99%Noncurrent assets plus other real estate owned to assets
  • 3.90%Noncurrent loans to loans
  • 3.55%Net loans and leases to deposits
  • 83.28%Net loans and leases to core deposits
  • 91.23%Equity capital to assets
  • 14.10%Core capital (leverage) ratio
  • 12.81%Tier 1 risk-based capital ratio
  • 19.13%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $1,145,503Average earning assets
  • $170,999Average equity
  • $1,029,824Average loans

List of branches

  • 19 Idaho Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    048152Mountain West Bank125 Ironwood Drive, Coeur D Alene, ID 83814October 05, 1993Full Service Brick and Mortar
    1289967Hayden Branch305 West Prairie Avenue, Hayden, ID 83835June 30, 1996Full Service Brick and Mortar
    2289968Post Falls Branch709 East Seltice Way, Post Falls, ID 83854November 06, 1996Full Service Brick and Mortar
    4238313Ketchum-Sun Valley Branch331 N Leadville Avenue, Ketchum, ID 83340Febuary 04, 1966Full Service Brick and Mortar
    5238328Hailey Branch206 N Main Street, Hailey, ID 83333September 27, 1972Full Service Brick and Mortar
    6230245State Street Branch433 North 16th Street, Boise, ID 83702December 08, 1967Full Service Brick and Mortar
    7230253Franklin And Cole Branch80 South Cole Road, Boise, ID 83709Febuary 03, 1975Full Service Brick and Mortar
    8230002Nampa West Branch2024 Caldwell Boulevard, Nampa, ID 83651March 17, 1997Full Service Brick and Mortar
    11362317Meridian Branch2970 East Saint Lukes Drive, Meridian, ID 83642November 05, 2001Full Service Brick and Mortar
    12419736Glenwood Branch7107 West State Street, Boise, ID 83714March 10, 2003Full Service Brick and Mortar
    1316600Pend Oreille Branch476655 Highway 95 North, Ponderay, ID 83852Febuary 08, 1982Full Service Brick and Mortar
    17238306Bonners Ferry Branch7186 1st Street, Bonners Ferry, ID 83805March 01, 1962Full Service Brick and Mortar
    184469258th And Bannock800 West Bannock Street, Boise, ID 83702January 09, 2006Full Service Brick and Mortar
    19450596Coeur D'alene Branch1715 W. Kathleen Avenue, Coeur D Alene, ID 83815April 03, 2006Full Service Brick and Mortar
    20453336Nampa 12th Branch1223 12th Avenue Road, Nampa, ID 83651November 14, 2005Full Service Brick and Mortar
    21453337Fairview Branch4250 Fairview Avenue East, Meridian, ID 83642Febuary 20, 2006Full Service Brick and Mortar
    22464424Eagle Branch1539 East Iron Eagle Drive, Eagle, ID 83616May 29, 2007Full Service Brick and Mortar
    24493070Internet Banking BranchWww.Mountainwestbank.com, Coeur D Alene, ID 83814August 11, 2008Full Service Cyber
    25493071Sandpoint West Branch1319 Highway 2, Sandpoint, ID 83864September 02, 2008Full Service Brick and Mortar
  • 2 Utah Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    911231Brigham City-Perry Branch110 South Main Street, Brigham City, UT 84302April 11, 1953Full Service Brick and Mortar
    10189102Park City Branch1776 Park Avenue, Park City, UT 84060May 09, 1983Full Service Brick and Mortar
  • 3 Washington Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    14256682Newport Branch330 North Washington Avenue, Newport, WA 99156October 31, 1996Full Service Brick and Mortar
    167154Ione Branch223 Main Street, Ione, WA 99139September 29, 1909Full Service Brick and Mortar
    23466263Spokane Valley Branch12321 East Mission Avenue, Spokane Valley, WA 99206November 20, 2006Full Service Brick and Mortar

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